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Capital on Tap

Capital on Tap

by New Wave Capital Ltd

5.5K ratings
274 reviews
💼 Business
💰 Finance
Free

Details

Released
July 23, 2018
Updated
October 28, 2026

Features

Developer

New Wave Capital Ltd
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iphone
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About

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, and manage your credit card. Redeem rewards and add your card to your digital wallet for ultimate convenience.

✓Real-time spend tracking
✓Set employee spend limits
✓View transactions and statements
✓Update payment options
✓Manage cards (order, freeze, cancel)
✓Redeem rewards points
✓Add card to digital wallet
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What users say about Capital on Tap

Reviews of Capital on Tap are mostly positive: the Business app is rated 4.9/5 from 5.5K App Store ratings. What users like most: reliable and efficient, user-friendly app. Top complaints: strict identity verification process, high interest rates. Summarized from real user reviews.

Positive things

  • 🚀Reliable and efficient
  • 👍User-friendly app
  • 💰Generous credit limits
  • 💳Excellent rewards program
  • 📈Helps grow business
  • 🤝Great customer service

Negative things

  • 🔍Strict identity verification process
  • 💰High interest rates
  • 🔒Security concerns with ID uploads
  • 🤔Confusing payment policies
  • 🐛Buggy app with crashes
See all reviews
+1

What's New in Capital on Tap

3.9.39

October 28, 2026

Welcome to Capital on Tap. We’ve been busy fixing minor issues & improving the overall experience of the app. If you have any questions, please reach out, we’d love to hear from you.

More

User reviews

Most RecentHighest RatedLowest Rated

Great service

Straight forward and very convenient a1.
Ccarl282867

Business credit card

In the hour of need, capital on tap came through, excellent service, quick response, and exceptional customer service.
FTFernlea tyres

BESTBIZCC

Life Easy , Business Easy with Capital on Tap credit card.
DRDalvin Reviewman

Sami

If I give Barclay card rating 2, capital on tap 100 rating
That’s the difference in service
Kkenznish

Great service

Having the card and account has been a great help to my company
FSfitzy spf
See 269 more reviews

User experience

🐞

Reported Bugs

3 issues

Login issues and inability to verify identity

Bug

Inconsistent app performance and frequent crashes

Bug

Problems with payment processing and auto-pay

Bug
✨

Requested Features

4 requests

Multi-account access for businesses

Feature

Dark mode option

Feature

Improved transaction history and reporting

Feature

Easier payment customization

Feature

FAQ

What does the Capital on Tap app do?

The Capital on Tap app is a financial companion for business owners. It allows you to track your business credit card spending in real-time, set limits for employees, view transactions and statements, manage payment options, and control your cards by ordering new ones or freezing/canceling existing ones.

What are the key features of the app?

Key features include real-time spend tracking, the ability to set spend limits for employees, viewing and downloading transactions and statements, updating payment options, managing your physical cards, redeeming rewards points, and adding your card to your digital wallet.

Is the Capital on Tap app free to use?

The app itself is free to download and use. The Capital on Tap Business Credit Card is a financial product that businesses can apply for. The app provides management tools for this card.

What kind of businesses is this app for?

This app is designed for small business owners globally. It helps them manage their business expenses and financial activities more efficiently through their business credit card.

How can I manage my employees' spending with this app?

You can easily set specific spend limits for your employees directly within the app. This feature helps ensure responsible spending practices and gives you greater control over your overall business expenses.