Best Peer To Peer Lending Apps

247+ iOS apps curated and reviewed

4.3 avg rating

20 free apps

Updated November 2026

Whether you're new to peer to peer lending or looking for an upgrade, our curated collection of 247+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Peer To Peer Lending Apps (November 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	Volo - Lend & Borrow	Free	—	—	No	Aug 2026
2	SoLo Funds: Lend, Borrow, Bank	Free	4.4★ (42K)	Yes	No	Nov 2026
3	PeerCash	Free	—	No	Yes	May 2026
4	Lenme: Cash Advances & Loans	Free	4.5★ (98K)	Yes	Yes	Nov 2026
5	Lendbox \| P2P Lending	Free	—	No	No	May 2026
6	TribeCredit	Free	4.3★ (6)	No	No	Oct 2026
7	Borrowly: Borrow & Lend	Free	—	No	Yes	Oct 2026
8	LendPal - Borrow & Lend Money + Items to Friends	Free	4.1★ (657)	No	No	Oct 2026

Top Picks for Peer To Peer Lending

#1

Volo - Lend & Borrow by Volo Technologies Inc

Editor's Choice

0.0(0 ratings)

Free

Volo - Lend & Borrow screenshot 1

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Volo - Lend & Borrow screenshot 6

#2

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms

Strong Contender

4.4😞(42K ratings)

FreeAds

SoLo Funds: Lend, Borrow, Bank screenshot 1

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Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, and manage your finances with a free digital wallet and AI financial co-pilot. Offers identity verification and fraud monitoring for security.

What We Love

💰 Helpful for emergencies
🤝 Community-driven lending platform
⚡ Quick loan funding
🕰️ Flexible repayment periods
🆙 Ability to build credit score

Room to Improve

🤷‍♂️ Inconsistent customer support
🤯 Unclear fees and policies
🤕 High risk of loan defaults
🤬 Lack of lender protection
📉 Declining lender satisfaction

#3

PeerCash by Mobil80 Solutions and Services Private Limited

Contact-based lending

Worth Considering

0.0(0 ratings)

FreeIn-App Purchases

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More Peer To Peer Lending apps to explore

Lenme: Cash Advances & Loans

Lenme: Cash Advances & Loans

Lenme: Cash Advances & Loans

Quick Loans and Smart Lendings

Access cash advances and personal loans up to $5,000 from various lenders. Become a lender yourself to earn interest on funded loans. Features include crypto-backed loans and a marketplace for financial tools.

Cash advances up to $200Personal loans up to $5,000Become a lender and earn interest

free with in-app purchases

Lendbox | P2P Lending

Lendbox | P2P Lending

Lendbox | P2P Lending

P2P Lending in India

Connect with borrowers and earn higher returns by lending money online. This platform offers a paperless process with rigorous borrower screening and end-to-end recovery support.

Lend money online to borrowersEarn higher than average returnsPaperless KYC & Verification

Empower your community

Build your network to unlock interest-free loans for yourself and your community. Connect with friends to increase borrowing limits and get personalized suggestions. Securely borrow, repay over 12 months, and track your impact.

Build and grow your networkUnlock interest-free loansPersonalized friend suggestions

Borrowly: Borrow & Lend

Borrowly: Borrow & Lend

Borrowly: Borrow & Lend

by Jesse Huggins

LendPal - Borrow & Lend Money + Items to Friends

LendPal - Borrow & Lend Money + Items to Friends

LendPal - Borrow & Lend Money + Items to Friends

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

Track lent itemsTrack lent moneySet item reminders

Secured collateral loans!

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms

by Transform Credit Inc.

This app offers personal loans based on trust rather than solely on credit history. It allows users to apply for loans, view statements, make payments securely, and access real-time support. Users can also top up existing loans or borrow more.

Apply for loans in-appView loan detailsAccess statements

Klover - Instant Cash Advance

Klover - Instant Cash Advance

Klover - Instant Cash Advance

Up to $750 Before Payday

Access cash advances up to $750 before your next payday without credit checks or interest. Earn points by completing surveys and watching ads to increase your advance amount. Utilize budgeting tools and track your credit score to improve your financial health.

Cash advances up to $750No credit checks or interestEarn points for surveys and ads

free with in-app purchases

by LENDEE APP LLC

Invest in business payment plans by purchasing outstanding receivables at a discount. Collect payments as customers pay, with servicing handled by a third party. Monitor your earnings and redeploy funds to your bank or new investments.

Explore and filter payment contractsEvaluate business and customer profilesPurchase whole or partial contracts

SoBo: Something Borrowed

SoBo: Something Borrowed

SoBo: Something Borrowed

Borrow. Lend. Keep track.

Easily lend and borrow physical items with people in your community. Track every step of the loan process, from agreement to return, with automatic reminders and reviews to build trust. Save money by borrowing instead of buying and put your unused items to work.

Permanent loan ledgerAutomatic return remindersIn-app chat for loans

IndiaMoneyMart - P2P Lending

IndiaMoneyMart - P2P Lending

IndiaMoneyMart - P2P Lending

by Fair Vinimay Services Pvt Ltd

This platform connects creditworthy small businesses seeking loans with lenders looking for attractive returns. It offers a secure, regulated marketplace with meticulous borrower evaluation and direct on-ground assessment to facilitate P2P lending.

Connects lenders and borrowersRBI Registered NBFC-P2PDirect on-ground borrower assessment

MOOCH Lend to a Friend

MOOCH Lend to a Friend

MOOCH Lend to a Friend

by Zavala Ventures LLC

P2Vest - Loan & Insurance App

P2Vest - Loan & Insurance App

P2Vest - Loan & Insurance App

P2P Lending | Buy Insurance

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities

Kiva - Lend for Good

Kiva - Lend for Good

Kiva - Lend for Good

Lend $25 and change a life

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

Lend as little as $25Support entrepreneurs and studentsRe-lend funds for exponential impact

🌐 Social Networking

free with in-app purchases

by Workingmoni, Inc.

This platform connects users to negotiate financial agreements directly. It provides the marketplace infrastructure for participants to communicate and arrange deals without the app originating loans or brokering them.

Direct participant connectionCommunication toolsDeal negotiation infrastructure

VIVA Finance: Personal Loans

VIVA Finance: Personal Loans

VIVA Finance: Personal Loans

Borrow Money & Credit Tracking

This app helps employees build and access better credit. Track your credit score, monitor loan information, and receive personalized recommendations to unlock savings and improve your financial future.

Credit score trackingLoan information monitoringSavings recommendations

Morpheus Lending

Morpheus Lending

Morpheus Lending

by Morpheus Lending Limited

FAQ about Peer To Peer Lending

Are there free peer to peer lending apps for iPhone?

Yes — 20 of the top peer to peer lending apps we rank are free to download, including Volo - Lend & Borrow and SoLo Funds: Lend, Borrow, Bank.

Does Volo - Lend & Borrow have ads or in-app purchases?

Volo - Lend & Borrow has no in-app purchases, according to its App Store listing as of November 2026.

How many peer to peer lending apps are on the App Store?

We track 247+ peer to peer lending apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.