Best Solo Funds Apps

4.4😞(42K ratings)

FreeAds

SoLo Funds: Lend, Borrow, Bank screenshot 1

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Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, and manage your finances with a free digital wallet and AI financial co-pilot. Offers identity verification and fraud monitoring for security.

What We Love

💰 Helpful for emergencies
🤝 Community-driven lending platform
⚡ Quick loan funding
🕰️ Flexible repayment periods
🆙 Ability to build credit score

Room to Improve

🤷‍♂️ Inconsistent customer support
🤯 Unclear fees and policies
🤕 High risk of loan defaults
🤬 Lack of lender protection
📉 Declining lender satisfaction

Lenme: Cash Advances & Loans by Lenme Inc.

Quick Loans and Smart Lendings

Strong Contender

4.5😞(99K ratings)

FreeAdsIn-App Purchases

#8in Finance

Lenme: Cash Advances & Loans screenshot 1

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Access cash advances and personal loans up to $5,000 from various lenders. Become a lender yourself to earn interest on funded loans. Features include crypto-backed loans and a marketplace for financial tools.

What We Love

🚀 Smooth app experience
👍 User-friendly interface
💡 Innovative peer-to-peer lending model
🤝 Helpful when in financial need

Room to Improve

🐛 Frequent app crashes
🕰️ Slow customer support response times
💳 Issues with bank account linking
🤷‍♀️ Unclear loan approval process
🚫 Inability to modify or cancel loan requests

VANSi - Cash Advance by Hamiltonian International LLC

Access Future Income

Worth Considering

LendPal - Borrow & Lend Money + Items to Friends

4.7😐(30K ratings)

Free

Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.

What We Love

🚀 Quick and easy to use
👍 Helpful when in need
🚀 Fast and reliable service
👍 Seamless application process
👍 User-friendly interface
👍 Transparent terms and repayment
👍 Builds credit over time

Room to Improve

🐛 Connectivity issues with bank accounts
💰 High fees for instant transfers
🕰️ Slow processing times for advances
🔒 Concerns about account security and unauthorized charges
👎 Poor customer service and lack of support

More Solo Funds apps to explore

by Codemotion

Track lent itemsTrack lent moneySet item reminders

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

(657)

Possible: Fast Cash & Credit

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

free with in-app purchases

(139K)

Ualett

Cash Advances & Transfers

Business cash advances for gig workersInternational money transfersConnects to gig platform earnings

Access business cash advances for independent workers and send money internationally with this app. It securely connects to your earnings from gig platforms and offers transparent pricing for both services.

💼 Business

(35K)

Vola: Cash Advance & Credit

Instant Cash Before Payday

Instant cash advances up to $500No express fees, interest, or late feesFree expense tracker and budget planner

Access instant cash advances up to $500 with no express fees, interest, or late charges. This app also offers a free expense tracker, budget planner, and tools to build credit by reporting rent payments.

Beem: Cash Advance & Banking

(44K)

ad-supported

Bank, Budget & Build Credit

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

free with in-app purchases

(34K)

FloatMe: Fast Cash Advance App

Instant Money Before Payday

Cash advances up to $200No credit checks or interestSubscription management

Access cash advances to cover bills or emergencies without credit checks or interest. Manage subscriptions, monitor your credit score, and receive low balance alerts. Earn extra money through marketplace offers.

Get cash. Save. Stay informed

(162K)

freemium

ClickNGo - Cash Advance

Curated marketplace for financial offersRate Advisor for cost estimationCash advance up to $150

Explore financial offers, compare rates, and access cash advances up to $150. Stay informed with curated market news and track your financial activity in one place. Designed for clarity and control.

We’re here to make money easy

Cash advances up to $200No interest or credit checksTax withholding optimization

Access cash advances up to $200 without interest or credit checks. Optimize your tax withholdings to receive more money in each paycheck. Offers a simple monthly subscription for premium features.

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments

(3.2K)

Payday Advance - Save Cash

Borrow Money. Instant Loan

Instant loan matchingAccess to trusted lendersZero fees for matching

Access quick cash when unexpected expenses arise. This service connects you with trusted lenders for a single, tailored loan offer, simplifying the borrowing process. Get a same-day loan without hidden fees or lengthy applications.

(11)

Early Paycheck. $50 up to $250

OneBlinc Cash Advance

Salary advances up to $250Fast approvals and instant cashNo hidden fees or mandatory charges

Access a portion of your salary early, from $50 to $250, to cover immediate financial needs. This service offers a simple, affordable, and fair way to get cash advances with fast approvals and no hidden fees.

Gerald - Instant Cash Advance

(16K)

subscription

Money App: No Credit Check

Buy Now, Pay Later with advanceInstant free cash advance transferShop at Gerald's Cornerstore

Access funds for essential purchases through a unique Buy Now, Pay Later service. Get an advance to shop at the app's e-store, with options for free cash transfers to your bank. Earn rewards and play games to fund future purchases.

Get Cash Fast, No Credit Check

Cash advances from $25 to $500No credit check requiredOptional same-day delivery

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

free with in-app purchases

(316K)

Money App - Cash Advance

by PRG Ventures, Inc.

Early wage accessNo interest or feesNo credit check required

Access your earned wages before payday for essential expenses like groceries, gas, and bills. This service offers a fast and secure way to get cash without interest, credit checks, or hidden fees.

Secured collateral loans!

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

💼 Business

(69)

Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Cash advances up to $500Credit cards with no credit history requiredLine of credit up to $1,000

Access cash advances, credit cards, and lines of credit based on your real-time income and spending. Build your credit history and monitor your score with helpful tools. Get up to $500 instantly with no credit check.

Cleo AI: Cash Advance & Budget

(475K)

subscription

Credit Builder & Savings Goals

AI-powered budgeting and financial chatCash advances up to $500Savings goals with interest (APY up to 2.95%)

This AI-powered app simplifies your finances by helping you budget, save, and access cash advances. It offers personalized financial coaching, credit building tools, and investment options to help you reach your goals.

(269K)