Best Business Funding Apps

215+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

Out of 215+ business funding apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Business Funding Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9★ (22K)YesNoAug 2026
2Fundbox - Small Business LoansFundbox - Small Business LoansFree4.9★ (2.4K)NoNoAug 2026
3Capital on TapCapital on TapFree4.9★ (4.9K)NoNoAug 2026
4Skip — Your AI CofounderSkip — Your AI CofounderFree4.8★ (3.6K)NoYesAug 2026
5New American FundingNew American FundingFree4.9★ (19K)NoNoAug 2026
6Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoAug 2026
7Aion - Business BankingAion - Business BankingFree4.7★ (16)NoNoJul 2026
8ExtraExtraFree4.6★ (9.5K)YesNoAug 2026

Top Picks for Business Funding

Nav Business Funding Roadmap#1

Nav Business Funding Roadmap by Nav Technologies, Inc

Business credit and funding
Editor's Choice
💰 Finance
4.9😊(22K ratings)
FreeAds
Nav Business Funding Roadmap screenshot 1
Nav Business Funding Roadmap screenshot 2
Nav Business Funding Roadmap screenshot 3
Nav Business Funding Roadmap screenshot 4
Nav Business Funding Roadmap screenshot 5
Nav Business Funding Roadmap screenshot 6

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

What We Love

  • 🚀 Perfect for business owners
  • 👍 Comprehensive business and personal credit monitoring
  • 🚀 Helps build business credit
  • 🚀 Provides credit insights and recommendations

Room to Improve

  • 🐛 Occasional app glitches and bugs
  • 🐛 Disconnection issues with business banking
  • 🐛 Difficulty logging in or accessing certain features
Fundbox - Small Business Loans#2

Fundbox - Small Business Loans by Fundbox

Fast, revolving line of credit
Strong Contender
💰 Finance
4.9😐(2.4K ratings)
Free
Fundbox - Small Business Loans screenshot 1
Fundbox - Small Business Loans screenshot 2
Fundbox - Small Business Loans screenshot 3
Fundbox - Small Business Loans screenshot 4

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 💡 Flexible payment options
  • 🤝 Great customer service

Room to Improve

  • 💸 High interest rates
  • 🔒 Lack of transparency
  • 🐛 Technical issues and bugs
Capital on Tap#3

Capital on Tap by New Wave Capital Ltd

Worth Considering
💼 Business
4.9😊(4.9K ratings)
Free
Capital on Tap screenshot 1
Capital on Tap screenshot 2
Capital on Tap screenshot 3
Capital on Tap screenshot 4
Capital on Tap screenshot 5
Capital on Tap screenshot 6

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, and manage your credit card. Redeem rewards and add your card to your digital wallet for ultimate convenience.

What We Love

  • 🚀 Reliable and efficient
  • 👍 User-friendly app
  • 💰 Generous credit limits
  • 💳 Excellent rewards program

Room to Improve

  • 🔍 Strict identity verification process
  • 💰 High interest rates
  • 🔒 Security concerns with ID uploads

More Business Funding apps to explore

4
Skip — Your AI Cofounder
Skip — Your AI Cofounder
Skip — Your AI Cofounder
Create • Sell • Fund • Grow
Free

Discover and apply for business funding opportunities like grants and loans. Utilize AI tools for application assistance, insights, and automated grant applications. Track your progress and access expert advice to maximize your funding potential.

Discover funding opportunities (grants, loans)Automated grant applicationsAI for business growth and funding questions
💼 Business
(3.6K)
free with in-app purchases
5
New American Funding
New American Funding
New American Funding
My Mortgage App
Free

Manage your home loan with this app, offering 24/7 access to loan details, payment options, and property insights. Track your balance, payment history, and escrow information. Discover your home's equity and explore related housing market data.

Access loan informationMake paymentsReview payment history
💼 Business
(19K)
free
6
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
7
Aion - Business Banking
Aion - Business Banking
Aion - Business Banking
All-in-one financial platform
Free

This modern finance platform simplifies business operations by offering online banking, intelligent financial software, and capital solutions. Manage your accounts, process transactions, and access funding all within a single, secure digital environment.

Digital business bankingIntelligent financial softwareAutomated workflows
💰 Finance
(16)
free
8
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
9
QuickFi
QuickFi
QuickFi
Business Equipment Financing
Free

This app provides instant business equipment financing for small and medium businesses in the US and Canada. Borrowers can apply for up to $500,000 with fast credit processing, digital documentation, and quick funding, all from their mobile device.

Instant financing applicationsUp to $500,000 loan amounts24/7 point-of-sale financing
💰 Finance
(125)
free
10
Amex Business Blueprint™
Amex Business Blueprint™
Amex Business Blueprint™
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
💰 Finance
(8.5K)
free
11
Ualett
Ualett
Ualett
Built for Gig Workers
Free

This app provides business support for independent workers by offering access to working capital based on verified income from gig platforms. It helps freelancers and contractors manage income timing, cover expenses, and smooth out income fluctuations with transparent, predictable, and flexible terms.

Access to working capitalConnects to gig platforms0% APR, no interest
💼 Business
(32K)
free
12
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(40K)
free with in-app purchases
13
Cashably: Small Business & gig
Cashably: Small Business & gig
Cashably: Small Business & gig
Business Credit, Banking & LLC
Free

Access essential financial tools for small businesses, freelancers, and gig workers. Compare loan offers, apply for credit cards, and form your LLC with integrated partners, all without impacting your credit score during prequalification.

Compare business loan offersApply for business credit cardsStart LLC with LegalZoom integration
💼 Business
(1)
free
14
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(84K)
subscription
15
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases
16
ZIGA: Business Partner Search
ZIGA: Business Partner Search
ZIGA: Business Partner Search
Meet entrepreneurs
Free

Connect with entrepreneurs, investors, and mentors to build genuine business relationships. Find co-founders, partners, or experienced advisors to help your venture grow. This platform focuses on meaningful connections for business professionals.

Find business partnersConnect with investorsDiscover mentors
💼 Business
(60)
free with in-app purchases
17
Startup Space
Startup Space
Startup Space
Mentoring and Business Startup
Free

Connect with experienced entrepreneurs and business experts for real-time advice on starting and growing your business. Ask questions, get answers, and access resources to help your venture succeed.

Ask and answer business-related questionsReal-time advice from expertsAccess articles, videos, and manuals
💼 Business
(91)
free
18
ZenBusiness: LLC Formation
ZenBusiness: LLC Formation
ZenBusiness: LLC Formation
Build a Business with Velo® AI
Free

Launch and manage your business with confidence. This app offers AI-powered tools and expert support for forming your LLC, staying compliant, accessing legal documents, and managing finances. Get help with taxes, permits, and crucial business requirements on the go.

Business formation with real-time trackerCompliance calendar and scoreMeeting minutes tool
💼 Business
(1.7K)
free with in-app purchases
19
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(455K)
subscription
20
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases

FAQ about Business Funding

What are the best business funding apps for iPhone?
Nav Business Funding Roadmap tops our business funding apps ranking as of July 2026, with a 4.9-star average from 22K App Store ratings, and it's free to download.
Yes — 20 of the top business funding apps we rank are free to download, including Nav Business Funding Roadmap and Fundbox - Small Business Loans.
Nav Business Funding Roadmap shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 215+ business funding apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a unified dashboard to track your business and personal credit profiles from major bureaus like Experian, Dun & Bradstreet, and Equifax. It also offers tools for cash flow monitoring, credit building, and exploring various financing and credit card options.
Key features include consolidating up to 6 business and personal credit profiles, real-time credit alerts, cash flow forecasting, and matching with relevant net-30+, lending, and credit card options. A premium membership offers a tradeline for credit reporting and bookkeeping tools.

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