Debit & Credit

Debit & Credit

Personal Finance Manager

197 ratings
389 reviews
#200 in top-grossing Finance
🔧 Utilities
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated

Features

Debit & Credit screenshot #1 for iPhone
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Debit & Credit screenshot #7 for iPhone
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About

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

All accounts in one app
Apple Card integration
Fast transaction entry
Budgets and scheduled transactions
Financial planning
Detailed reports
iCloud sync
Shared accounts
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What users say

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What's New in Debit & Credit

7.7.2

May 27, 2026

This update resolves an issue where transactions created on a shared account displayed "another iCloud user" instead of the person's name. After installing this update, please open the shared account settings once to refresh your shared accounts. There is no need to re-setup shared accounts.

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Subscription plans

Premium Version

Unlimited accounts, transaction files & more

$19.991 Year
How to cancel Debit & Credit subscription ⁉️

Charts

Top Grossing

📉 200-8

Finance

This app dropped -8 positions in Finance chart.

Last updated on July 18, 2026.

Events

Read more about New Financial Plans

New Financial Plans

Enjoy new, updated financial plans

Dec 1, 2024 Jan 1, 2025

Read more about Apple Card Integration

Apple Card Integration

Get your transactions automatically imported

Jun 24, 2024 Jul 25, 2024

User reviews

SO FAR IT’S AWSOME!

I have had this App for about a week or so and so far I love the APP. Only two things; 1) I wish there was a way to get the grand total of the payments (not income) that are waiting to be cleared so that you don’t have to add them up manually. 2) I can’t figure out how to do a search for a specific transaction. Can anyone advise on that? Other than these two things,I REALLY LOVE the App. My husband and I can now be on the same page as to what we do and not have have and what monies we have allocated for other things.
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добавьте пож-ста основную криптовалюту BTC ETH USDT

None better

I’ve been using this app (and others) for years. It is a wonderful app to do your account entries. It is very easy to setup and use and it also has a Mac App that syncs lightning fast to iCloud.
I always loved this app and then I got an external keyboard with a numeric keypad and now I love it even more. The keyboard works as you would expect (tabbing etc) but of the other apps I use, this is the only one that does. If the other apps that I’ve spent time with went away or did some type of major change that I didn’t like; I wouldn’t be sad beause I have this app. It’s my goto app anyway. You might wonder why I use more than one checkbook app. The answer is that I found D&C later in life so I just keep using them. A bit of OCD perhaps.
Finally, if you ever need assistance from the developer (unlikely), I am very confident saying that you will get it and pretty quickly. I had an issue that was probably created by me and the developer set me straight.
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Abonnement :(

Sans ce #%@£& système d'abonnement, je serais preneur.
Tant pis.
Dommage car l'application est simple, efficace et pratique. Manque la possibilité de pointer les opérations.

Like app, would love if haven’t had issues.

The app’s math is not working properly.
I input every amount correctly and double and triple checked and did not reconcile correctly with my bank account.
I don’t know why doing so but glitchy as hell lately.
Had to switch to another app I don’t really like but no much choice since this is not working.
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Developer apps

User experience

🐞

Reported Bugs

3 issues

Duplication of transactions

Bug

Syncing issues between devices

Bug

Incorrect account balances

Bug

Requested Features

4 requests

Ability to track cryptocurrency transactions

Feature

Option to view uncleared and cleared balances separately

Feature

More detailed budget and spending visualizations

Feature

Improved shared account management

Feature

FAQ

What does the Debit & Credit app do?

This app is a personal finance manager designed to help you track all your accounts, manage expenses, create budgets, and plan your financial future. It offers features like automatic transaction import, detailed reports, and iCloud synchronization.

What are the key features of Debit & Credit?

Key features include consolidating all your financial accounts into one app, automatic import from Apple Card, fast transaction entry, budgeting tools, financial planning capabilities, detailed reports, iCloud sync for data privacy, and the ability to share accounts with others.

Is Debit & Credit free to use?

The app is free to download and use, but it offers in-app purchases for additional features or functionality. Specific details on what is included in the free version versus paid options are available within the app store listing.

What devices is Debit & Credit compatible with?

The app is available for iOS devices, including iPhones and iPads, and also has a macOS version available on the Mac App Store. It also features an Apple Watch app for on-the-go transaction management.

How can I import my financial data into Debit & Credit?

You can import transactions from your financial institutions using various file formats including CSV, QIF, QMTF, OFX, and QFX. The app allows you to select specific transactions to import from these files.