193+ iOS apps curated and reviewed
SoLo Funds is the household name in peer to peer loan, but it's far from the only option. We track 193+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.4★ (39K) | Yes | No | Aug 2026 |
| 2 |  | Free | — | No | Yes | May 2026 |
| 3 |  | Free | 3.3★ (99) | No | No | Jul 2026 |
| 4 |  | Free | 4.5★ (80K) | Yes | Yes | Aug 2026 |
| 5 |  | Free | 3.0★ (45) | No | No | Aug 2026 |
| 6 |  | Free | 4.8★ (8.6M) | No | No | Aug 2026 |
| 7 |  | Free | 4.1★ (614) | No | No | Jul 2026 |
| 8 |  | Free | 4.8★ (364K) | Yes | No | Aug 2026 |
Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.
Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.
Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.
This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.
Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.
Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.
Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.
This app connects users to loan opportunities, allowing them to form or join communities for better interest rates and discounts. It facilitates group borrowing to achieve financial goals.
Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.
Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.
Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.
Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.
Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.
Connect with borrowers and earn higher returns by lending money online. This platform offers a paperless process with rigorous borrower screening and end-to-end recovery support.
Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.
Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.
Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.
Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.
Explore instant cash advance and personal loan offers from various providers. Access financial tools for credit building and budgeting, and earn cash rewards. Some premium features require a subscription.