Best Funds Transfer Apps

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.4β˜…, the funds transfer category is one of the App Store's strongest. Browse all 249+ apps we track, sorted so the most loved ones surface first.

Compare top Funds Transfer Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ria Money TransferRia Money TransferFree4.8β˜… (285K)NoNoAug 2026
2UnitySend - Money TransferUnitySend - Money TransferFree4.5β˜… (45)NoNoJun 2026
3Xoom: Send Money & TransferXoom: Send Money & TransferFree4.8β˜… (1.2M)NoNoAug 2026
4Remitly: Send Money & TransferRemitly: Send Money & TransferFree4.9β˜… (2.7M)NoNoAug 2026
5JupayJupayFree4.7β˜… (2.7K)NoNoAug 2026
6Western Union: Send MoneyWestern Union: Send MoneyFree4.8β˜… (1.3M)NoNoAug 2026
7ACE Money TransferACE Money TransferFree4.7β˜… (926)NoNoAug 2026
8Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7β˜… (85K)NoNoAug 2026

Top Picks for Funds Transfer

Ria Money Transfer#1

Ria Money Transfer by Ria Envia Inc.

International Remittance App
Editor's Choice
πŸ’° Finance
4.8😞(285K ratings)
Free
Ria Money Transfer screenshot 1
Ria Money Transfer screenshot 2
Ria Money Transfer screenshot 3
Ria Money Transfer screenshot 4
Ria Money Transfer screenshot 5
Ria Money Transfer screenshot 6

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

What We Love

  • πŸš€ Fast and efficient
  • πŸ’° Good exchange rates
  • ⚑ Instant money transfers
  • πŸ”’ Secure and reliable

Room to Improve

  • πŸ•°οΈ Delays in processing transfers
  • πŸ€– Poor customer service
  • πŸ”’ Strict verification requirements
UnitySend - Money Transfer#2

UnitySend - Money Transfer by Fast Funds Incorporated

Simple, Safe, Fastest Delivery
Strong Contender
πŸ’° Finance
4.5(45 ratings)
Free
UnitySend - Money Transfer screenshot 1
UnitySend - Money Transfer screenshot 2
UnitySend - Money Transfer screenshot 3

Easily send money to Ghana at competitive rates and low costs. The application offers a simple, quick, and secure way to transfer funds, with transactions often settling within minutes. You can send money via mobile money, bank deposit, or cash collection.

Xoom: Send Money & Transfer#3

Xoom: Send Money & Transfer by Xoom Corporation

Send money to 150+ countries
Worth Considering
πŸ’° Finance
4.8😞(1.2M ratings)
Free
Xoom: Send Money & Transfer screenshot 1
Xoom: Send Money & Transfer screenshot 2
Xoom: Send Money & Transfer screenshot 3
Xoom: Send Money & Transfer screenshot 4
Xoom: Send Money & Transfer screenshot 5
Xoom: Send Money & Transfer screenshot 6

Send money internationally quickly and securely. Track transfers in real-time, with transparent rates and no fees for recipients. Supports bank deposits, cash pickup, and mobile wallet transfers.

What We Love

  • πŸš€ Fast and seamless transfers
  • πŸ’‘ Convenient app-based service
  • πŸ”’ Secure transactions
  • πŸ‘ Easy to use

Room to Improve

  • πŸ› Delayed or canceled transactions
  • πŸ” Excessive verification requirements
  • πŸ€– Poor customer service

More Funds Transfer apps to explore

4
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
πŸ’° Finance
(2.7M)
free with in-app purchases
5
Jupay
Jupay
Jupay
Fast Money transfer everywhere
Free

Send money instantly and for free from the US, UK, and Canada to Ghana. Funds arrive in minutes directly to mobile wallets or bank accounts. Pay securely with debit cards or ACH, with real-time tracking and excellent support.

Free transfers to GhanaInstant money deliveryMobile wallet and bank account deposits
πŸ’° Finance
(2.7K)
free
6
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
πŸ’° Finance
(1.3M)
free with in-app purchases
7
ACE Money Transfer
ACE Money Transfer
ACE Money Transfer
Send Money Online - low fees
Free

Send money internationally quickly and securely to over 75 countries. Supports bank deposits, cash pickup, and mobile wallet transfers with competitive rates and low fees. Offers real-time tracking and 24/7 multilingual customer support.

International money transfersSend to 75+ countriesBank deposit, cash pickup, mobile wallet
πŸ’° Finance
(926)
free with in-app purchases
8
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
πŸ’° Finance
(85K)
free with in-app purchases
9
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
10
uLink Money Transfer SuperApp
uLink Money Transfer SuperApp
uLink Money Transfer SuperApp
by Unitellerapp
Free

Easily send money internationally and domestically to over 172,000 locations in 69 countries. Enjoy competitive exchange rates, low fees, and transparent pricing. Track your transfers, reload phones abroad, and earn rewards.

International money transfersDomestic money transfersReload prepaid phones abroad
πŸ’° Finance
(9.3K)
free with in-app purchases
11
TransferBoss
TransferBoss
TransferBoss
by Centrexcard Limited
Free

Send money to friends and family in Nigeria, the UK, and Canada quickly and easily. This app facilitates mobile money transfers directly to Nigerian bank accounts using just a mobile phone number.

Mobile money transfersPaymentsSend money to Nigeria
πŸ’° Finance
(0)
free
12
etercash
etercash
etercash
A Financial fund transfer app
Free
πŸ’° Finance
(0)
13
Instant Remit: Money Transfer
Instant Remit: Money Transfer
Instant Remit: Money Transfer
by Remit Choice - Send Money Home
Free
πŸ’° Finance
(0)
14
Sharemoney Send Money Transfer
Sharemoney Send Money Transfer
Sharemoney Send Money Transfer
Fast International Transfers
Free

Easily send money internationally to loved ones quickly, safely, and affordably. Choose from cash pickup, bank deposit, or mobile wallet delivery in over 30 countries. Track your transfers and get real-time updates for peace of mind.

Fast international transfersSend to 30+ countriesCash pickup and bank deposit options
πŸ’° Finance
(1.5K)
free with in-app purchases
15
altras money transfer
altras money transfer
altras money transfer
by altras international ( uk )
Free

Send money to family and friends directly from your mobile device. Track transfers, calculate transaction costs upfront, and make instant in-app payments. Enjoy secure, 24/7 service for GBP and EUR transactions.

Send money on-the-goTrack money transfersCalculate transaction costs
πŸ’° Finance
(712)
free
16
UPTION Para Transferi
UPTION Para Transferi
UPTION Para Transferi
HΔ±zlΔ± ve ucuz para transferi
Free

Send money internationally and domestically with low fees. Open a European bank account, get a global spending card, and top up mobile phones abroad. Enjoy fast, secure transactions with multiple payment options.

International money transfersDomestic fee-free transfersEuropean IBAN account
πŸ’° Finance
(85)
ad-supported
17
Fin.do: Instant Money Anywhere
Fin.do: Instant Money Anywhere
Fin.do: Instant Money Anywhere
International money transfers
Free

Send money instantly to Visa and Mastercard cards in over 150 countries. This app allows for easy currency conversion and local or international transfers with no hidden fees. Enjoy secure transactions and transparent exchange rates for a convenient global money movement experience.

Instant transfers to Visa/MastercardSend money locally and abroadConvert any currency
πŸ’° Finance
(34)
free with in-app purchases
18
KMoney Transfer
KMoney Transfer
KMoney Transfer
Reliable Money Remittance
Free

Send money internationally with ease. The app offers a quick signup process, allows you to add beneficiaries, initiate transfers, and pay securely. Funds are paid out instantly to the receiver.

Quick signupAdd beneficiariesInitiate transfers
πŸ’° Finance
(2)
free
19
CAM Transfer
CAM Transfer
CAM Transfer
by CARIBBEAN AIRMAIL, INC.
Free

Send money to friends and family quickly and easily from your mobile device. Utilize up-to-date exchange rates to maximize your transfers and track your transactions with confidence. Enjoy a smooth and secure money transfer experience.

Send money to friends and familyUse up-to-date exchange ratesTrack money transfers
πŸ’° Finance
(55)
free
20
Afriex - Money transfer
Afriex - Money transfer
Afriex - Money transfer
Send money with low fees
Free

Send money internationally quickly, securely, and affordably. This app offers competitive exchange rates and low transfer fees, with a user-friendly interface for seamless global transactions. It also provides a Global USD Account for receiving international payments.

Fast international transfersSecure and reliable transactionsLow transfer fees
πŸ’° Finance
(8.7K)
free with in-app purchases

FAQ about Funds Transfer

What are the best funds transfer apps for iPhone?
Ria Money Transfer tops our funds transfer apps ranking as of August 2026, with a 4.8-star average from 285K App Store ratings, and it's free to download.
Yes β€” 20 of the top funds transfer apps we rank are free to download, including Ria Money Transfer and UnitySend - Money Transfer.
Ria Money Transfer has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ funds transfer apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Ria Money Transfer app allows users to send money internationally to family and friends in over 190 countries and territories. It facilitates secure and fast transfers with various delivery options, including cash pickup, bank deposits, mobile wallets, and home delivery.
Key features include sending money to over 190 countries, utilizing over 500,000 cash pickup locations, transferring funds via debit card, bank account, or credit card, and offering instant money transfers. Users can also repeat past transfers with the 'Send Again' feature and track their transfer's progress.