247+ iOS apps curated and reviewed
Out of 247+ debit credit apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.8★ (2.3K) | No | Yes | Aug 2026 |
| 2 |  | Free | 4.4★ (25) | Yes | No | Aug 2026 |
| 3 |  | Free | 4.9★ (5.2M) | No | No | Aug 2026 |
| 4 |  | Free | 4.8★ (455K) | No | No | Aug 2026 |
| 5 |  | Free | 4.6★ (9.5K) | Yes | No | Aug 2026 |
| 6 |  | Free | 4.7★ (6.8K) | No | No | Aug 2026 |
| 7 |  | Free | 4.0★ (2) | No | No | May 2026 |
| 8 |  | Free | 4.8★ (196K) | No | No | Aug 2026 |
Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.
This digital ledger app helps small businesses, shopkeepers, and individuals manage their finances. Easily track credit, debit, and daily transactions, with automated balance calculations and customer ledger management. Generate reports and secure your data with cloud backup.
Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.
Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.
Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.
Manage your finances on the go with this debit card app. Track spending, earn cash back rewards on fuel and Amazon purchases, and set savings goals. It offers mobile check deposits and access to a large ATM network.
This accounting app uses double-entry bookkeeping to help individuals manage their finances. It's designed for ease of use, even for those without accounting experience. Recognized at WWDC 2023, it offers a powerful yet accessible financial tracking solution.
Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.
Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.
Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.
Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.
Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.
Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.
Manage customer credit and debit entries with this secure, online ledger book app. Track transactions, set reminders for due dates, and view summaries of expenses and income. It offers a simple, offline-capable solution for small to medium businesses and personal use.
This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.
Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.
This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.
Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.
Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.
Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.