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Best Solo Finance Apps

248+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Finding the right solo finance apps can be overwhelming with so many options. We've analyzed 248+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Solo Finance Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoOct 2026
2MoneyLion: Cash Advance AppMoneyLion: Cash Advance AppFree4.8★ (331K)YesNoOct 2026
3121 Finance - Investor App121 Finance - Investor AppFree—NoNoMay 2026
4SoloInc: Solo Business ManagerSoloInc: Solo Business ManagerFree—NoYesAug 2026
5SoloFinance: Expense & Tax LogSoloFinance: Expense & Tax LogFree—NoYesSep 2026
6SOLO Merchant by HNBSOLO Merchant by HNBFree—NoNoMay 2026
7UalettUalettFree4.9★ (35K)NoNoOct 2026
8onbalance: cash flow trackeronbalance: cash flow trackerFree—NoNoSep 2026

Top Picks for Solo Finance

SoLo Funds: Lend, Borrow, Bank#1

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms
Editor's Choice
💰 Finance
4.4😞(42K ratings)
FreeAds
SoLo Funds: Lend, Borrow, Bank screenshot 1
SoLo Funds: Lend, Borrow, Bank screenshot 2
SoLo Funds: Lend, Borrow, Bank screenshot 3

Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, or use the free SoLo Wallet for banking and payments. Features an AI financial co-pilot for personalized advice.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
MoneyLion: Cash Advance App#2

MoneyLion: Cash Advance App by MoneyLion

Cashback rewards & Loan Offers
Strong Contender
💰 Finance
4.8😞(331K ratings)
FreeAds
#34in Finance
MoneyLion: Cash Advance App screenshot 1
MoneyLion: Cash Advance App screenshot 2
MoneyLion: Cash Advance App screenshot 3
MoneyLion: Cash Advance App screenshot 4
MoneyLion: Cash Advance App screenshot 5
MoneyLion: Cash Advance App screenshot 6

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

What We Love

  • 💳 Variety of banking options
  • 💰 Helpful for financial stability
  • 🔍 Informative and educational
  • 🤝 Good customer service (for some)
  • 🏆 Rewards and cash-back features
  • 🔒 Secure platform
  • 🕰️ Early direct deposit

Room to Improve

  • 💰 Expensive membership fees
  • 🤖 Poor customer service (for others)
  • 🤔 Confusing policies and hidden fees
  • 🔒 Difficulty accessing/withdrawing funds
  • 🔄 Inconsistent app performance
  • 🚫 Accounts closed without notice
  • 🤯 Frustrating verification process
  • 🤑 Predatory lending practices

More Solo Finance apps to explore

FAQ about Solo Finance

What are the best solo finance apps for iPhone?
SoLo Funds: Lend, Borrow, Bank tops our solo finance apps ranking as of October 2026, with a 4.4-star average from 42K App Store ratings, and it's free to download.
Yes — 20 of the top solo finance apps we rank are free to download, including SoLo Funds: Lend, Borrow, Bank and MoneyLion: Cash Advance App.
SoLo Funds: Lend, Borrow, Bank shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ solo finance apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.