Send money internationally quickly and securely. Track transfers in real-time, with transparent rates and no fees for recipients. Supports bank deposits, cash pickup, and mobile wallet transfers.
Reviews of Xoom are mostly negative: the Finance app is rated 4.8/5 from 1.2M App Store ratings. What users like most: fast and seamless transfers, convenient app-based service. Top complaints: delayed or canceled transactions, excessive verification requirements. Summarized from real user reviews.
10.13.0
October 19, 2026
We regularly make improvements to the app with each release. Our latest update contains fixes and enhancements to make your sending experience more seamless.
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New to Xoom? See our rates. Fees & limits apply.
Jun 12, 2026 — Jul 13, 2026
New to Xoom? See our rates. Fees & limits apply.
May 1, 2026 — Jun 1, 2026
3 issues
Inconsistent transaction processing times
Account restrictions without clear explanation
3 requests
Ability to tag recipients
Improved transaction status updates
Xoom is a service that allows you to send money to friends and family abroad quickly, safely, and reliably. It also enables you to reload mobile phones for contacts in other countries. The service is backed by PayPal's trusted technology for security.
Key features include 24/7 transaction protection, competitive and transparent rates with no fees for recipients, easy access to your PayPal wallet, upfront delivery times, real-time tracking, and multiple ways to send money like bank deposits, cash pickup, and mobile wallet transfers.
While the app itself is free to download and use, there are fees associated with sending money. These fees are competitive and transparent, and importantly, there are no transaction fees for the person receiving the money. You can also reload mobile phones quickly through the app.
Xoom supports sending money to a wide range of countries, including Mexico, the Philippines, India, the Dominican Republic, Colombia, and many others listed in the application details. You can send to major banks, for cash pickup, or to mobile wallets in supported regions.
No, your friends and family do not need to have a PayPal or Xoom account to receive money sent through Xoom. The money can be sent directly to their bank account, for cash pickup at numerous locations, or to their mobile wallet, depending on the destination country.
