Best Lender App

212+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

SoLo Funds is the household name in lender app, but it's far from the only option. We track 212+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Lender App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4โ˜… (39K)YesNoJul 2026
2Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8โ˜… (531K)NoNoJul 2026
3Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8โ˜… (448K)YesNoJul 2026
4Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8โ˜… (359K)YesNoJul 2026
5Lenme: Investing and BorrowingLenme: Investing and BorrowingFree4.4โ˜… (73K)YesYesJul 2026
6FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8โ˜… (147K)YesNoJul 2026
7FCI Lender AppFCI Lender AppFree1.7โ˜… (7)NoNoJun 2026
8Lenders One Conference AppLenders One Conference AppFreeโ€”NoNoMay 2026

Top Picks for Lender App

SoLo Funds: Lend & Borrow#1

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Editor's Choice
๐Ÿ’ฐ Finance
4.4๐Ÿ˜ž(39K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • ๐Ÿ’ฐ Helpful for emergencies
  • ๐Ÿค Community-driven lending platform
  • โšก Quick loan funding
  • ๐Ÿ•ฐ๏ธ Flexible repayment periods

Room to Improve

  • ๐Ÿคทโ€โ™‚๏ธ Inconsistent customer support
  • ๐Ÿคฏ Unclear fees and policies
  • ๐Ÿค• High risk of loan defaults
Brigit: Cash Advance & Credit#2

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(531K ratings)
Free
#31in Finance
Brigit: Cash Advance & Credit screenshot 1
Brigit: Cash Advance & Credit screenshot 2
Brigit: Cash Advance & Credit screenshot 3
Brigit: Cash Advance & Credit screenshot 4
Brigit: Cash Advance & Credit screenshot 5
Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • ๐Ÿš€ Fast and easy to use
  • ๐Ÿ’ฐ Helpful during financial emergencies
  • ๐Ÿค Reliable and trustworthy service
  • ๐Ÿ”’ Secure account connection

Room to Improve

  • ๐Ÿ› Inconsistent app performance
  • ๐Ÿค– Poor customer service and communication
  • ๐Ÿ’ฒ Expensive subscription fees
Tilt: Cash Advance & Credit#3

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(448K ratings)
FreeAds
#28in Finance
Tilt: Cash Advance & Credit screenshot 1
Tilt: Cash Advance & Credit screenshot 2
Tilt: Cash Advance & Credit screenshot 3
Tilt: Cash Advance & Credit screenshot 4
Tilt: Cash Advance & Credit screenshot 5
Tilt: Cash Advance & Credit screenshot 6

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

What We Love

  • ๐Ÿš€ Instant cash advances
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful budgeting features
  • ๐Ÿš€ Fast application process

Room to Improve

  • ๐Ÿ› Inconsistent advance limits
  • ๐Ÿ› Delayed repayment processing
  • ๐Ÿ› Unresponsive customer support

More Lender App apps to explore

4
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
๐Ÿ’ฐ Finance
(359K)
free with in-app purchases
5
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
๐Ÿ’ฐ Finance
(73K)
subscription
6
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
๐Ÿ’ฐ Finance
(147K)
subscription
7
FCI Lender App
FCI Lender App
FCI Lender App
FCI Lender
Free

This mobile application allows lenders to access crucial loan information, including payment histories, charges, statements, and received payments. Users can also manage notifications and communicate directly with the service provider through the app.

View pay historiesAccess loan chargesReview statements
๐Ÿ’ฐ Finance
(7)
free
8
Lenders One Conference App
Lenders One Conference App
Lenders One Conference App
Summit 2026
Free
๐Ÿ’ผ Business
(0)
9
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
๐Ÿ’ฐ Finance
(170K)
free
10
Freedom Mortgage
Freedom Mortgage
Freedom Mortgage
by Freedom Mortgage
Free

Manage your mortgage conveniently and securely on the go. View loan details, make payments, access documents, and receive important notifications. Built with robust security features for peace of mind.

Manage mortgage from anywhereView mortgage balance and loan detailsPay bills and manage recurring payments
๐Ÿ’ฐ Finance
(111K)
free with in-app purchases
11
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
๐Ÿ’ฐ Finance
(318K)
free with in-app purchases
12
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
๐Ÿ’ฐ Finance
(318K)
free with in-app purchases
13
FCI Borrower App
FCI Borrower App
FCI Borrower App
FCI Borrower
Free

Manage your loan details directly from your mobile device. View payment histories, loan charges, and upcoming due dates. Communicate with the lender through in-app notifications and inquiries.

View Pay HistoriesSee Loan ChargesAccess Statements
๐Ÿ’ฐ Finance
(16)
free
14
Private Lender Portal
Private Lender Portal
Private Lender Portal
by Private Lender Portal LLC
Free
๐Ÿ’ฐ Finance
(0)
15
Lender
Lender
Lender
Keep track of what you lend
Free
๐Ÿ”ง Utilities
(0)
16
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
๐Ÿ’ฐ Finance
(859K)
freemium
17
Money lender - Loan management
Money lender - Loan management
Money lender - Loan management
Handy loan management software
Free
๐Ÿ’ผ Business
(0)
18
Lender Connect
Lender Connect
Lender Connect
by Big Purple Dot
Free

Streamline lead management for loan officers. Send, view, and edit client leads efficiently through the Big Purple Dot platform. This app offers a straightforward interface for managing your sales pipeline.

Send leads to loan officersView sent leadsEdit leads
๐Ÿ’ผ Business
(2)
free
19
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
๐Ÿ’ฐ Finance
(9.5K)
free with in-app purchases
20
Cash Lender - IOU & Loans
Cash Lender - IOU & Loans
Cash Lender - IOU & Loans
IOU & Loans/Payments Manager
Free

Easily track money lent and borrowed, ensuring you never forget debts. Manage multiple contacts, loans with interest, and partial payments. Secure your data with passcode and Touch ID, and receive timely reminders.

Cloud and local data syncManage multiple contactsLending and borrowing tracking
๐Ÿ’ฐ Finance
(131)
subscription

FAQ about Lender App

What is the best lender app for iPhone?
SoLo Funds: Lend & Borrow tops our lender app ranking as of July 2026, with a 4.4-star average from 39K App Store ratings, and it's free to download.
Yes โ€” 20 of the top lender app we rank are free to download, including SoLo Funds: Lend & Borrow and Brigit: Cash Advance & Credit.
SoLo Funds: Lend & Borrow shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 212+ lender app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
SoLo Funds is a community finance platform that allows members to borrow funds up to $625 without credit checks or to earn money by lending to other members. It also provides a banking solution and AI-powered financial advice to help users manage their money.
You can access funds by requesting a loan through the app. There are no credit checks required, and you can access up to $625. The app offers choice and control over your borrowing terms, with all loans having up to 90 days for repayment.

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