Emma - Budget Planner Tracker

Emma - Budget Planner Tracker

Spending, Bills, Money Saving

1.4K ratings
598 reviews
With Ads#170 in top-grossing Finance
🔧 Utilities
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • December 15, 2017
  • July 9, 2026

Features

Emma - Budget Planner Tracker screenshot #1 for iPhone
Emma - Budget Planner Tracker screenshot #2 for iPhone
Emma - Budget Planner Tracker screenshot #3 for iPhone
Emma - Budget Planner Tracker screenshot #4 for iPhone
Emma - Budget Planner Tracker screenshot #5 for iPhone
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About

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

Consolidate all accounts
Track subscriptions
Set budgets
Weekly spending reports
Overdraft alerts
Bank-level security
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What users say

See all reviews

What's New in Emma

6.1.9

July 9, 2026

Bug fixes & performance improvements.

Subscription plans

Emma Pro Monthly

Full access to all the features of Emma Pro.

$9.991 Month
7 Days trial
How to cancel Emma subscription ⁉️

Charts

Top Grossing

📈 170+8

Finance

This app rose +8 positions in Finance chart.

Last updated on July 18, 2026.

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User reviews

Disappointing

Disappointed with the app as whenever clicked on it, it was telling me to sign up to a plan. A Budget app offering expensive monthly plans rather than a one off forever payment.
If there was a one off payment, I would reconsider the app

Scam!!

Feels like a scam, an app that’s designed to help you save money is constantly asking you to pay for premium which is extortionate. It also hides them in really sneaky ways and is not clear when it’s asking you to pay for premium - glad I avoided it but I can see a lot of people accidentally signing up and paying £180+
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Very helpful!

Emma is pretty chill

Eye opening

Makes it so much easier to see what’s happening with my money and also helps to save automatically

Easy to invest - slow to withdraw

You would think in today’s age that after requesting a trade to sell your shares would be almost instant, nope - 3-4 days later. Finally trade goes through, then you would think that when you finally have to money available to withdraw back to your bank account, it would be instant. Guess again. Fine - I can half appreciate a £50 trade having to be manually reviewed and sold in person, but then you have to wait a further X days just for the £50 to go back in your bank. Other than that a nice little platform to use. There are bigger, better and quicker platforms to use so 2/5 stars (that’s 4/10) so do some research first. 4.7 average review seems over-inflated. Perhaps, people are reviewing their constant pop ups asking to sign up and then misleading I AGREE to not want it type of wording or the over inflated prices of their “savings platform” guys. If you want this product at 10% of what they advertise, just keep saying no to the paid version and then they keep giving you better and better prices. Don’t trust me though, go make the mistake by yourself, it’s the best way to learn
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User experience

🐞

Reported Bugs

4 issues

App crashes or freezes frequently

Bug

Transactions not syncing properly or showing incorrect balances

Bug

Issues connecting to certain bank accounts

Bug

Recurring payments not being tracked accurately

Bug

Requested Features

5 requests

Add support for more banks and financial institutions

Feature

Improve budgeting features with better categorization and goal-setting

Feature

Provide more customization options for categories and reporting

Feature

Integrate with investment accounts and track net worth

Feature

Offer a more affordable pricing model or free tier with core features

Feature

FAQ

What does Emma - Budget Planner Tracker do?

Emma is a financial app that helps you manage your money by consolidating all your accounts in one place. It allows you to track your spending, find and manage subscriptions, set budgets, and provides weekly reports and daily balance notifications.

What are the key features of Emma?

Key features include consolidating all your bank accounts, tracking subscriptions, setting budgets, analyzing spending, receiving daily balance notifications, and overdraft alerts. Premium features offer advanced options like fraud detection, bill reminders, custom categories, and data export.

Is Emma free to use?

The app offers a free version with core features for budgeting and expense tracking. However, to access more advanced functionalities like fraud detection, bill reminders, and custom categories, users can upgrade to paid subscription tiers: Emma Plus, Emma Pro, or Emma Ultimate.

How secure is my financial data with Emma?

Emma employs bank-level security measures, including SSL 256-bit encryption, which is the same protocol used by banks to protect sensitive personal information. It also utilizes biometric security authentication for an additional layer of protection.

Who is Emma designed for?

This app is ideal for anyone who wants to get a clear overview of their finances, better manage their spending, avoid missing bill payments, and save money. It's particularly useful for those who find manual expense tracking time-consuming or error-prone.