Best Peer To Peer Lending Apps

208+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

Whether you're new to peer to peer lending or looking for an upgrade, our curated collection of 208+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Peer To Peer Lending Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoSep 2026
2PeerCashPeerCashFree—NoYesMay 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
4Keystone: Instant Cash AdvanceKeystone: Instant Cash AdvanceFree4.5★ (142)NoNoSep 2026
5Lendee AppLendee AppFree3.2★ (108)NoNoSep 2026
6TribeCreditTribeCreditFree4.3★ (6)NoNoAug 2026
7LoanrLoanrFree3.0★ (45)NoNoSep 2026
8Together LoansTogether LoansFree4.3★ (404)NoNoSep 2026

Top Picks for Peer To Peer Lending

SoLo Funds: Lend & Borrow#1

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Editor's Choice
💰 Finance
4.4😞(41K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Peer To Peer Lending apps to explore

FAQ about Peer To Peer Lending

What are the best peer to peer lending apps for iPhone?
SoLo Funds: Lend & Borrow tops our peer to peer lending apps ranking as of September 2026, with a 4.4-star average from 41K App Store ratings, and it's free to download.
Yes — 20 of the top peer to peer lending apps we rank are free to download, including SoLo Funds: Lend & Borrow and PeerCash.
SoLo Funds: Lend & Borrow shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 208+ peer to peer lending apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
SoLo Funds is a community finance platform that allows members to borrow funds up to $625 without credit checks or to earn money by lending to other members. It also provides a banking solution and AI-powered financial advice to help users manage their money.
You can access funds by requesting a loan through the app. There are no credit checks required, and you can access up to $625. The app offers choice and control over your borrowing terms, with all loans having up to 90 days for repayment.