Comparison

Quick Checkbook vs Debit & Credit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Quick Checkbook

Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.

Highlights
  • Multiple account tracking
  • Add/edit transactions
  • Recurring transactions
  • Transaction reconciliation
  • Income/expense reports
  • Split transactions
  • Data backup and restore
Features
Read full description

Quick Checkbook is a smart personal finance management app, you can track multiple accounts info easily and conveniently. With Quick Checkbook, you will manage your accounts at a glance. You can see clearly balance of all your accounts and each account, add recurring or no cycle transactions, mark transaction as cleared or not, transfer between accounts, and reconcile transactions etc. In reports page, you will see visually where your money comes and goes. Key Features: ⁃ Create multiple accounts, such as checking, saving, credit and cash etc. ⁃ Add/Edit income/expense/transferring transactions. ⁃ Add/Edit recurring transactions with different cycle. ⁃ Mark transaction as cleared or not. ⁃ Add payee info for a transaction. ⁃ Reconcile transactions. ⁃ Check balance of all accounts and each account. ⁃ Check total cleared of all accounts and each account. ⁃ Pie reports for categories of income and expense. ⁃ Histogram reports to compare income and expense. ⁃ Supports the split transactions. ⁃ Supports more comprehensive cycle types. ⁃ View the daily expenses in calendar. ⁃ Supports reconcile account after each transaction. ⁃ Supports different currencies & Running Balance for each account. ⁃ Supports managing Payers and Payers. ⁃ Supports more function chart statistics. ⁃ Adds the function of closing useless accounts and archiving data. ⁃ Set your own currency. ⁃ Pass code protection. ⁃ Search transactions. ⁃ Send data by email in form of PDF, CSV or HTML. ⁃ Supports AirPrint. ⁃ WiFi Backup & Restore. ⁃ iCloud Backup & Restore. ⁃ Dropbox backup and restore. ⁃ Supports 3D Touch function. ⁃ Supports Apple Watch version. ⁃ Supports migrate data to paid version. ⁃ Supports both iPhone and iPad. If you have any questions or suggestion, please mail to userfeed@vip.tom.com.

About

Debit & Credit

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

Highlights
  • All accounts in one app
  • Apple Card integration
  • Fast transaction entry
  • Budgets and scheduled transactions
  • Financial planning
  • Detailed reports
  • iCloud sync
  • Shared accounts
Features
Read full description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Integration with Apple Card, Apple Cash, and Apple Savings Get your transactions from Apple Card automatically imported into the app. Debit & Credit will help you to automatically categorize them using import rules. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

Screenshots

Quick Checkbook4 screens
Debit & Credit4 screens

Verdict

The call

The clearest difference is rating: Debit & Credit at 4.8 against Quick Checkbook's 4.3. Debit & Credit also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 7 months). Quick Checkbook's advantage is in-app purchases (none vs 3). On price, ratings volume, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debit & Credit sells 3 in-app purchases, starting at $19.99 per year. Quick Checkbook asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Debit & Credit holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 1.4K and 2.3K respectively. Written reviews point the same way: 67% of Quick Checkbook's written reviews are positive against 89% of Debit & Credit's.

UpkeepUpdate frequency

Quick Checkbook ships an update every 7 months, Debit & Credit every 3 weeks. The most recent releases landed on September 19, 2026 and September 22, 2026 respectively.

Scorecard6 real differences · 4 level
Quick Checkbook versus Debit & Credit: the parameters behind the verdict, then further details
ParameterQuick CheckbookDebit & Credit
PriceFreeFree
Rating4.3 (1.4K ratings)4.8 (2.3K ratings) — better
Positive reviews67.3% of reviews88.8% of reviews — better
Number of ratings1.4K2.3K — better
Update frequencyEvery 7 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod, Apple Watch — better
Requires iOS16.015.0 — better
Further details — not scored
Size51 MB30 MB
Age rating4+4+
Developer倩 赵Ivan Pavlov Pty Ltd

Customer experience

Quick Checkbook

All ratings1,400 ratings
Positive83.9%
Neutral5.7%
Negative10.4%
Written reviews156 reviews
Positive67.3%
Neutral8.3%
Negative24.4%

Debit & Credit

All ratings2,334 ratings
Positive95.2%
Neutral2.7%
Negative2.1%
Written reviews392 reviews
Positive88.8%
Neutral5.9%
Negative5.4%

User reviews

Quick Checkbook

From 1.4K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Convenient for tracking multiple accounts
  • 📊 Helpful charts and reports
  • 🔍 Good search functionality
  • 🗓️ Recurring transactions

Room to improve

  • 🐛 Recurring transactions issues
  • 🔍 Difficulty editing account names
  • 🔍 Confusing category options
  • 💰 Ads and limited free version
  • 🔍 Lack of split transaction feature

Debit & Credit

From 2.3K App Store ratings

What we love

  • 🚀 Great app
  • 👍 Simple and easy to use
  • 🔒 Secure and private
  • 💻 Seamless sync between devices
  • 📊 Excellent budgeting and reporting features

Room to improve

  • 🐛 Occasional bugs and glitches
  • 💰 Subscription model may be costly for some
  • 🔍 Limited customization options
  • 📅 Lack of advanced scheduling and forecasting

Bugs and requests

Quick Checkbook

Reported bugs

4 issues
  • Transactions disappearing or duplicating
  • Balance calculation errors
  • Language changes unexpectedly
  • Recurring transactions not working as expected

Requested features

6 requests
  • Ability to edit account names
  • More customizable category options
  • Split transaction feature
  • Running balance display
  • Dark mode option
Show 1 more
  • Export/print transaction history

Debit & Credit

Reported bugs

3 issues
  • Duplication of transactions
  • Syncing issues between devices
  • Incorrect account balances

Requested features

4 requests
  • Ability to track cryptocurrency transactions
  • Option to view uncleared and cleared balances separately
  • More detailed budget and spending visualizations
  • Improved shared account management

In-app purchases

None

Quick Checkbook

No in-app purchases

3 purchases

Debit & Credit

Subscriptions3
  • Premium Version$19.991 Year
  • Premium Version1 Year trial$19.991 Year
  • Premium Version7 Days trial$19.991 Year

Questions

Is Quick Checkbook free?
Quick Checkbook is free to download, with no in-app purchases.
Is Debit & Credit free?
Debit & Credit is free to download, with in-app purchases available.
Which has better reviews, Quick Checkbook or Debit & Credit?
Debit & Credit is rated higher. Quick Checkbook averages 4.3 out of 5 from 1.4K ratings, while Debit & Credit averages 4.8 from 2.3K ratings.
Do Quick Checkbook or Debit & Credit have ads?
Quick Checkbook shows ads; Debit & Credit does not.
Which is updated more often, Quick Checkbook or Debit & Credit?
Quick Checkbook ships an update every 7 months, and Debit & Credit every 3 weeks. Most recently, Quick Checkbook was updated on September 19, 2026 and Debit & Credit on September 22, 2026.

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