Best Peer To Peer Loan Apps

142+ iOS apps curated and reviewed

3.7 avg rating
18 free apps
Updated August 2026

SoLo Funds is the household name in peer to peer loan, but it's far from the only option. We track 142+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Peer To Peer Loan Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoAug 2026
2PeerCashPeerCashFreeNoYesMay 2026
3LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoAug 2026
4eLendlyeLendlyFree2.2★ (49)NoNoAug 2026
5Lendee AppLendee AppFree3.2★ (105)NoNoAug 2026
6LoanrLoanrFree3.0★ (45)NoNoAug 2026
7P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026
8Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (84K)YesYesAug 2026

Top Picks for Peer To Peer Loan

SoLo Funds: Lend & Borrow#1

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Editor's Choice
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
4.1😐(614 ratings)
Free
LendPal - Borrow & Lend Money + Items to Friends screenshot 1
LendPal - Borrow & Lend Money + Items to Friends screenshot 2
LendPal - Borrow & Lend Money + Items to Friends screenshot 3
LendPal - Borrow & Lend Money + Items to Friends screenshot 4

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

What We Love

  • 👍 Easy to use
  • 📋 Helps keep track of lending/borrowing
  • 🔍 Simple and straightforward interface
  • 🔔 Useful reminder feature

Room to Improve

  • 🐛 Crashes and freezes
  • 🔍 Limited functionality (no partial payments, editing, etc.)
  • 💬 Annoying rating prompts

More Peer To Peer Loan apps to explore

4
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(49)
free
5
Lendee App
Lendee App
Lendee App
by Lendee App
Free

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

Instant cash advance requestsConnect with verified supportersFlexible repayment plans
💰 Finance
(105)
free with in-app purchases
6
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms
💼 Business
(45)
free
7
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
8
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(84K)
subscription
9
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(388)
free
10
Lendbox | P2P Lending
Lendbox | P2P Lending
Lendbox | P2P Lending
P2P Lending in India
Free

Connect with borrowers and earn higher returns by lending money online. This platform offers a paperless process with rigorous borrower screening and end-to-end recovery support.

Lend money online to borrowersEarn higher than average returnsPaperless KYC & Verification
💰 Finance
(0)
free
11
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
12
Finzy
Finzy
Finzy
Easy investments, Fair returns
Free
💼 Business
(0)
13
PactApp - Loan Contracts
PactApp - Loan Contracts
PactApp - Loan Contracts
Secure loans between friends
Free
💰 Finance
(0)
14
MOOCH Lend to a Friend
MOOCH Lend to a Friend
MOOCH Lend to a Friend
by Zavala Ventures LLC
Free
💼 Business
(0)
15
TrustLedger
TrustLedger
TrustLedger
by WynWave Tech LLC
$1.99
💰 Finance
(0)
16
Friend2Lend
Friend2Lend
Friend2Lend
Easy keep track of your loans
$1.99
💼 Business
(0)
17
TribeCredit
TribeCredit
TribeCredit
Empower your community
Free

Build your network to unlock interest-free loans for yourself and your community. Connect with friends to increase borrowing limits and get personalized suggestions. Securely borrow, repay over 12 months, and track your impact.

Build and grow your networkUnlock interest-free loansPersonalized friend suggestions
💰 Finance
(6)
free
18
Marketlend
Marketlend
Marketlend
by Marketlend Pty Ltd
Free

This platform connects businesses seeking working capital with investors looking for stable returns. It offers competitive rates for borrowers and enhanced risk protection for investors through insurance and provision funds.

Working capital for businessesCompetitive lending ratesStable investor returns
💰 Finance
(0)
free
19
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
20
Fundaztic SG
Fundaztic SG
Fundaztic SG
by FUNDAZTIC SG PTE. LTD.
Free
💰 Finance
(0)

FAQ about Peer To Peer Loan

What are the best peer to peer loan apps for iPhone?
SoLo Funds: Lend & Borrow tops our peer to peer loan apps ranking as of August 2026, with a 4.4-star average from 40K App Store ratings, and it's free to download.
Yes — 18 of the top peer to peer loan apps we rank are free to download, including SoLo Funds: Lend & Borrow and PeerCash.
SoLo Funds: Lend & Borrow shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 142+ peer to peer loan apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
SoLo Funds is a community finance platform that allows members to borrow funds up to $625 without credit checks or to earn money by lending to other members. It also provides a banking solution and AI-powered financial advice to help users manage their money.
You can access funds by requesting a loan through the app. There are no credit checks required, and you can access up to $625. The app offers choice and control over your borrowing terms, with all loans having up to 90 days for repayment.