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Best P2P Loan Apps

187+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated November 2026

Looking for free p2p loan apps? 20 of our 187+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top P2P Loan Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoNov 2026
2Volo - Lend & BorrowVolo - Lend & BorrowFree——NoAug 2026
3LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (657)NoNoOct 2026
4LoanrLoanrFree3.2★ (69)NoNoOct 2026
5Borrowly: Borrow & LendBorrowly: Borrow & LendFree—NoYesOct 2026
6Lenme: Cash Advances & LoansLenme: Cash Advances & LoansFree4.5★ (99K)YesYesNov 2026
7BLender FinanceBLender FinanceFree—NoNoMay 2026
8P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.5★ (166)NoNoOct 2026

Top Picks for P2P Loan

SoLo Funds: Lend, Borrow, Bank#1

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms
Editor's Choice
💰 Finance
4.4😞(42K ratings)
FreeAds
SoLo Funds: Lend, Borrow, Bank screenshot 1
SoLo Funds: Lend, Borrow, Bank screenshot 2
SoLo Funds: Lend, Borrow, Bank screenshot 3

Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, and manage your finances with a free digital wallet and AI financial co-pilot. Offers identity verification and fraud monitoring for security.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
LendPal - Borrow & Lend Money + Items to Friends#3

LendPal - Borrow & Lend Money + Items to Friends by Codemotion

Worth Considering
💰 Finance
4.1😐(657 ratings)
Free
LendPal - Borrow & Lend Money + Items to Friends screenshot 1
LendPal - Borrow & Lend Money + Items to Friends screenshot 2
LendPal - Borrow & Lend Money + Items to Friends screenshot 3
LendPal - Borrow & Lend Money + Items to Friends screenshot 4

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

What We Love

  • 👍 Easy to use
  • 📋 Helps keep track of lending/borrowing
  • 🔍 Simple and straightforward interface
  • 🔔 Useful reminder feature

Room to Improve

  • 🐛 Crashes and freezes
  • 🔍 Limited functionality (no partial payments, editing, etc.)
  • 💬 Annoying rating prompts
  • 💱 Limited support for different currencies

More P2P Loan apps to explore

FAQ about P2P Loan

What are the best p2p loan apps for iPhone?
SoLo Funds: Lend, Borrow, Bank tops our p2p loan apps ranking as of November 2026, with a 4.4-star average from 42K App Store ratings, and it's free to download.
Yes — 20 of the top p2p loan apps we rank are free to download, including SoLo Funds: Lend, Borrow, Bank and Volo - Lend & Borrow.
SoLo Funds: Lend, Borrow, Bank shows ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 187+ p2p loan apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.