Capital on Tap

Capital on Tap

by New Wave Capital Ltd

4.6K ratings
200 reviews
Free

Details

  • Released
  • Updated
  • July 23, 2018
  • July 14, 2026

Features

Capital on Tap screenshot #1 for iPhone
Capital on Tap screenshot #2 for iPhone
Capital on Tap screenshot #3 for iPhone
Capital on Tap screenshot #4 for iPhone
Capital on Tap screenshot #5 for iPhone
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About

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, and manage your credit card. Redeem rewards and add your card to your digital wallet for ultimate convenience.

Real-time spend tracking
Set employee spend limits
View transactions and statements
Update payment options
Manage cards (order, freeze, cancel)
Redeem rewards points
Add card to digital wallet
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What users say

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+1

What's New in Capital on Tap

3.9.26

July 14, 2026

Welcome to Capital on Tap. We’ve been busy fixing minor issues & improving the overall experience of the app. If you have any questions, please reach out, we’d love to hear from you.

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User reviews

Interest fee too high

The credit limit is useful, but the interest rates are incredibly high. I used nearly £3,000 of my available credit and was charged more than £100 in interest in the first month alone, despite making regular payments.
If you can clear your balance every month, this card may work well for you. If not, be prepared for very high interest charges. In my experience, carrying a balance on this card becomes expensive very quickly.
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Expensive

Good to have this as an emergency But too expensive

Excellent

5* credit card for business use, easy to use app

Good card

All together I’m happy with card.
The app is always crashing lately which is frustrating. When the app doesn’t crash it’s great.
I’d definitely refer this card to other.
I gave 4 stars because the crashing and boots me out even after updates.
Please fix.

Owner

So far everything looks good. The app is convenient and easy to use.

User experience

🐞

Reported Bugs

3 issues

Login issues and inability to verify identity

Bug

Inconsistent app performance and frequent crashes

Bug

Problems with payment processing and auto-pay

Bug

Requested Features

4 requests

Multi-account access for businesses

Feature

Dark mode option

Feature

Improved transaction history and reporting

Feature

Easier payment customization

Feature

FAQ

What does the Capital on Tap app do?

The Capital on Tap app is a financial companion for business owners. It allows you to track your business credit card spending in real-time, set limits for employees, view transactions and statements, manage payment options, and control your cards by ordering new ones or freezing/canceling existing ones.

What are the key features of the app?

Key features include real-time spend tracking, the ability to set spend limits for employees, viewing and downloading transactions and statements, updating payment options, managing your physical cards, redeeming rewards points, and adding your card to your digital wallet.

Is the Capital on Tap app free to use?

The app itself is free to download and use. The Capital on Tap Business Credit Card is a financial product that businesses can apply for. The app provides management tools for this card.

What kind of businesses is this app for?

This app is designed for small business owners globally. It helps them manage their business expenses and financial activities more efficiently through their business credit card.

How can I manage my employees' spending with this app?

You can easily set specific spend limits for your employees directly within the app. This feature helps ensure responsible spending practices and gives you greater control over your overall business expenses.