Best With You Loans Apps

250+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated October 2026

The best with you loans apps on iPhone average 4.0★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top With You Loans Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1WithU LoansWithU LoansFree1.4★ (89)NoNoOct 2026
2SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoOct 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (46K)NoNoOct 2026
4Together LoansTogether LoansFree4.3★ (406)NoNoOct 2026
5CASH 1 LOANSCASH 1 LOANSFree3.2★ (24)NoNoOct 2026
6Cash Advance – Quick BorrowCash Advance – Quick BorrowFree3.7★ (22)YesNoOct 2026
7Borrowly: Borrow & LendBorrowly: Borrow & LendFree—NoYesOct 2026
8Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (918K)NoNoOct 2026

Top Picks for With You Loans

1.4😞(89 ratings)
Free
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Manage your loan account conveniently with 24/7 access. Check your balance, track payments, schedule additional payments, and update personal information. Get assistance through FAQs and customer support.

What We Love

  • 👍 Helps in emergencies
  • 👍 Option to pay off early (with caveats)
  • 👍 Approved for loans quickly

Room to Improve

  • 💸 Extremely high interest rates
  • predatory Lending practices
  • 💸 Loans cost multiple times the borrowed amount
  • 💸 Unclear loan terms and conditions
  • 💸 Front-loaded interest
  • 💸 Difficult to pay off loans
  • 💸 Misleading information about APR
  • 💸 Scams and predatory behavior
  • 💸 Rude customer service
  • 💸 Illegal interest rates
  • 💸 Forces weekly payments
  • 💸 Charges for a whole year even if paid off early
  • 💸 Daily interest charges
  • 💸 Predatory and should be shut down
  • 💸 Violates RICO act
SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(41K ratings)
FreeAds
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Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(46K ratings)
Free
#70in Finance
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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices

More With You Loans apps to explore

FAQ about With You Loans

What are the best with you loans apps for iPhone?
WithU Loans tops our with you loans apps ranking as of October 2026, with a 1.4-star average from 89 App Store ratings, and it's free to download.
Yes — 20 of the top with you loans apps we rank are free to download, including WithU Loans and SoLo Funds: Lend & Borrow.
WithU Loans has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ with you loans apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.