Best Short Term Loan Apps

4.5😞(88K ratings)

FreeAdsIn-App Purchases

#14in Finance

Lenme: Borrowing and Lending screenshot 1

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Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

🚀 Smooth app experience
👍 User-friendly interface
💡 Innovative peer-to-peer lending model
🤝 Helpful when in financial need

Room to Improve

🐛 Frequent app crashes
🕰️ Slow customer support response times
💳 Issues with bank account linking
🤷‍♀️ Unclear loan approval process
🚫 Inability to modify or cancel loan requests

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday

Strong Contender

4.8😐(392K ratings)

FreeAds

#43in Finance

Klover - Instant Cash Advance screenshot 1

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Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

🚀 Quick and easy setup
💰 Helpful for financial emergencies
👍 Transparent and fair model
🤝 Reliable and efficient
💳 Seamless bank account integration

Room to Improve

🔍 Confusing point system
⏱️ Slow customer support response times
🤔 Inconsistent advance amounts
💰 High fees for instant transfers
🐛 Technical issues with receipt scanning and surveys

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms

Worth Considering

Brigit: Cash Advance & Credit

4.4😞(41K ratings)

FreeAds

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

💰 Helpful for emergencies
🤝 Community-driven lending platform
⚡ Quick loan funding
🕰️ Flexible repayment periods
🆙 Ability to build credit score

Room to Improve

🤷‍♂️ Inconsistent customer support
🤯 Unclear fees and policies
🤕 High risk of loan defaults
🤬 Lack of lender protection
📉 Declining lender satisfaction

More Short Term Loan apps to explore

Get $25-$500* in Minutes

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

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Possible: Fast Cash & Credit

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

(137K)

Americash Loans

by Americash Loans LLC

Fast loan applicationSame-day funding potentialCustomer profile management

Apply for installment loans quickly and easily through a streamlined mobile process. Manage your loan account, view repayment options, make payments, and access referral codes all in one place. Get funded the same day if you apply before 11:30a CST, subject to restrictions.

(8)

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

FloatMe: Fast Cash Advance App

(918K)

freemium

Instant Money Before Payday

Cash advances up to $50No credit checks or interestCash flow calendar

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Short Term Loan Calculator

(158K)

subscription

Auto-Car Loan,Personal Loan

Personal loan calculationCar loan calculationHouse rehab loan calculation

Easily calculate personal loans, car loans, and other short-term financing. Save, email, or text your loan calculations directly from the app. Designed for simplicity and quick access to financial figures.

💼 Business

(2)

Cash Advance - Dame Money

by Costadelsol Enterprises, LLC

Tilt: Cash Advance & Credit

(0)

Cash Advance, Credit Cards

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Early Paycheck. $50 up to $250

(466K)

subscription

OneBlinc Cash Advance

Salary advances up to $250Fast approvals and instant cashNo hidden fees or mandatory charges

Access a portion of your salary early, from $50 to $250, to cover immediate financial needs. This service offers a simple, affordable, and fair way to get cash advances with fast approvals and no hidden fees.

Get Cash Fast, No Credit Check

(14K)

subscription

Gerald - Cash Advance

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

(32K)

Fast Payday Loans

by Rainbow UK Ltd

Borrow £100 to £1000Connects with top UK lendersSimple application form

Access quick cash with this app, allowing you to borrow between £100 and £1000. It connects you with top UK lenders through a simple form, matching you to the most suitable loan provider.

(851)

Cash Advance: Borrow Money

by Edukad Investeeringud OU

Apply for personal loans in the UK with ease. This app connects you to multiple lenders simultaneously, streamlining the application process. It features a loan calculator and allows applications for amounts between £100 and £1000, even for those with bad credit.

Apply to multiple lenders at onceLoan calculatorSecure data with PIN

(25)

Credit Genie: Get Cash Advance

Fast money between paydays

Cash advance up to $150No interest or credit checkSpending tracking

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

(130K)

Credlix - Business Loan App

Working Capital for Business

Collateral-free loans up to ₹25 croresInvoice discounting for accelerated cash flowFlexible supply chain financing

Access flexible business financing solutions including loans, working capital, and invoice discounting. This platform simplifies the borrowing process with minimal documentation and fast approvals to help your business grow.

Secure Financial Companion

Vola: Cash Advance & Credit

(0)

Instant Cash Before Payday

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

(41K)