Best P2P Lending Apps

162+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated May 2026

Out of 162+ p2p lending apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for P2P Lending

LendPal - Borrow & Lend Money + Items to Friends#2
4.1๐Ÿ˜(614 ratings)
Free
LendPal - Borrow & Lend Money + Items to Friends screenshot 1
LendPal - Borrow & Lend Money + Items to Friends screenshot 2
LendPal - Borrow & Lend Money + Items to Friends screenshot 3
LendPal - Borrow & Lend Money + Items to Friends screenshot 4

Easily manage and track loans between friends with a convenient app. Keep tabs on borrowed or lent items, amounts, and due dates effortlessly. Download now to streamline your lending and borrowing activities!

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“‹ Helps keep track of lending/borrowing
  • ๐Ÿ” Simple and straightforward interface
  • ๐Ÿ”” Useful reminder feature

Room to Improve

  • ๐Ÿ› Crashes and freezes
  • ๐Ÿ” Limited functionality (no partial payments, editing, etc.)
  • ๐Ÿ’ฌ Annoying rating prompts
Hundy - Money When You Need It#3

Hundy - Money When You Need It by Hundy Inc

Zero fee, P2P loan replacement
Worth Considering
๐Ÿ’ฐ Finance
3.3๐Ÿ˜ž(1.6K ratings)
FreeIn-App Purchases
Hundy - Money When You Need It screenshot 1
Hundy - Money When You Need It screenshot 2
Hundy - Money When You Need It screenshot 3
Hundy - Money When You Need It screenshot 4
Hundy - Money When You Need It screenshot 5
Hundy - Money When You Need It screenshot 6

What We Love

  • ๐Ÿ’– Amazing service
  • ๐Ÿ‘ Fast and easy
  • ๐Ÿค Friendly staff

Room to Improve

  • ๐Ÿšซ Only available in certain states
  • ๐Ÿ”’ Requires social security number
  • ๐Ÿค” Unclear eligibility criteria

More P2P Lending apps to explore

4
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

๐Ÿ’ฐ Finance
(36K)
5
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

๐Ÿ’ฐ Finance
(73K)
6
Community P2P
Community P2P
Community P2P
by Community P2P SAL
Free
๐Ÿ’ฐ Finance
(0)
7
The Blender Platform
The Blender Platform
The Blender Platform
Power to Your Wallet.
Free

This platform allows users to lend and borrow money through a blockchain-powered credit system, where borrowers create credit lines with set interest rates and lenders can choose who to lend to. By creating a credit line, borrowers can access funds and must repay them with interest, while lenders can earn returns and reclaim their contributions if needed.

๐Ÿ’ฐ Finance
(31)
8
Lendbox | P2P Lending
Lendbox | P2P Lending
Lendbox | P2P Lending
P2P Lending in India
Free

This peer-to-peer lending platform connects lenders with creditworthy borrowers, offering a secure way to earn higher returns on investments. By lending money online, you can diversify your risk and benefit from a paperless KYC process, rigorous borrower screening, and end-to-end recovery support.

๐Ÿ’ฐ Finance
(0)
9
SoBo: Something Borrowed
SoBo: Something Borrowed
SoBo: Something Borrowed
Borrow. Lend. Keep track.
Free
๐ŸŒŸ Lifestyle
(1)
10
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This application is a peer-to-peer lending platform that offers secured collateral loans. Borrowers set repayment terms and provide collateral, while lenders secure the collateral until the loan is repaid. Unlike traditional loan apps, Loanr eliminates the need for collection agencies by having lenders hold onto the collateral until repayment.

๐Ÿ’ผ Business
(45)
11
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

๐Ÿ’ฐ Finance
(344K)
12
BE$TOW: Private P2P Payments
BE$TOW: Private P2P Payments
BE$TOW: Private P2P Payments
TAP & GO to PAY & SHARE
Free

This private peer-to-peer payment app allows users to make instant, anonymous cash payments with a simple tap of their phone, eliminating the need to exchange information or use QR codes. With this app, users can also easily share social media profiles, websites, and digital business cards by tapping their phone to another device.

๐Ÿ’ฐ Finance
(16)
13
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

A fast, revolving line of credit app for small businesses with a new design and features for better user experience. Access detailed payment information and upcoming debits conveniently. Update now for easy and fast access to funds on-the-go.

๐Ÿ’ฐ Finance
(2.4K)
14
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

This application allows users to send, spend, save, and invest money easily. With features like instant money transfers, discounts on everyday spending, free tax filing, early paycheck access, and simple bitcoin investing, it provides a convenient and comprehensive financial solution for users. Consider downloading this app for seamless financial management.

๐Ÿ’ฐ Finance
(8.4M)
15
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest โ€“ download now!

๐Ÿ’ฐ Finance
(165)
16
PeerCash
PeerCash
PeerCash
Contact-based lending
Free
๐Ÿ”ง Utilities
(0)
17
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

An application that allows you to lend as little as $25 to financially underserved individuals worldwide, empowering them to start businesses, pay for education, invest in equipment, and more. Join a community of millions supporting borrowers in over 90 countries, creating a ripple effect of positive impact. Loan on Kiva for a powerful way to create economic and social good.

๐ŸŒ Social Networking
(2.3K)
18
Cash Plus Digital
Cash Plus Digital
Cash Plus Digital
24/7 Digital Lending Partner
Free
๐Ÿ’ฐ Finance
(1)
19
Fast Payday Loans
Fast Payday Loans
Fast Payday Loans
by Rainbow UK Ltd
Free

Get quick cash on the go with an app offering payday loans between ยฃ100 and ยฃ1000. Simply fill out a form, and be matched with a top UK lender for fast cash. Just fill, submit, and get money easily!

๐Ÿ’ฐ Finance
(851)
20
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

๐Ÿ’ฐ Finance
(72K)

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