Best P2P Lending Apps

248+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated November 2026

Out of 248+ p2p lending apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top P2P Lending Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Volo - Lend & BorrowVolo - Lend & BorrowFree——NoAug 2026
2SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoNov 2026
3Lendee AppLendee AppFree3.2★ (110)NoNoNov 2026
4TribeCreditTribeCreditFree4.3★ (6)NoNoOct 2026
5Lenme: Cash Advances & LoansLenme: Cash Advances & LoansFree4.5★ (99K)YesYesNov 2026
6The Blender PlatformThe Blender PlatformFree3.3★ (31)NoYesNov 2026
7Lendbox | P2P LendingLendbox | P2P LendingFree—NoNoMay 2026
8Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (404K)YesNoNov 2026

Top Picks for P2P Lending

SoLo Funds: Lend, Borrow, Bank#2

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms
Strong Contender
💰 Finance
4.4😞(42K ratings)
FreeAds
SoLo Funds: Lend, Borrow, Bank screenshot 1
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SoLo Funds: Lend, Borrow, Bank screenshot 3

Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, and manage your finances with a free digital wallet and AI financial co-pilot. Offers identity verification and fraud monitoring for security.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Lendee App#3
3.2(110 ratings)
Free
Lendee App screenshot 1
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Invest in business payment plans by purchasing outstanding receivables at a discount. Collect payments as customers pay, with servicing handled by a third party. Monitor your earnings and redeploy funds to your bank or new investments.

More P2P Lending apps to explore

FAQ about P2P Lending

Are there free p2p lending apps for iPhone?
Yes — 20 of the top p2p lending apps we rank are free to download, including Volo - Lend & Borrow and SoLo Funds: Lend, Borrow, Bank.
Volo - Lend & Borrow has no in-app purchases, according to its App Store listing as of November 2026.
We track 248+ p2p lending apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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