Best Short Term Loan Apps

148+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated October 2026

The best short term loan apps on iPhone average 4.4★ across 148+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Short Term Loan Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cash Advance Now - Bear LoanCash Advance Now - Bear LoanFree4.3★ (41)NoNoOct 2026
2Lenme: Cash Advances & LoansLenme: Cash Advances & LoansFree4.5★ (98K)YesYesNov 2026
3Cash Advance - Speedy CashCash Advance - Speedy CashFree4.3★ (32)NoNoOct 2026
4Accelerated: Cash AdvanceAccelerated: Cash AdvanceFree3.5★ (14)NoNoOct 2026
5Fast Payday LoansFast Payday LoansFree4.7★ (1.4K)NoNoNov 2026
6Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (402K)YesNoNov 2026
7Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4★ (33K)NoNoNov 2026
8Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (586K)NoNoNov 2026

Top Picks for Short Term Loan

Cash Advance Now - Bear Loan#1

Cash Advance Now - Bear Loan by PRYDNIPROVIA KS

Instant Money Borrowing Loans
Editor's Choice
💰 Finance
4.3(41 ratings)
Free
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Access funds quickly and conveniently for unexpected expenses or debt consolidation. Apply for cash advances, manage multiple payments, and track your financial progress with transparent terms and secure processing.

Lenme: Cash Advances & Loans#2

Lenme: Cash Advances & Loans by Lenme Inc.

Quick Loans and Smart Lendings
Strong Contender
💰 Finance
4.5😞(98K ratings)
FreeAdsIn-App Purchases
#9in Finance
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Access cash advances and personal loans up to $5,000 from various lenders. Become a lender yourself to earn interest on funded loans. Features include crypto-backed loans and a marketplace for financial tools.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
Cash Advance - Speedy Cash#3

Cash Advance - Speedy Cash by BESSERA d.o.o.

Payday Loan for Instant Money
Worth Considering
🌟 Lifestyle
4.3(32 ratings)
Free
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Access quick financial solutions for unexpected expenses. Apply online anytime, day or night, and receive funds rapidly. Offers transparent terms with no hidden fees for a stress-free borrowing experience.

More Short Term Loan apps to explore

FAQ about Short Term Loan

What are the best short term loan apps for iPhone?
Cash Advance Now - Bear Loan tops our short term loan apps ranking as of October 2026, with a 4.3-star average from 41 App Store ratings, and it's free to download.
Yes — 20 of the top short term loan apps we rank are free to download, including Cash Advance Now - Bear Loan and Lenme: Cash Advances & Loans.
Cash Advance Now - Bear Loan has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 148+ short term loan apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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