Best Peer To Peer Lending Apps

165+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated June 2026

Whether you're new to peer to peer lending or looking for an upgrade, our curated collection of 165+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Peer To Peer Lending

Lenme: Investing and Borrowing#2

Lenme: Investing and Borrowing by Lenme Inc.

Borrow, Lend & Grow!
Strong Contender
💰 Finance
4.4😞(73K ratings)
FreeAdsIn-App Purchases
#13in Finance
Lenme: Investing and Borrowing screenshot 1
Lenme: Investing and Borrowing screenshot 2
Lenme: Investing and Borrowing screenshot 3
Lenme: Investing and Borrowing screenshot 4
Lenme: Investing and Borrowing screenshot 5
Lenme: Investing and Borrowing screenshot 6

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
Loanr#3

Loanr by Loanr

Secured collateral loans!
Worth Considering
💼 Business
3.0(45 ratings)
Free
Loanr screenshot 1
Loanr screenshot 2
Loanr screenshot 3
Loanr screenshot 4

This application is a peer-to-peer lending platform that offers secured collateral loans. Borrowers set repayment terms and provide collateral, while lenders secure the collateral until the loan is repaid. Unlike traditional loan apps, Loanr eliminates the need for collection agencies by having lenders hold onto the collateral until repayment.

More Peer To Peer Lending apps to explore

4
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

💰 Finance
(37K)
5
Lendbox | P2P Lending
Lendbox | P2P Lending
Lendbox | P2P Lending
P2P Lending in India
Free

This peer-to-peer lending platform connects lenders with creditworthy borrowers, offering a secure way to earn higher returns on investments. By lending money online, you can diversify your risk and benefit from a paperless KYC process, rigorous borrower screening, and end-to-end recovery support.

💰 Finance
(0)
6
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily manage and track loans between friends with a convenient app. Keep tabs on borrowed or lent items, amounts, and due dates effortlessly. Download now to streamline your lending and borrowing activities!

💰 Finance
(614)
7
PeerCash
PeerCash
PeerCash
Contact-based lending
Free
🔧 Utilities
(0)
8
Community P2P
Community P2P
Community P2P
by Community P2P SAL
Free
💰 Finance
(0)
9
lend (to me)
lend (to me)
lend (to me)
by Ishan Daya
Free
🌟 Lifestyle
(0)
10
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

Discover a new way of borrowing with an innovative loan company focused on trust, not just credit history. Use the Transform Credit app to securely access and manage your loan details easily. Visit transformcredit.com for a fresh approach to lending.

💰 Finance
(112)
11
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(350K)
12
SoBo: Something Borrowed
SoBo: Something Borrowed
SoBo: Something Borrowed
Borrow. Lend. Keep track.
Free
🌟 Lifestyle
(1)
13
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

This application allows users to send, spend, save, and invest money easily. With features like instant money transfers, discounts on everyday spending, free tax filing, early paycheck access, and simple bitcoin investing, it provides a convenient and comprehensive financial solution for users. Consider downloading this app for seamless financial management.

💰 Finance
(8.5M)
14
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

💰 Finance
(165)
15
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

💰 Finance
(49)
16
SeedFi
SeedFi
SeedFi
SeedFi
Free

Access various loan opportunities by joining or creating clusters on this platform to benefit from improved interest rates and exclusive discounts. Join SeedFi today to unlock better financial options.

💰 Finance
(18)
17
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

💰 Finance
(444K)
18
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

💰 Finance
(77K)
19
ZaPay
ZaPay
ZaPay
Loan. Friends. Family
Free

This application allows friends and family to lend and borrow money easily and securely, with features like automated payments, in-app communication, and transaction tracking. Download it to start making worry-free transactions with loved ones today!

💰 Finance
(3)
20
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

An application that allows you to lend as little as $25 to financially underserved individuals worldwide, empowering them to start businesses, pay for education, invest in equipment, and more. Join a community of millions supporting borrowers in over 90 countries, creating a ripple effect of positive impact. Loan on Kiva for a powerful way to create economic and social good.

🌐 Social Networking
(2.3K)