Best Peer To Peer Lending Apps

209+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated September 2026

Whether you're new to peer to peer lending or looking for an upgrade, our curated collection of 209+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Peer To Peer Lending Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PeerCashPeerCashFreeNoYesMay 2026
2SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoSep 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
4Together LoansTogether LoansFree4.3★ (388)NoNoSep 2026
5Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
6Lendee AppLendee AppFree3.2★ (105)NoNoAug 2026
7Lendbox | P2P LendingLendbox | P2P LendingFreeNoNoMay 2026
8LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoAug 2026

Top Picks for Peer To Peer Lending

SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
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SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#8in Finance
Lenme: Borrowing and Lending screenshot 1
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Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Peer To Peer Lending apps to explore

FAQ about Peer To Peer Lending

Are there free peer to peer lending apps for iPhone?
Yes — 20 of the top peer to peer lending apps we rank are free to download, including PeerCash and SoLo Funds: Lend & Borrow.
PeerCash has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 209+ peer to peer lending apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.