Best Funds Transfer Apps

234+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.5★, the funds transfer category is one of the App Store's strongest. Browse all 234+ apps we track, sorted so the most loved ones surface first.

Compare top Funds Transfer Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ria Money TransferRia Money TransferFree4.8★ (277K)NoNoJul 2026
2UnitySend - Money TransferUnitySend - Money TransferFree4.5★ (45)NoNoJun 2026
3JupayJupayFree4.7★ (2.6K)NoNoJul 2026
4Pangea Money TransferPangea Money TransferFree4.8★ (36K)NoNoJul 2026
5uLink Money Transfer SuperAppuLink Money Transfer SuperAppFree4.8★ (9.1K)NoNoJul 2026
6Get Paid Early: Cash AdvanceGet Paid Early: Cash AdvanceFree4.5★ (6.3K)NoNoJul 2026
7Paysend: Send Money WorldwidePaysend: Send Money WorldwideFree4.8★ (30K)NoNoJul 2026
8LemFiLemFiFree4.8★ (70K)NoNoJul 2026

Top Picks for Funds Transfer

Ria Money Transfer#1

Ria Money Transfer by Ria Envia Inc.

International Remittance App
Editor's Choice
💰 Finance
4.8😞(277K ratings)
Free
Ria Money Transfer screenshot 1
Ria Money Transfer screenshot 2
Ria Money Transfer screenshot 3
Ria Money Transfer screenshot 4
Ria Money Transfer screenshot 5
Ria Money Transfer screenshot 6

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

What We Love

  • 🚀 Fast and efficient
  • 💰 Good exchange rates
  • ⚡ Instant money transfers
  • 🔒 Secure and reliable

Room to Improve

  • 🕰️ Delays in processing transfers
  • 🤖 Poor customer service
  • 🔒 Strict verification requirements
UnitySend - Money Transfer#2

UnitySend - Money Transfer by Fast Funds Incorporated

Simple, Safe, Fastest Delivery
Strong Contender
💰 Finance
4.5(45 ratings)
Free
UnitySend - Money Transfer screenshot 1
UnitySend - Money Transfer screenshot 2
UnitySend - Money Transfer screenshot 3

Easily send money to Ghana at competitive rates and low costs. The application offers a simple, quick, and secure way to transfer funds, with transactions often settling within minutes. You can send money via mobile money, bank deposit, or cash collection.

Jupay#3

Jupay by Juni Holdings Inc

Fast Money transfer everywhere
Worth Considering
💰 Finance
4.7😐(2.6K ratings)
Free
Jupay screenshot 1
Jupay screenshot 2
Jupay screenshot 3
Jupay screenshot 4
Jupay screenshot 5
Jupay screenshot 6

Send money instantly and for free from the US, UK, and Canada to Ghana. Funds arrive in minutes directly to mobile wallets or bank accounts. Pay securely with debit cards or ACH, with real-time tracking and excellent support.

What We Love

  • 🚀 Fast and reliable money transfers
  • 🔒 Secure personal information
  • 👍 User-friendly app
  • 💰 Great exchange rates

Room to Improve

  • 🐛 App crashes and freezes
  • 🤖 Poor customer service
  • ⚠️ Accounts being flagged for no reason

More Funds Transfer apps to explore

4
Pangea Money Transfer
Pangea Money Transfer
Pangea Money Transfer
Send Money to Mexico & More
Free

Send money internationally with low fees and competitive exchange rates. Enjoy fast, secure transfers with real-time tracking to destinations like Mexico and the Philippines. Save favorite recipients for quick repeat transfers and choose from flexible delivery options.

Instant transfersLow fees and great ratesSecure and trusted
💰 Finance
(36K)
free with in-app purchases
5
uLink Money Transfer SuperApp
uLink Money Transfer SuperApp
uLink Money Transfer SuperApp
by Unitellerapp
Free

Easily send money internationally and domestically to over 172,000 locations in 69 countries. Enjoy competitive exchange rates, low fees, and transparent pricing. Track your transfers, reload phones abroad, and earn rewards.

International money transfersDomestic money transfersReload prepaid phones abroad
💰 Finance
(9.1K)
free with in-app purchases
6
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Instant Paycheck, Earned Wages
Free

Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.

Access pay in real-timeNo loans, interest, or hidden feesInstant cash transfers
💰 Finance
(6.3K)
free
7
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Fast Global Money Transfers
Free

Send money globally with ease and low fees. This app facilitates fast, secure international transfers to over 170 countries via bank, mobile wallet, or card. Enjoy transparent pricing and real-time exchange rates for reliable remittances.

Global money transfersLow fees and transparent pricingReal-time exchange rates
💰 Finance
(30K)
free with in-app purchases
8
LemFi
LemFi
LemFi
Global payment for everyone
Free

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

Send money overseasLow or zero transfer feesMulti-currency account
💰 Finance
(70K)
free
9
Placid Money Transfer
Placid Money Transfer
Placid Money Transfer
Send money with Placid Express
Free

Easily send money internationally with competitive exchange rates and low fees. Offers special introductory rates for first-time users on transfers to select countries. Supports bank account deposits and cash pickups in various popular destinations.

International money transfersSpecial first-time transfer ratesBank account deposits
💰 Finance
(3.9K)
free with in-app purchases
10
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Send Money, Instant and Safe
Free

Send money internationally with a secure and user-friendly mobile app. Experience fast, reliable, and convenient cross-border transactions with competitive exchange rates and real-time tracking.

Instant international money transfersSecure and encrypted transactionsCompetitive exchange rates
💰 Finance
(2K)
free with in-app purchases
11
GoFundMe: Best in Crowdfunding
GoFundMe: Best in Crowdfunding
GoFundMe: Best in Crowdfunding
Fundraise & accept donations
Free

Easily launch personal or nonprofit fundraisers, manage donations, and share your progress. Simplify your charitable giving with donor-advised funds and track your impact.

Launch fundraisersManage fundraisers on the goDonor-advised funds (DAF)
💰 Finance
(47K)
free with in-app purchases
12
Vigo Money
Vigo Money
Vigo Money
Manage Send and Receive Funds
Free

Manage, send, and receive funds easily with this financial app. It offers fast, reliable transfers, a free Visa card, and a multi-currency account. Enjoy fee-free wallet-to-wallet transfers in the US and global money sending without hidden fees or credit checks.

Send and receive money globallyFee-free US wallet-to-wallet transfersFree Western Union Visa Card
💰 Finance
(122)
free
13
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Send money to 150+ countries
Free

Send money internationally quickly and securely. Track transfers in real-time, with transparent rates and no fees for recipients. Supports bank deposits, cash pickup, and mobile wallet transfers.

24/7 transaction protectionTransparent rates, no recipient feesPayPal wallet integration
💰 Finance
(1.2M)
free with in-app purchases
14
Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual Fund
Demat, Stock Market Investment
Free

Invest and trade in stocks, mutual funds, and more with a user-friendly platform. Offers seamless trading, portfolio analysis, and access to various financial instruments. Open a free Demat account online to start your investment journey.

Free Demat account openingStock market tradingMutual fund investments
💰 Finance
(2.3K)
free with in-app purchases
15
Envios.com Money Transfer
Envios.com Money Transfer
Envios.com Money Transfer
International Money Transfer
Free

Send money internationally from the US to Latin America and the Philippines. Offers multiple delivery options like cash pickup, bank deposit, and home delivery. Track transfers in real-time and benefit from promotions.

Send money internationallyMultiple delivery optionsReal-time transfer status
💰 Finance
(1.2K)
free with in-app purchases
16
Coin by Zerodha - Mutual funds
Coin by Zerodha - Mutual funds
Coin by Zerodha - Mutual funds
Mutual funds, NPS, and more
Free

Invest in direct mutual funds and NPS without commissions. Automate SIPs, manage withdrawals, and access detailed portfolio analytics. Track your investments and family portfolios with ease.

Zero-commission direct mutual fundsSystematic Investment Plans (SIPs)National Pension Scheme (NPS)
💰 Finance
(479)
free
17
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(84K)
free with in-app purchases
18
ACE Money Transfer
ACE Money Transfer
ACE Money Transfer
Send Money Online - low fees
Free

Send money internationally quickly and securely to over 75 countries. Supports bank deposits, cash pickup, and mobile wallet transfers with competitive rates and low fees. Offers real-time tracking and 24/7 multilingual customer support.

International money transfersSend to 75+ countriesBank deposit, cash pickup, mobile wallet
💰 Finance
(894)
free with in-app purchases
19
Pesa (Formerly Pesapeer)
Pesa (Formerly Pesapeer)
Pesa (Formerly Pesapeer)
Send & Receive Money Abroad
Free

Send and receive money internationally with zero fees and competitive exchange rates. Manage multiple currency wallets, convert currencies seamlessly, and enjoy instant transfers to numerous countries. The app also offers a referral program to earn extra cash.

Send and receive money internationallyZero transfer feesCompetitive exchange rates
💰 Finance
(1.3K)
free
20
Afriex - Money transfer
Afriex - Money transfer
Afriex - Money transfer
Send money with low fees
Free

Send money internationally quickly, securely, and affordably. This app offers competitive exchange rates and low transfer fees, with a user-friendly interface for seamless global transactions. It also provides a Global USD Account for receiving international payments.

Fast international transfersSecure and reliable transactionsLow transfer fees
💰 Finance
(8.7K)
free with in-app purchases

FAQ about Funds Transfer

What are the best funds transfer apps for iPhone?
Ria Money Transfer tops our funds transfer apps ranking as of July 2026, with a 4.8-star average from 277K App Store ratings, and it's free to download.
Yes — 20 of the top funds transfer apps we rank are free to download, including Ria Money Transfer and UnitySend - Money Transfer.
Ria Money Transfer has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 234+ funds transfer apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Ria Money Transfer app allows users to send money internationally to family and friends in over 190 countries and territories. It facilitates secure and fast transfers with various delivery options, including cash pickup, bank deposits, mobile wallets, and home delivery.
Key features include sending money to over 190 countries, utilizing over 500,000 cash pickup locations, transferring funds via debit card, bank account, or credit card, and offering instant money transfers. Users can also repeat past transfers with the 'Send Again' feature and track their transfer's progress.