Best Lender Borrower Apps

SoLo Funds: Lend, Borrow, Bank

Making Gains on Your Own Terms

Free

Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, or use the free SoLo Wallet for banking and payments. Features an AI financial co-pilot for personalized advice.

Self - Credit Builder & Cards

Secured Card & Score Tracker

Free

Build credit and grow savings with a secured credit card or credit builder account. This tool helps establish better financial habits and offers a path to credit with no initial credit check. Report rent, utility, and cell phone payments to credit bureaus.

Payday Cash Advance - Future

No Credit Check, Get Money

Free

Access emergency funds up to $800 before your next payday with no credit check. Receive funds quickly, often within minutes, and view all costs upfront. Keep your existing bank account and track your repayment progress easily.

Together Loans

by Transform Credit

Free

This app offers personal loans based on trust rather than solely on credit history. It allows users to apply for loans, view statements, make payments, and access support in real-time. Users can also top up existing loans or borrow more.

CreditNinja

Autopay, balance, and more.

Free

Manage your existing loan with this app. Check your balance, make payments, and set up autopay. Access loan details and payment history easily from your mobile device.

Cash Lender - IOU & Loans

IOU & Loans/Payments Manager

Free

Easily track money lent and borrowed, ensuring you never forget debts. Manage multiple contacts, loans with interest, and partial payments. Secure your data with passcode and Touch ID, and receive timely reminders.

Klover - Instant Cash Advance

Up to $750 Before Payday

Free

Access cash advances up to $750 before your next payday, with no credit checks, late fees, or interest. Earn points by completing tasks to increase your advance amount and utilize budgeting tools to manage your finances.

Lendmeme

Lending items can be a meme

Free

Easily track items you've lent to friends, family, or neighbors. Quickly record lent items with a photo and details, mark them as returned, and set up notifications to remind yourself. Send polite messages to get your possessions back.

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Keystone: Instant Cash Advance

Quick Cash, No Credit Check

Free

Explore flexible cash options up to $1,500 to cover bills, emergencies, or short-term gaps before payday. Compare key details from third-party providers in one convenient app without any obligation to accept an offer.

Lender Land Loans

by Rainbow UK Ltd

Free

Quickly apply for loans up to £1000 and get funds directly into your bank account. The app simplifies the process with a 3-step form, connecting you to over 70 payday loan lenders for fast approval and funding.

LeaderOne

by LeaderOne Financial Corporation

Free

Calculate mortgage payments, upload loan documents, and track your loan status. Explore various loan products and get transparent service for your home financing needs.

Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Free

Access cash and credit based on your real-time income and spending, not just credit scores. Build your spending power with credit cards, cash advances, and lines of credit designed to grow with you. Offers bank-level encryption for data security.