Piers
They steal money and lie don’t get this card
GARBAGE COMPANY AND APP
WITH OUT A DOUBT the worst website I ever seen. I’ve seen Highscholler make a better functioning app and website than these lazy POS and they charge people to use there’s HA!. Don’t waste ur time with this POS app
Stay Away From This Card/Bank!
I’ve been a cardholder for the $108/yr membership since 2021. The credit reporting & rewards program made this an attractive offer - worth the fee. Since 2021, I have watched a steady decline in every aspect of their services & rewards. First, the took away your ability to get various retail store gift cards with your rewards points. Then, the quality of products available for point redemption went downhill steadily over the span of a couple years. Then, most of the products left that were half way decent went into a perpetual “sold-out” status. Then, as if it couldn’t get any worse, they reduced the # of points per dollar spent; making rewards products cost way more than what they are worth. Now, I’ve been trying to redeem my $140 worth of points for a product & get nothing but error msgs for 9 days now. They say they’re “working on it” and no eta on when I can redeem my hard earned points for one of their low-quality, overpriced items. In addition, the cust svc communication is exclusively through their IM feature. Early on, you could get a rep to respond within first 2hrs. Now, it takes 1-2 days, and sometimes no response at all. I will not be renewing my membership, and advise anyone new or thinking about joining to steer clear. What I have experienced is the old bait & switch technique, where they get you to join then change the offer to your detriment.
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Credit Damaging Company RUN!
The Unaligned Company will have you run in circles to connect your bank, charge you $25/month, let you jump through hoops for a card that takes 5-days to reload, to collect points to spend in their store while signaling to lenders with their $100 limit your micro loan credit worthiness. Save your money and your credit file from damage and get 2 hassle free Credit Strong $5000 lines that’ll grow into $10000 lines each and great customer service.
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Scam
I have been charged monthly for this membership and they have not reported to the credit bureau. Customer service is awful - stay clear of this scam
