Best With You Loans Apps

152+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated August 2026

The best with you loans apps on iPhone average 4.0★ across 152+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top With You Loans Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1WithU LoansWithU LoansFree1.4★ (85)NoNoAug 2026
2SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoAug 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (40K)NoNoAug 2026
4Together LoansTogether LoansFree4.2★ (366)NoNoAug 2026
5Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoAug 2026
6Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (367K)YesNoAug 2026
7CASH 1 LOANSCASH 1 LOANSFree2.8★ (11)NoNoAug 2026
8Big Picture LoansBig Picture LoansFree4.7★ (289)NoNoAug 2026

Top Picks for With You Loans

WithU Loans#1

WithU Loans by W6LS, Inc.

Editor's Choice
💰 Finance
1.4(85 ratings)
Free
WithU Loans screenshot 1
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Manage your loan account conveniently with 24/7 access. Check your balance, track payments, schedule additional payments, and update personal information. Get assistance through FAQs and customer support.

SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
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SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(40K ratings)
Free
#80in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More With You Loans apps to explore

4
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(366)
free
5
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
6
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(367K)
free with in-app purchases
7
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(11)
free
8
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments
💰 Finance
(289)
free
9
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(545K)
free with in-app purchases
10
Personal Loans® Mobile - Loans up to $35,000
Personal Loans® Mobile - Loans up to $35,000
Personal Loans® Mobile - Loans up to $35,000
by IT MEDIA, INC.
Free

Easily explore personal loan options and manage your account on the go. Request loans up to $35,000 and compare offers from various lenders across all 50 states. The app supports all credit types and provides a secure user experience.

Explore personal loan optionsManage your accountRequest loans up to $35,000
💰 Finance
(3)
free
11
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
by Uprova Credit, LLC
Free

Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.

Fast loan approvalsFunds within 30 minutesNo collateral required
💰 Finance
(24)
free
12
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(322K)
free with in-app purchases
13
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
14
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
15
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(877K)
freemium
16
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(119K)
free with in-app purchases
17
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

Loan application up to $4,000Same-day fund depositCustomer profile editing
💰 Finance
(3)
free
18
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
No Credit Check
Free
💰 Finance
(0)
19
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
💰 Finance
(4.6K)
free
20
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free

FAQ about With You Loans

What are the best with you loans apps for iPhone?
WithU Loans tops our with you loans apps ranking as of August 2026, with a 1.4-star average from 85 App Store ratings, and it's free to download.
Yes — 20 of the top with you loans apps we rank are free to download, including WithU Loans and SoLo Funds: Lend & Borrow.
WithU Loans has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 152+ with you loans apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your loan account 24/7. You can check your current balance, track your payment schedule, and even schedule additional payments. It also provides tools to update your personal information.
The app offers a comprehensive FAQ section to answer common questions. If you need further assistance, you can easily contact Customer Support directly through the app for help with all your account needs.