Best Birch Lending Apps

249+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

Out of 249+ birch lending apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Birch Lending Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (560K)NoNoSep 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
3Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7★ (6.8K)NoNoSep 2026
4MoneyLion: Cash Advance AppMoneyLion: Cash Advance AppFree4.8★ (326K)YesNoSep 2026
5Grant Cash AdvanceGrant Cash AdvanceFree4.9★ (245K)NoNoSep 2026
6Credit Genie: Get Cash AdvanceCredit Genie: Get Cash AdvanceFree4.8★ (124K)NoNoSep 2026
7Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
8Instant Cash Advance - ZoraInstant Cash Advance - ZoraFreeNoNoSep 2026

Top Picks for Birch Lending

Brigit: Cash Advance & Credit#1

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Editor's Choice
💰 Finance
4.8😐(560K ratings)
Free
#39in Finance
Brigit: Cash Advance & Credit screenshot 1
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Brigit: Cash Advance & Credit screenshot 5
Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees
  • 🚫 Difficulty canceling subscription
  • ❌ Unreliable approval process
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(43K ratings)
Free
#83in Finance
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Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices

More Birch Lending apps to explore

FAQ about Birch Lending

What are the best birch lending apps for iPhone?
Brigit: Cash Advance & Credit tops our birch lending apps ranking as of September 2026, with a 4.8-star average from 560K App Store ratings, and it's free to download.
Yes — 20 of the top birch lending apps we rank are free to download, including Brigit: Cash Advance & Credit and Upstart: Personal Loans + More.
Brigit: Cash Advance & Credit has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ birch lending apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Brigit offers instant cash advances, helps users build credit history without a credit card, and provides tools for budgeting and financial management. It also connects users with personal loan offers and opportunities to earn or save money.
To get a cash advance, you need to download the Brigit app, connect your bank account, and request an advance. Advances range from $25 to $500, with no credit check, interest, tips, or late fees. Repayment is typically scheduled for your next payday.