Best Lender Borrower Apps

247+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

If you already know FCI Borrower App, this is the deeper bench. 247+ lender borrower apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Lender Borrower Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FCI Borrower AppFCI Borrower AppFree1.9★ (16)NoNoMay 2026
2Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeNoNoJul 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoAug 2026
4Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (327K)NoNoAug 2026
5Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoAug 2026
6LenderLenderFreeNoNoMay 2026
7Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (455K)NoNoAug 2026
8Cash Advance - Flash AdvanceCash Advance - Flash AdvanceFree3.8★ (5)NoNoAug 2026

Top Picks for Lender Borrower

SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More Lender Borrower apps to explore

4
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Build credit for a credit card
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(327K)
free with in-app purchases
5
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(41K)
free
6
Lender
Lender
Lender
Keep track of what you lend
Free
🔧 Utilities
(0)
7
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(455K)
subscription
8
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Extra Funds, Less Stress
Free

Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.

Cash advances up to $1,100Personal loan offersInstant matching with lenders
💰 Finance
(5)
free
9
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(68K)
subscription
10
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(388)
free
11
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Borrow Money | No Credit Check
Free
🌟 Lifestyle
(0)
12
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms
💰 Finance
(6.8K)
free
13
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(324K)
free with in-app purchases
14
Loan Sync
Loan Sync
Loan Sync
Loan Management Simplified
Free
💰 Finance
(0)
15
Cash Lender - IOU & Loans
Cash Lender - IOU & Loans
Cash Lender - IOU & Loans
IOU & Loans/Payments Manager
Free

Easily track money lent and borrowed, ensuring you never forget debts. Manage multiple contacts, loans with interest, and partial payments. Secure your data with passcode and Touch ID, and receive timely reminders.

Cloud and local data syncManage multiple contactsLending and borrowing tracking
💰 Finance
(142)
subscription
16
SOLO by Tidalwave
SOLO by Tidalwave
SOLO by Tidalwave
Agentic AI Mortgage POS+
Free

This app streamlines the mortgage application process for loan officers. It offers unified communication, automated task management, and quick document verification. Seamless integration with loan origination systems enhances efficiency.

Unified communication (voice, chat)Pre-qualification letter managementAutomated task management
🔧 Utilities
(5)
free
17
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
18
AFN Borrower Portal
AFN Borrower Portal
AFN Borrower Portal
by American Financial Network, Inc
Free
💰 Finance
(0)
19
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(553K)
free with in-app purchases
20
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(882K)
freemium

FAQ about Lender Borrower

What are the best lender borrower apps for iPhone?
FCI Borrower App tops our lender borrower apps ranking as of August 2026, with a 1.9-star average from 16 App Store ratings, and it's free to download.
Yes — 20 of the top lender borrower apps we rank are free to download, including FCI Borrower App and Cash Advance - CLS Money.
FCI Borrower App has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ lender borrower apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The FCI Borrower App allows you to view your pay histories, loan charges, statements, and payments due. You can also receive and send notifications and inquiries to FCI Lender Services.
To set up access to your account, simply click “Create New Account” on the app's home screen.