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Debit & Credit

Debit & Credit

Personal Finance Manager

2.4K ratings
396 reviews
#186 in top-grossing Finance
🔧 Utilities
💰 Finance
Free
In-App Purchases

Details

Released
August 5, 2014
Updated
October 19, 2026

Features

Developer

Ivan Pavlov Pty Ltd
✨Promote your app ✨
Debit & Credit screenshot #1 for iPhone
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About

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

✓All accounts in one app
✓Apple Card integration
✓Fast transaction entry
✓Budgets and scheduled transactions
✓Financial planning
✓Detailed reports
✓iCloud sync
✓Shared accounts
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What users say about Debit & Credit

Reviews of Debit & Credit are mostly positive: the Finance app is rated 4.8/5 from 2.4K App Store ratings. What users like most: great app, simple and easy to use. Top complaints: occasional bugs and glitches, subscription model may be costly for some. Summarized from real user reviews.

Positive things

  • 🚀Great app
  • 👍Simple and easy to use
  • 🔒Secure and private
  • 💻Seamless sync between devices
  • 📊Excellent budgeting and reporting features
  • 🤝Responsive and helpful developer support

Negative things

  • 🐛Occasional bugs and glitches
  • 💰Subscription model may be costly for some
  • 🔍Limited customization options
  • 📅Lack of advanced scheduling and forecasting
See all reviews

What's New in Debit & Credit

7.9.1

October 19, 2026

This update introduces support for the iPhone Duo.

3

Subscriptions & In-App Purchases

Premium Version

Unlimited accounts, transaction files & more

$19.991 Year
How to cancel Debit & Credit subscription ⁉️

Charts

Top Grossing

📉 186-1

Finance

This app dropped -1 position in Finance chart.

Last updated on November 3, 2026.

Events

Read more about New Financial Plans
Event EndedMajor Update

New Financial Plans

Enjoy new, updated financial plans

Dec 1, 2024 — Jan 1, 2025

Read More

Read more about Apple Card Integration
Event EndedMajor Update

Apple Card Integration

Get your transactions automatically imported

Jun 24, 2024 — Jul 25, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Great App

I’ve been using this app for almost 10 years. It’s a great app for tracking your expenses, set and track your budgets and take control of your finances
JNJakob Nebb

Bruce

I’ve used Debit & Credit for a number of years. It’s been my main money manager for that time. It’s a great app and I don’t know any other system that comes close to the simplicity and reliability it offers.
BPBF Photo

Excelente aplicación

Me facilita la vida
SRSergio de r

Great App

I love this app! It makes it so much easier to track where our money is going.
ZZelkosa

used for 8 years and running

The app is perfect for me. I don’t mind manually entering transactions, I think it forces one to engage with one’s finances. Entering transactions is very easy in this app and has become a habit that I feel is beneficial to my life. Having an efficient view of all of my finances, sums/nets in one place without dealing with integrations or any annoyances whatsoever is just great. I have used the app for over 8 years now.
Show more
Hhziggles
See 391 more reviews

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User experience

🐞

Reported Bugs

3 issues

Duplication of transactions

Bug

Syncing issues between devices

Bug

Incorrect account balances

Bug
✨

Requested Features

4 requests

Ability to track cryptocurrency transactions

Feature

Option to view uncleared and cleared balances separately

Feature

More detailed budget and spending visualizations

Feature

Improved shared account management

Feature

FAQ

What does the Debit & Credit app do?

This app is a personal finance manager designed to help you track all your accounts, manage expenses, create budgets, and plan your financial future. It offers features like automatic transaction import, detailed reports, and iCloud synchronization.

What are the key features of Debit & Credit?

Key features include consolidating all your financial accounts into one app, automatic import from Apple Card, fast transaction entry, budgeting tools, financial planning capabilities, detailed reports, iCloud sync for data privacy, and the ability to share accounts with others.

Is Debit & Credit free to use?

The app is free to download and use, but it offers in-app purchases for additional features or functionality. Specific details on what is included in the free version versus paid options are available within the app store listing.

What devices is Debit & Credit compatible with?

The app is available for iOS devices, including iPhones and iPads, and also has a macOS version available on the Mac App Store. It also features an Apple Watch app for on-the-go transaction management.

How can I import my financial data into Debit & Credit?

You can import transactions from your financial institutions using various file formats including CSV, QIF, QMTF, OFX, and QFX. The app allows you to select specific transactions to import from these files.