Best Crypto Loan Apps

248+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Finding the right crypto loan apps can be overwhelming with so many options. We've analyzed 248+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Crypto Loan Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SALT Crypto LoansSALT Crypto LoansFree4.6★ (26)NoNoMay 2026
2SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoAug 2026
3Xverse: Bitcoin Crypto WalletXverse: Bitcoin Crypto WalletFree4.7★ (1.6K)NoNoAug 2026
4Nexo: Crypto Wealth PlatformNexo: Crypto Wealth PlatformFree4.2★ (1.9K)NoNoAug 2026
5Coinbase: Buy Crypto & StocksCoinbase: Buy Crypto & StocksFree4.7★ (1.8M)YesNoAug 2026
6Blockchain.com: Trade BitcoinBlockchain.com: Trade BitcoinFree4.7★ (184K)NoNoAug 2026
7CoinCircleCoinCircleFree4.6★ (631)NoNoAug 2026
8RedotPay: Crypto Card & PayRedotPay: Crypto Card & PayFree4.8★ (3.9K)YesNoAug 2026

Top Picks for Crypto Loan

SALT Crypto Loans#1

SALT Crypto Loans by Salt Blockchain Inc.

Cash & Stablecoin Crypto Loans
Editor's Choice
💰 Finance
4.6(26 ratings)
Free
SALT Crypto Loans screenshot 1
SALT Crypto Loans screenshot 2
SALT Crypto Loans screenshot 3
SALT Crypto Loans screenshot 4
SALT Crypto Loans screenshot 5

Leverage your cryptocurrency as collateral to secure cash or stablecoin loans without selling your assets. Manage your loan-to-value ratio, monitor collateral, and respond to margin calls directly from your mobile device.

SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
Xverse: Bitcoin Crypto Wallet#3

Xverse: Bitcoin Crypto Wallet by Secret Key Labs

Earn, Borrow & Spend Bitcoin
Worth Considering
💰 Finance
4.7😊(1.6K ratings)
Free
Xverse: Bitcoin Crypto Wallet screenshot 1
Xverse: Bitcoin Crypto Wallet screenshot 2
Xverse: Bitcoin Crypto Wallet screenshot 3
Xverse: Bitcoin Crypto Wallet screenshot 4
Xverse: Bitcoin Crypto Wallet screenshot 5
Xverse: Bitcoin Crypto Wallet screenshot 6

This app provides a self-custody Bitcoin financial platform, allowing users to earn, borrow, and spend securely onchain. It emphasizes user control over private keys and offers features like global payments, stablecoin management, and earning opportunities.

What We Love

  • 👍 User-friendly interface
  • 🚀 Smooth performance
  • 💎 Great for Ordinals and Runes
  • 🔒 Secure wallet

Room to Improve

  • 🐛 Occasional bugs and glitches
  • 🔑 Restrictive password/PIN requirements
  • 💸 High transaction fees

More Crypto Loan apps to explore

4
Nexo: Crypto Wealth Platform
Nexo: Crypto Wealth Platform
Nexo: Crypto Wealth Platform
Borrow, еarn & еxchange crypto
Free

This platform allows users to fund their accounts, buy and sell a wide range of digital assets, and earn interest on their holdings. It also offers the ability to borrow funds using crypto as collateral and provides a loyalty program for enhanced benefits.

Buy, sell, and swap digital assetsEarn compound daily interestBorrow funds using crypto as collateral
💰 Finance
(1.9K)
freemium
5
Coinbase: Buy Crypto & Stocks
Coinbase: Buy Crypto & Stocks
Coinbase: Buy Crypto & Stocks
Trade millions of assets
Free

Securely buy, sell, trade, and store a wide range of cryptocurrencies. Manage your digital assets and explore prediction markets and stock trading within a unified portfolio. Earn rewards through staking and recurring buys.

Buy, sell, and manage cryptoRecurring buysStake crypto and earn rewards
💰 Finance
(1.8M)
free with in-app purchases
6
Blockchain.com: Trade Bitcoin
Blockchain.com: Trade Bitcoin
Blockchain.com: Trade Bitcoin
Buy USDC, SOL, ETH with Trust
Free

Invest in a wide range of cryptocurrencies, including Bitcoin, Ethereum, and Solana. This app allows you to buy, sell, swap, and send digital assets securely. You can also earn interest on your holdings through various reward programs and explore decentralized finance (DeFi) opportunities.

Buy, sell, and swap cryptoEarn up to 10% APY on select tokensIntegrated DeFi wallet
💰 Finance
(184K)
free with in-app purchases
7
CoinCircle
CoinCircle
CoinCircle
Earn, Pay, Buy, Borrow Crypto
Free

Manage your digital assets with a comprehensive and user-friendly cryptocurrency wallet. Buy, sell, and track thousands of cryptocurrencies, earn interest, borrow crypto, and make payments securely. Take full control of your digital funds with this private and instant solution.

Buy and sell thousands of cryptocurrenciesTrack daily market pricesEarn interest on crypto
💰 Finance
(631)
free
8
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
Crypto Card & Payment & Wallet
Free

This app allows users to spend cryptocurrency like cash globally using virtual and physical cards. It also offers a crypto credit account, fiat on-ramps, and a multi-currency wallet for seamless management of digital assets and local currencies.

Spend crypto like cash worldwideStablecoin-based virtual & physical cardsCrypto credit account
💰 Finance
(3.9K)
free with in-app purchases
9
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(84K)
subscription
10
Kingzprime - Pay ,Swap Crypto
Kingzprime - Pay ,Swap Crypto
Kingzprime - Pay ,Swap Crypto
Pay Bills, Swap crypto
Free

Manage your finances with this all-in-one app. Instantly convert crypto to Naira, pay bills, and create virtual accounts and cards for seamless transactions. Designed for Africans, it offers secure crypto swaps and robust financial tools.

Crypto to Naira SwapCrypto-to-Crypto SwapSecure Wallet
💰 Finance
(1)
free
11
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Web3, DeFi, NFT, Crypto Wallet
Free

Manage your digital assets with a non-custodial, multi-chain wallet. Access decentralized finance, trade tokens, earn passive income through staking, and explore a wide range of decentralized applications, all from a single, intuitive platform.

Non-custodial multi-chain walletAccess DeFi and dAppsTrade thousands of tokens
💰 Finance
(22K)
free with in-app purchases
12
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(385K)
free with in-app purchases
13
Breet: Making Crypto Spendable
Breet: Making Crypto Spendable
Breet: Making Crypto Spendable
Crypto to cash made easy.
Free

Easily convert your cryptocurrency into local cash (Naira or Cedis) in under 5 minutes. Swap between over 170 cryptocurrencies, send professional crypto invoices, and pay bills directly with crypto. Get market insights and automatic bank settlements.

Sell crypto for cashSwap over 170 cryptocurrenciesCrypto invoicing
💰 Finance
(1.2K)
free
14
Greatiby
Greatiby
Greatiby
by Greatiby Limited
Free
💰 Finance
(0)
15
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
💰 Finance
(0)
16
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Buy tokens, explore Ethereum
Free

This self-custody crypto wallet allows you to swap tokens across multiple blockchains, manage your crypto and NFT assets, and explore Web3 applications. Buy crypto with a credit card, track prices, and secure your assets with advanced features.

Self-custody crypto walletZero app fees on swapsSwap tokens across EVM-compatible blockchains
💰 Finance
(20K)
free
17
Nubanq: Crypto Wallet Banking
Nubanq: Crypto Wallet Banking
Nubanq: Crypto Wallet Banking
Start banking with your wallet
Free
💰 Finance
(0)
18
Figure Markets: Earn & Borrow
Figure Markets: Earn & Borrow
Figure Markets: Earn & Borrow
Trade crypto & earn interest
Free

This app allows users to borrow, earn, and trade crypto tokens, including lending against real-world assets like home equity loans. It offers fixed-rate crypto loans with self-custody and features a yield-bearing, SEC-regulated stablecoin.

Earn yield from real-world asset poolsFixed-rate crypto loans with self-custodyHold and earn with SEC-regulated stablecoin
💰 Finance
(243)
free
19
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
20
PayAiro
PayAiro
PayAiro
PayAiro
Free
💰 Finance
(0)

FAQ about Crypto Loan

What are the best crypto loan apps for iPhone?
SALT Crypto Loans tops our crypto loan apps ranking as of August 2026, with a 4.6-star average from 26 App Store ratings, and it's free to download.
Yes — 20 of the top crypto loan apps we rank are free to download, including SALT Crypto Loans and SoLo Funds: Lend & Borrow.
SALT Crypto Loans has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ crypto loan apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
SALT currently accepts Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), USD Coin (USDC), TrueUSD (TUSD), and Paxos (PAX) as collateral. The platform is continuously working to add more collateral assets over time.
Yes, the SALT mobile app allows you to monitor and manage your loan-to-value (LTV) ratio and loan collateral details on-the-go. You can also respond to margin calls by making deposits directly from your mobile device.