Best Business Loans Apps

216+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good business loans apps. We benchmark 216+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Business Loans Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fundbox - Small Business LoansFundbox - Small Business LoansFree4.9★ (2.4K)NoNoAug 2026
2LendingPointLendingPointFree4.8★ (3.2K)NoNoAug 2026
3Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9★ (22K)YesNoAug 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoAug 2026
5Skip – AI for EntrepreneursSkip – AI for EntrepreneursFree4.8★ (3.5K)NoYesAug 2026
6SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoAug 2026
7Lendtek: Small Business LoansLendtek: Small Business LoansFree4.9★ (235)NoNoJul 2026
8BMG MoneyBMG MoneyFree3.4★ (146)NoNoAug 2026

Top Picks for Business Loans

Fundbox - Small Business Loans#1

Fundbox - Small Business Loans by Fundbox

Fast, revolving line of credit
Editor's Choice
💰 Finance
4.9😐(2.4K ratings)
Free
Fundbox - Small Business Loans screenshot 1
Fundbox - Small Business Loans screenshot 2
Fundbox - Small Business Loans screenshot 3
Fundbox - Small Business Loans screenshot 4

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 💡 Flexible payment options
  • 🤝 Great customer service

Room to Improve

  • 💸 High interest rates
  • 🔒 Lack of transparency
  • 🐛 Technical issues and bugs
LendingPoint#2

LendingPoint by LendingPoint LLC

Loan Management
Strong Contender
💰 Finance
4.8😐(3.2K ratings)
Free
LendingPoint screenshot 1
LendingPoint screenshot 2
LendingPoint screenshot 3
LendingPoint screenshot 4

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

What We Love

  • 🚀 Fast service
  • 👍 Easy process
  • 🤝 Helpful customer service
  • 💰 Reasonable rates

Room to Improve

  • 🐛 App crashes and freezes
  • 🔒 Login and account access issues
  • 📆 Inflexible payment scheduling
Nav Business Funding Roadmap#3

Nav Business Funding Roadmap by Nav Technologies, Inc

Business credit and funding
Worth Considering
💰 Finance
4.9😊(22K ratings)
FreeAds
Nav Business Funding Roadmap screenshot 1
Nav Business Funding Roadmap screenshot 2
Nav Business Funding Roadmap screenshot 3
Nav Business Funding Roadmap screenshot 4
Nav Business Funding Roadmap screenshot 5
Nav Business Funding Roadmap screenshot 6

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

What We Love

  • 🚀 Perfect for business owners
  • 👍 Comprehensive business and personal credit monitoring
  • 🚀 Helps build business credit
  • 🚀 Provides credit insights and recommendations

Room to Improve

  • 🐛 Occasional app glitches and bugs
  • 🐛 Disconnection issues with business banking
  • 🐛 Difficulty logging in or accessing certain features

More Business Loans apps to explore

4
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
5
Skip – AI for Entrepreneurs
Skip – AI for Entrepreneurs
Skip – AI for Entrepreneurs
Grants, funding & growth tools
Free

Discover and apply for business funding opportunities like grants and loans. Utilize AI tools for application assistance, insights, and automated grant applications. Track your progress and access expert advice to maximize your funding potential.

Discover funding opportunities (grants, loans)Automated grant applicationsAI for business growth and funding questions
💰 Finance
(3.5K)
free with in-app purchases
6
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
7
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Match Lenders, Save On Rates.
Free

This app connects small businesses with over 65 lenders to find and compare loan options. It offers a free, simple process to secure funding, with features like instant credit lines and credit score monitoring.

Match with 65+ lendersCompare loan optionsInstant Line of Credit
💰 Finance
(235)
free
8
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

Loans from $500-$10,000No FICO credit score requiredLoan offers in minutes
💰 Finance
(146)
free
9
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(80K)
subscription
10
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(38K)
free
11
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(451K)
subscription
12
Capital on Tap
Capital on Tap
Capital on Tap
by New Wave Capital Ltd
Free

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, and manage your credit card. Redeem rewards and add your card to your digital wallet for ultimate convenience.

Real-time spend trackingSet employee spend limitsView transactions and statements
💼 Business
(4.7K)
free
13
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking for small businesses
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(6.9K)
free with in-app purchases
14
Bluevine
Bluevine
Bluevine
Bluevine
Free

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Digital business checking accountManage cash flow and transactionsPay bills and deposit checks
💰 Finance
(4.2K)
free
15
Cashably: Small Business & gig
Cashably: Small Business & gig
Cashably: Small Business & gig
Business Credit, Banking & LLC
Free

Access essential financial tools for small businesses, freelancers, and gig workers. Compare loan offers, apply for credit cards, and form your LLC with integrated partners, all without impacting your credit score during prequalification.

Compare business loan offersApply for business credit cardsStart LLC with LegalZoom integration
💼 Business
(1)
free
16
Ualett
Ualett
Ualett
Built for Gig Workers
Free

This app provides business support for independent workers by offering access to working capital based on verified income from gig platforms. It helps freelancers and contractors manage income timing, cover expenses, and smooth out income fluctuations with transparent, predictable, and flexible terms.

Access to working capitalConnects to gig platforms0% APR, no interest
💼 Business
(32K)
free
17
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
18
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
19
Credlix - Business Loan App
Credlix - Business Loan App
Credlix - Business Loan App
Working Capital for Business
Free

Access flexible business financing solutions including loans, working capital, and invoice discounting. This platform simplifies the borrowing process with minimal documentation and fast approvals to help your business grow.

Collateral-free loans up to ₹25 croresInvoice discounting for accelerated cash flowFlexible supply chain financing
💰 Finance
(0)
free
20
Happen Bank
Happen Bank
Happen Bank
Formerly LendingClub
Free

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Consolidated account managementLoan progress trackingFree credit score and report monitoring
💰 Finance
(8.5K)
free

FAQ about Business Loans

What are the best business loans apps for iPhone?
Fundbox - Small Business Loans tops our business loans apps ranking as of July 2026, with a 4.9-star average from 2.4K App Store ratings, and it's free to download.
Yes — 20 of the top business loans apps we rank are free to download, including Fundbox - Small Business Loans and LendingPoint.
Fundbox - Small Business Loans has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 216+ business loans apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides small business owners with a revolving line of credit. It allows for fast access to funds and includes features to track historical payments and view details of upcoming debits.
Key features include a revolving line of credit, fast access to funds, detailed historical payment information, and a breakdown of your next scheduled debit. The app also boasts a new home screen design and faster navigation.

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