Best Lender Borrower Apps

Upstart: Personal Loans + More

Money for moments that matter

Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Self - Credit Builder & Cards

Build credit for a credit card

Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Payday Cash Advance - Future

No Credit Check, Get Money

Free

Access emergency funds up to $800 before your next payday with no credit check. Receive funds quickly, often within minutes, and view all costs upfront. Keep your existing bank account and track your repayment progress easily.

Possible: Fast Cash & Credit

Borrow money, loans, advances

Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Together Loans

by Transform Credit

Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

Lendmeme

Lending items can be a meme

Free

Easily track items you've lent to friends, family, or neighbors. Quickly record lent items with a photo and details, mark them as returned, and set up notifications to remind yourself. Send polite messages to get your possessions back.

Cash Lender - IOU & Loans

IOU & Loans/Payments Manager

Free

Easily track money lent and borrowed, ensuring you never forget debts. Manage multiple contacts, loans with interest, and partial payments. Secure your data with passcode and Touch ID, and receive timely reminders.

Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

SOLO by Tidalwave

Agentic AI Mortgage POS+

Free

This app streamlines the mortgage application process for loan officers. It offers unified communication, automated task management, and quick document verification. Seamless integration with loan origination systems enhances efficiency.

Keystone: Instant Cash Advance

Quick Cash, No Credit Check

Free

Explore flexible cash options up to $1,500 to cover bills, emergencies, or short-term gaps before payday. Compare key details from third-party providers in one convenient app without any obligation to accept an offer.

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.