Best Crypto Loan Apps

4.6(26 ratings)

Free

Leverage your cryptocurrency as collateral to secure cash or stablecoin loans without selling your assets. Manage your loan-to-value ratio, monitor collateral, and respond to margin calls directly from your mobile device.

Borderless Banking by XCLUSIVE GROUP L.L.C-FZ

#WeAreCrypto

Strong Contender

0.0(0 ratings)

Free

Nexo: Crypto Wealth Platform by Nexo Capital Inc.

Borrow, еarn & еxchange crypto

Worth Considering

Figure Markets: Earn & Borrow

4.2😊(2K ratings)

Free

Nexo: Crypto Wealth Platform screenshot 1

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This platform allows users to buy, sell, and exchange a wide range of digital assets while earning interest. It also offers the ability to borrow funds using crypto as collateral and provides a loyalty program for enhanced benefits. Advanced security measures are in place to protect digital assets.

What We Love

💰 Excellent interest rates
🚀 Easy to use platform
🔒 Secure and reliable
👍 Smooth transactions
💳 Useful features (e.g., loans, card)

Room to Improve

🐛 Occasional bugs and glitches
🤖 Lacking human customer support
🇺🇸 Limited functionality for US users
💸 High fees for some operations

More Crypto Loan apps to explore

Trade crypto & earn interest

Earn yield from real-world asset poolsFixed-rate crypto loans with self-custodyHold and earn with SEC-regulated stablecoin

This app allows users to borrow, earn, and trade crypto tokens, including lending against real-world assets like home equity loans. It offers fixed-rate crypto loans with self-custody and features a yield-bearing, SEC-regulated stablecoin.

(255)

Xverse: Bitcoin Crypto Wallet

Earn, Borrow & Spend Bitcoin

Full self-custody of private keysHardware wallet support (Ledger, Keystone)Biometric protection

This app provides a self-custody Bitcoin financial platform, allowing users to earn, borrow, and spend securely onchain. It emphasizes user control over private keys and offers features like global payments, stablecoin management, and earning opportunities.

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Blockchain.com: Trade Bitcoin

Buy USDC, SOL, ETH with Trust

Buy, sell, and trade 5700+ crypto assetsEarn up to 11% APY on holdingsIntegrated self-custody DeFi wallet

This app provides a comprehensive platform for buying, selling, and trading over 5700 crypto assets. Users can earn rewards, access DeFi, and manage NFTs from a self-custody wallet. It offers features like instant swaps, secure sending, and loans with competitive rates.

Earn, Pay, Buy, Borrow Crypto

Buy and sell thousands of cryptocurrenciesTrack daily market pricesEarn interest on crypto

Manage your digital assets with a comprehensive and user-friendly cryptocurrency wallet. Buy, sell, and track thousands of cryptocurrencies, earn interest, borrow crypto, and make payments securely. Take full control of your digital funds with this private and instant solution.

AI-Powered Loan Payment

AI-powered loan payment optimizationReal-time loan repayment progress trackingView upcoming debit and payment schedules

This app simplifies loan payment management with intelligent monitoring and real-time progress tracking. It provides a clear overview of upcoming debits, payment history, and account settings through a secure mobile interface.

(1)

Big Loan PH Online Utang Cash

Peso Lending App Philippines

Fast online loansUp to PHP 25,000 loan amountLow interest rates starting at 0.33%

This app offers quick online personal loans in the Philippines, with amounts up to PHP 25,000 and interest rates as low as 0.33%. It requires just one valid ID for application and provides a simple, mobile-first loan process.

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Ult: Trade Stocks & Crypto

One App. All Markets. 24/7

Non-custodial multi-chain walletAccess DeFi and dAppsTrade thousands of tokens

Manage your digital assets with a non-custodial, multi-chain wallet. Access decentralized finance, trade tokens, earn passive income through staking, and explore a wide range of decentralized applications, all from a single, intuitive platform.

free with in-app purchases

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Lenme: Cash Advances & Loans

Quick Loans and Smart Lendings

Cash advances up to $200Personal loans up to $5,000Become a lender and earn interest

Access cash advances and personal loans up to $5,000 from various lenders. Become a lender yourself to earn interest on funded loans. Features include crypto-backed loans and a marketplace for financial tools.

free with in-app purchases

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SoFi: Mobile Bank & Investing

Online Banking & Stock Trading

AI-driven financial guide (SoFi Coach)Fee-free online banking with high-yield savingsBuy, sell, and hold over 25 cryptocurrencies

Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and tools for budgeting and credit monitoring.

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Loan Cal: Money Converter

Exchange rates and loan tools

Real-time currency conversionCryptocurrency exchange ratesLoan interest and repayment calculators

Easily convert between various global currencies and cryptocurrencies with real-time exchange rates. This tool also offers loan calculators to estimate interest and repayment amounts for informational purposes.

🔧 Utilities

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MetaMask: Trade Crypto

Fast & secure crypto trading

Trade 100,000+ digital assetsEarn up to 6% APYGet up to 3% back with MetaMask Card

Trade a wide range of digital assets including cryptocurrencies, tokenized stocks, and prediction markets. Earn rewards automatically through a money account and a debit card. Offers advanced trading features with industry-leading security for self-custody of funds.

by VOLO TECHNOLOGIES INC

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(0)

Trusted BTC, ETH, Swap & Pay

Self-custodial crypto walletSave with onchain yieldGlobal crypto payments and transfers

This decentralized, self-custodial wallet allows users to save, pay, and invest with crypto. It supports over 130 blockchains and 1 million assets, offering features like onchain yield, global transfers, and tokenized asset trading. Security is enhanced with multi-layered protection and a user protection fund.

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Own Your Wallet,Spend Anywhere