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Capital on Tap

Capital on Tap

by New Wave Capital Ltd

4.7K ratings
233 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • July 23, 2018
  • August 3, 2026

Features

Developer

New Wave Capital Ltd
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About

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, and manage your credit card. Redeem rewards and add your card to your digital wallet for ultimate convenience.

✓Real-time spend tracking
✓Set employee spend limits
✓View transactions and statements
✓Update payment options
✓Manage cards (order, freeze, cancel)
✓Redeem rewards points
✓Add card to digital wallet
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What users say

Summarized from real user reviews of Capital on Tap. Based on 4.7K reviews and a 4.9/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Business app.

Positive things

  • 🚀Reliable and efficient
  • 👍User-friendly app
  • 💰Generous credit limits
  • 💳Excellent rewards program
  • 📈Helps grow business
  • 🤝Great customer service

Negative things

  • 🔍Strict identity verification process
  • 💰High interest rates
  • 🔒Security concerns with ID uploads
  • 🤔Confusing payment policies
  • 🐛Buggy app with crashes
See all reviews
+1

What's New in Capital on Tap

3.9.28

August 3, 2026

Welcome to Capital on Tap. We’ve been busy fixing minor issues & improving the overall experience of the app. If you have any questions, please reach out, we’d love to hear from you.

More

User reviews

Most RecentHighest RatedLowest Rated

Great Credit Card

Used for my SME for the last 5 years, operating worldwide and it is excellent
Tom TEF Marine LtdTom TEF Marine Ltd

New customer

Amazing customer email support even on Sunday night immediate response love how fast it is to get a business credit card
ileana ngoc nguyenileana ngoc nguyen

Very easy to use

The app is very easy to use.
RiznaldoRiznaldo

J Wrigglesworth

Over this last few months we have dealt with two incredibly difficult clients. Capital One Tap have helped us get through this. A great service that all businesses should have. Thanks
Team Roar 🦁Team Roar 🦁

Easy fast good so far

Seems so far easy to use and register to. Got a decent amount to spend if needed so helps with my cash flow. I like that you can give employees a card also and control there limits. So far so good I’m impressed 👍
StehazStehaz
See 228 more reviews

User experience

🐞

Reported Bugs

3 issues

Login issues and inability to verify identity

Bug

Inconsistent app performance and frequent crashes

Bug

Problems with payment processing and auto-pay

Bug
✨

Requested Features

4 requests

Multi-account access for businesses

Feature

Dark mode option

Feature

Improved transaction history and reporting

Feature

Easier payment customization

Feature

FAQ

What does the Capital on Tap app do?

The Capital on Tap app is a financial companion for business owners. It allows you to track your business credit card spending in real-time, set limits for employees, view transactions and statements, manage payment options, and control your cards by ordering new ones or freezing/canceling existing ones.

What are the key features of the app?

Key features include real-time spend tracking, the ability to set spend limits for employees, viewing and downloading transactions and statements, updating payment options, managing your physical cards, redeeming rewards points, and adding your card to your digital wallet.

Is the Capital on Tap app free to use?

The app itself is free to download and use. The Capital on Tap Business Credit Card is a financial product that businesses can apply for. The app provides management tools for this card.

What kind of businesses is this app for?

This app is designed for small business owners globally. It helps them manage their business expenses and financial activities more efficiently through their business credit card.

How can I manage my employees' spending with this app?

You can easily set specific spend limits for your employees directly within the app. This feature helps ensure responsible spending practices and gives you greater control over your overall business expenses.