Emma - Budget Planner Tracker

Emma - Budget Planner Tracker

Spending, Bills, Money Saving

1.4K ratings
657 reviews
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • December 15, 2017
  • September 1, 2026

Features

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About

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

Consolidate all accounts
Track subscriptions
Set budgets
Weekly spending reports
Overdraft alerts
Bank-level security
Show original description

What users say

See all reviews

What's New in Emma

6.2.8

September 1, 2026

Bug fixes & performance improvements.

Subscription plans

Emma Pro Monthly

Full access to all the features of Emma Pro.

$9.991 Month
7 Days trial
How to cancel Emma subscription ⁉️

Events

Read more about New in Emma: Credit Alerts

New in Emma: Credit Alerts

Credit Alerts are now available on Emma Ultimate.

Aug 18, 2026 Sep 18, 2026

Read more about New in Emma: Credit Report

New in Emma: Credit Report

Your credit report is now available in Emma

Aug 11, 2026 Sep 11, 2026

Read more about Your credit score is here 🎉

Your credit score is here 🎉

Now available on Emma Plus, Pro and Ultimate

Aug 4, 2026 Sep 4, 2026

User reviews

Scammers

Took money for a free trail

Easy to use

Convenient to help report rent and build up credit score.

Great for spending tracking

Very good app I used to sync my cards and track spending!

It Works Fine … BUT

I cancelled my subscription a long time ago; and on multiple occasions now they have continued to debit my bank account.

It starts a whole circular process of cancelling, refunding and trying to get the matter resolved.

Not sure what or why it happens but i’m fed ip with fixing it

Not free

A budgeting app that has a subscription. You cannot access the budgeting feature without forking out money every month, thought the idea was to help people save money not take money out.

User experience

🐞

Reported Bugs

4 issues

App crashes or freezes frequently

Bug

Transactions not syncing properly or showing incorrect balances

Bug

Issues connecting to certain bank accounts

Bug

Recurring payments not being tracked accurately

Bug

Requested Features

5 requests

Add support for more banks and financial institutions

Feature

Improve budgeting features with better categorization and goal-setting

Feature

Provide more customization options for categories and reporting

Feature

Integrate with investment accounts and track net worth

Feature

Offer a more affordable pricing model or free tier with core features

Feature

FAQ

What does Emma - Budget Planner Tracker do?

Emma is a financial app that helps you manage your money by consolidating all your accounts in one place. It allows you to track your spending, find and manage subscriptions, set budgets, and provides weekly reports and daily balance notifications.

What are the key features of Emma?

Key features include consolidating all your bank accounts, tracking subscriptions, setting budgets, analyzing spending, receiving daily balance notifications, and overdraft alerts. Premium features offer advanced options like fraud detection, bill reminders, custom categories, and data export.

Is Emma free to use?

The app offers a free version with core features for budgeting and expense tracking. However, to access more advanced functionalities like fraud detection, bill reminders, and custom categories, users can upgrade to paid subscription tiers: Emma Plus, Emma Pro, or Emma Ultimate.

How secure is my financial data with Emma?

Emma employs bank-level security measures, including SSL 256-bit encryption, which is the same protocol used by banks to protect sensitive personal information. It also utilizes biometric security authentication for an additional layer of protection.

Who is Emma designed for?

This app is ideal for anyone who wants to get a clear overview of their finances, better manage their spending, avoid missing bill payments, and save money. It's particularly useful for those who find manual expense tracking time-consuming or error-prone.