WithU Loans User Reviews

Customer Experience

Positive experience10.6% of reviews
Neutral0.0% of reviews
Negative experience89.4% of reviews

~ Based on 47 written reviews from the US App Store.

Is WithU Loans Safe?

WithU Loans does not appear safe based on available data. AppsHunter Safety Score for WithU Loans is 36/100.

This assessment is based on 85 user ratings, with an App Store average of 1.4/5.

Safety Analysis

9.4% of ratings point to a safe experience
0.0% of ratings suggest some concerns
90.6% of ratings point to a risky experience

~ Based on 85 App Store ratings for WithU Loans.

Is WithU Loans Legit?

WithU Loans appears legitimate, with a few gaps. AppsHunter Legitimacy Score for WithU Loans is 68/100.

Based on 68 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

The high interest rate!!

I took out of a $2500 loan. My interest rate is 410.87!!!!!
I can never pay off due to the super high interest…The company is such a scam…they just trying to eat your money right away…
If I don’t pay it off quick, it takes almost $8000 to pay off….

USC 501c consumer protection violations

They front load interest which is illegal and will lock your account if you miss a payment making you spend 20 plus minutes getting in

Big scam

They want you to enter all this info or say you were pre approved but when you look at it closely it’s all a scam. I was approved for a $1300 loan then the fine print says no-weekly payment of 193.93 for 25 payments. That’s over $4000 for a $1300 loan. This is insane and should be illegal. They are praying on the poor and putting them further in debt. 😱🤷‍♂️🤦‍♂️
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High interest?

I’ll just close all the bank accounts then
where will u draw from?
Once I pay the money back. I will close the account.

Estafadores

Son unos estafadores, no pidan préstamos con ellos. No les dan ninguna información sobre cómo funcionan los pagos y les cobran un interés altísimo. Mi préstamo era de $2000 y tenía que pagar $459 cada dos semanas durante 12 meses. En total, iba a terminar pagando $12,000 por solo $2000 que me prestaron. ¡Están locos, es un robo a mano armada!
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Don’t do it

You will regret using this company.
If you are desperate it is what it is

Scam

Waited days and days for nothing gave them my personal information for nothing hope they don’t use my personal information for something else.

worst loan

do not get this loan! the interest is triple the amount I am about to receive!! it’s ridiculous

Scammers

I came to write a review for you! Yes you who might need an urgent loan but please read all the 1 stars reviews! Everyone is saying the truth. This guys don’t tell you about the interest until you get the loan in your account! I got approved 1.600 usd, then my monthly payment was 285 every 2 weeks and I was paying and today I checked and I have paid 1.700 so i though it was done but guess what? I had to pay other 1.600 to pay it off because they put it for 12 months and I was going to end it up paying almost 8.000 usd! So PLEASE READ THE COMMENTS
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Thanks for the assist

My radiator went out and had it replaced. There were bills I couldn’t pay because I had to get my vehicle fixed. Your loan helped me out to get caught up on my bills. Thank you.

Terrible!!!!!

Terrible app can’t even log in at all I never even put in my bank info and says that they sent the money I’m not even sure to who regret trying this app Do!! Not!!! GET! It!!!

Mysteriously couldn’t log in

I hate that I even had to do this. I tried these guys out with the intention of paying it all back the second I could, so I’d avoid paying that insane interest rate. However, after creating my profile and logging in for the first time successfully, I learned that you can’t just pay them back right away. They make you schedule the payment and the earliest day you can pick is a week out. I scheduled the payment for as much as I could and waited for the next payday to pay more. This time… I couldn’t log in. I had to wait for a verification code that was to be sent to me email. It never came. An hour later it finally did but now I had to do it all over again. After several attempts, I gave up. You have to call a number but I did not have time that day to be tied up on the phone. This kept happening. Sometimes, a code is never sent at all or it tells me I used the wrong password. Which isn’t possible because I screenshot my password for this exact reason. After some months later, I’m finally ready to pay it off. Suddenly I am able to log in. With no problems. Of course this after they have made so much money off of me with the interest. They don’t make it easy to pay them back. I don’t know if it’s the apps fault or just the whole system but steer clear from these guys. Borrow from someone else. Believe me, you will regret using this.
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Works well

Approved for a loan and app works well to make payments. No complaints

Doesn’t work

Can’t login

BIGGEST SCAM EVER!!!!

This company charges you the highest interest you’ll ever dealt with! Every time I put down the money that I have to pay each week, my fee is double that amount each week…. So it becomes impossible to pay off this loan when I have other bills!
Just saying for y’all, never use WithU Loans!!!!!

DO NOT USE

I highly highly recommend never using this app or this company. Their interest rates are through the roof and will cripple you. It makes it impossible to keep up and pay it off, and you are literally wasting money.

DO NOT USE WITHU LOANS

DO NOT FALL FOR THIS LOAN COMPANY! They will ROB YOU!! Loan agreement was shady and unclear, I was made to pay $1000 on a $400 loan!! THIS IS EXTORTION AND THIS COMPANY SHOULD BE SHUT DOWN!!

Scam

I regret immensely that I took out a loan with them. Bad customer service, people are very rude, and it’s very expensive loans. Be carful please

Love WithU

Never used the app, but have been a frequent user of WithU loans! Have never been denied & have always paid on time! Helps a lot for a single income mom to make sure my kiddo doesn’t miss out on the extras of life when money gets tights!

Thieves

This WithU loans are thieves and criminals. A 1300 dollar loan and they are forcing me to pay 127.84 every WEEK to pay it off not only that they changed my payment method to weekly when I had specifically chose to pay monthly and now they are essentially asking I pay $6638.74 for a year loan. They made it impossible for me to save up money in order to pull myself out of this hole. They’re thieves and will take advantage of every customer.
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