Best P2P Lending Apps

248+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

Out of 248+ p2p lending apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top P2P Lending Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoOct 2026
2Volo - Lend & BorrowVolo - Lend & BorrowFree——NoAug 2026
3Lendee AppLendee AppFree3.2★ (110)NoNoOct 2026
4TribeCreditTribeCreditFree4.3★ (6)NoNoOct 2026
5LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoOct 2026
6Lendbox | P2P LendingLendbox | P2P LendingFree—NoNoMay 2026
7Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (95K)YesYesOct 2026
8The Blender PlatformThe Blender PlatformFree3.4★ (31)YesYesMay 2026

Top Picks for P2P Lending

SoLo Funds: Lend, Borrow, Bank#1

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms
Editor's Choice
💰 Finance
4.4😞(42K ratings)
FreeAds
SoLo Funds: Lend, Borrow, Bank screenshot 1
SoLo Funds: Lend, Borrow, Bank screenshot 2
SoLo Funds: Lend, Borrow, Bank screenshot 3

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Lendee App#3
3.2(110 ratings)
Free
Lendee App screenshot 1
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Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

More P2P Lending apps to explore

FAQ about P2P Lending

What are the best p2p lending apps for iPhone?
SoLo Funds: Lend, Borrow, Bank tops our p2p lending apps ranking as of October 2026, with a 4.4-star average from 42K App Store ratings, and it's free to download.
Yes — 20 of the top p2p lending apps we rank are free to download, including SoLo Funds: Lend, Borrow, Bank and Volo - Lend & Borrow.
SoLo Funds: Lend, Borrow, Bank shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ p2p lending apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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