Best Birch Lending Apps

184+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 184+ birch lending apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Birch Lending

Credit Genie: Get Cash Advance#1

Credit Genie: Get Cash Advance by Creditly Corp.

Fast money between paydays
Editor's Choice
πŸ’° Finance
4.8😞(103K ratings)
FreeAds
#61in Finance
Credit Genie: Get Cash Advance screenshot 1
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Credit Genie: Get Cash Advance screenshot 3
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Credit Genie: Get Cash Advance screenshot 5
Credit Genie: Get Cash Advance screenshot 6

Improve your financial health with breakthrough tools from an app that offers cash advances up to $100, overdraft alerts, spending tracking, and expense management. Take control of your finances today!

What We Love

  • πŸš€ Quick cash advances
  • πŸ‘ User-friendly app
  • πŸ’‘ Unique financial tools

Room to Improve

  • πŸ› App freezing/crashing issues
  • ⏱️ Slow response from customer support
  • πŸ”’ Security and privacy concerns
OneMain#2

OneMain by One Main Financial

Personal & Auto Loans
Strong Contender
πŸ’° Finance
4.8😐(72K ratings)
Free
OneMain screenshot 1
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A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

What We Love

  • πŸ‘ User-friendly app
  • πŸš€ Convenient payment processing
  • πŸ’‘ Helpful customer service
  • 🀝 Great company overall

Room to Improve

  • πŸ› Buggy app updates
  • πŸ”’ Security issues with password entry
  • πŸ’° Predatory lending practices
Bright: Loans & Credit Builder#3

Bright: Loans & Credit Builder by Bright Capital Inc

AI Loan Asst > Credit & Loans
Worth Considering
πŸ’° Finance
4.8😐(248K ratings)
FreeAds
#64in Finance
Bright: Loans & Credit Builder screenshot 1
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Bright: Loans & Credit Builder screenshot 4
Bright: Loans & Credit Builder screenshot 5
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Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

What We Love

  • πŸš€ Helpful in paying off debt
  • πŸ‘ Automated payment management
  • πŸš€ Efficient credit building
  • πŸ’‘ Useful budgeting and savings features

Room to Improve

  • πŸ› Connectivity issues with bank accounts
  • πŸ”’ Concerns about unauthorized withdrawals
  • πŸ‘Ž Confusing or misleading pricing

More Birch Lending apps to explore

4
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances effortlessly with Oasis. Get fast approval for loans, manage your repayments, and enjoy financial flexibility when you need it most.

πŸ’° Finance
(153K)
5
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.

πŸ’° Finance
(142K)
6
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

πŸ’° Finance
(14K)
7
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

πŸ’° Finance
(442K)
8
Payday Loans USA
Payday Loans USA
Payday Loans USA
by Rainbow UK Ltd
Free

An easy-to-use payday loan calculator app for the USA that instantly calculates repayments and connects you with top lenders for quick money transfer. With password protection for easy future applications and loan amounts up to $1,500, take control of your finances without extensive paperwork. Download now for free and apply for quick cash advances with bad credit, making managing your finances a breeze.

πŸ’° Finance
(3.8K)
9
Cash Advance Loan Guide
Cash Advance Loan Guide
Cash Advance Loan Guide
Loan Simple Guide & Calculator
Free

Learn how to get an early paycheck using cash advance and understand your returns with a calculator. Download now to discover the pros and cons of cash advances, including types, interest rates, and fees, and make informed decisions about short-term lending.

πŸ’° Finance
(20)
10
Speedy Payday Loans
Speedy Payday Loans
Speedy Payday Loans
by Rainbow UK Ltd
Free

This application provides a hassle-free way to apply for short-term loans online, offering quick approvals and direct deposits to your bank account. Features include a built-in loan calculator, access to multiple lenders, and secure data encryption.

πŸ’° Finance
(1.4K)
11
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

Discover a new way of borrowing with an innovative loan company focused on trust, not just credit history. Use the Transform Credit app to securely access and manage your loan details easily. Visit transformcredit.com for a fresh approach to lending.

πŸ’° Finance
(104)
12
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your online installment loans with ease using our app - get funds quickly, with simple eligibility criteria, and secure, confidential transactions.

πŸ’° Finance
(289)
13
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Get approved for a loan of up to $4,000 within minutes and manage your loan and savings in one place. Apply now to receive your funds directly into your bank account and take advantage of flexible repayment options.

πŸ’° Finance
(3)
14
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access your pay in advance without waiting for a paycheck using this application. Get up to $100 a day and improve your financial well-being without loans, interest, or credit checks. Stay on budget with no-cost cash advances and free credit monitoring.

πŸ’° Finance
(425K)
15
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

πŸ’° Finance
(38K)
16
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Unlock early access to your paycheck with our on-demand wage app! Seamlessly transfer funds when needed, enjoy zero hidden fees or interest payments, and experience around-the-clock support. Join now for financial freedom and make everyday payday! Call us at (424) 369-7246 or visit Rainapp.com to learn more.

πŸ’Ό Business
(40K)
17
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

Get instant access to verified bank deposits and emergency funds with Beem. Subscribe for as low as $2.47/month to access features like early withdrawals, job loss protection, and more. Say goodbye to traditional cash advance apps and payday loans.

πŸ’° Finance
(30K)
18
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access Vola Finance for zero-fee cash advances, credit building through reporting payments, budget tracking, low balance alerts, and more. Join for free and start securing your financial future today.Upgrade to premium for $1.99.

πŸ’° Finance
(32K)
19
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free
πŸ’° Finance
(3K)
20
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

πŸ’° Finance
(346K)