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WithU Loans

WithU Loans

by W6LS, Inc.

89 ratings
51 reviews
💰 Finance
Free

Details

Released
February 7, 2023
Updated
October 8, 2026

Features

Developer

W6LS, Inc.
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About

Manage your loan account conveniently with 24/7 access. Check your balance, track payments, schedule additional payments, and update personal information. Get assistance through FAQs and customer support.

✓Check account balance
✓Track payment schedules
✓Schedule additional payments
✓Update personal information
✓Access FAQs
✓Contact customer support
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What users say about WithU Loans

Reviews of WithU Loans are mostly negative: the Finance app is rated 1.4/5 from 89 App Store ratings. What users like most: helps in emergencies, option to pay off early (with caveats). Top complaints: extremely high interest rates, predatory Lending practices. Summarized from real user reviews.

Positive things

  • 👍Helps in emergencies
  • 👍Option to pay off early (with caveats)
  • 👍Approved for loans quickly

Negative things

  • 💸Extremely high interest rates
  • predatoryLending practices
  • 💸Loans cost multiple times the borrowed amount
  • 💸Unclear loan terms and conditions
  • 💸Front-loaded interest
  • 💸Difficult to pay off loans
  • 💸Misleading information about APR
  • 💸Scams and predatory behavior
  • 💸Rude customer service
  • 💸Illegal interest rates
  • 💸Forces weekly payments
  • 💸Charges for a whole year even if paid off early
  • 💸Daily interest charges
  • 💸Predatory and should be shut down
  • 💸Violates RICO act
See all reviews

What's New in WithU Loans

2.38

October 8, 2026

Bug fixes and UI improvements

User reviews

Most RecentHighest RatedLowest Rated

Runnnnn!!!

The only way to avoid paying 6x what you borrow is to pay them back immediately. Don’t drag it out or you will definitely pay way more than what you borrow. It’s worse than a credit card bill. The interest is criminal
TffyingtonTffyington

Fue bueno

Bueno
MagnificoXMagnificoX

Worst loans ever

Don’t do it. It’s seriously not worth it with them. Im trying to do a payoff payment and neither the app nor the website goes through with it. The page literally freezes. Zero stars if possible.
Dimi3the1Dimi3the1

Read Asap

Do not do it. I recommend you to figure it out another way. I had to take out a loan last year around Christmas cause I had a huge bill. I only took $500 & I am still paying $60 a week. I’ve been paying since Christmas of 2025 & we are in July of 2026. This has been the worse decision I ever made in life. It has put me so far behind versus actually need that $500 at the moment. I will never make a mistake like this again. Do not take a loan from this place. The website barely work & it doesn’t show you how much you’ve paid already. I’ve paid over $2,000 for a $500 loan.
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NahchooNahchoo

The high interest rate!!

I took out of a $2500 loan. My interest rate is 410.87!!!!!
I can never pay off due to the super high interest…The company is such a scam…they just trying to eat your money right away…
If I don’t pay it off quick, it takes almost $8000 to pay off….
Joey MoragaJoey Moraga
See 46 more reviews

User experience

🐞

Reported Bugs

9 issues

App frequently crashes or stalls

Bug

Cannot log in to the app or website

Bug

Password reset emails not received or links are broken

Bug

2FA codes not sent or do not work

Bug

Website claims no account exists

Bug

App freezes on loading screens

Bug

Unable to select payment dates easily

Bug

Incorrect payment withdrawal dates set

Bug

App doesn't let you select things easily

Bug
✨

Requested Features

4 requests

Clearer disclosure of interest rates and terms before signing

Feature

More transparent payment schedules

Feature

Improved website functionality

Feature

Better customer service responsiveness

Feature

FAQ

What can I do with the WithU Loans app?

The app allows you to manage your loan account 24/7. You can check your current balance, track your payment schedule, and even schedule additional payments. It also provides tools to update your personal information.

How do I get help if I have a problem with my loan account?

The app offers a comprehensive FAQ section to answer common questions. If you need further assistance, you can easily contact Customer Support directly through the app for help with all your account needs.

Is the WithU Loans app free to use?

Yes, the WithU Loans app is free to download and use. There are no charges associated with managing your loan account through the application.

What information can I update in the app?

You can update your personal information within the app. This ensures that your account details are always current and accurate for seamless communication and management.