Emma - Budget Planner Tracker

Emma - Budget Planner Tracker

Spending, Bills, Money Saving

1.4K ratings
619 reviews
With Ads#174 in top-grossing Finance
🔧 Utilities
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • October 19, 2017
  • August 6, 2026

Features

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Emma - Budget Planner Tracker screenshot #10 for iPhone
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About

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

Consolidate all accounts
Track subscriptions
Set budgets
Weekly spending reports
Overdraft alerts
Bank-level security
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What users say

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+1

What's New in Emma

6.2.2

August 6, 2026

Bug fixes & performance improvements.

Subscription plans

Emma Pro Monthly

Full access to all the features of Emma Pro.

$9.991 Month
7 Days trial
How to cancel Emma subscription ⁉️

Charts

Top Grossing

📉 174-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on August 7, 2026.

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User reviews

Don’t use unless you are willing to pay

Everything is paywalled

Fair play

This app really does it all. I tried to build this myself but I didn’t come close to what they’ve done here.

I’ll probably be a member for life at this rate.

Too many prompts to just delete the account

Let me delete the account simple as that

Used to be good

This app used to be worth downloading until they hid all their features behind a paywall, I’m downloading the app to help with my finances, not to add more pressure and money into the mix.

Misleading Ad

The ads claim it shows all subscriptions on your phone, it actually just connects to bank accounts and scans them for what it thinks are recurring payments. Doesn’t connect to Apple Pay. I don’t understand why you would need this app. You can simply check your banking app(s) yourself. Unnecessary and invasive.
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User experience

🐞

Reported Bugs

4 issues

App crashes or freezes frequently

Bug

Transactions not syncing properly or showing incorrect balances

Bug

Issues connecting to certain bank accounts

Bug

Recurring payments not being tracked accurately

Bug

Requested Features

5 requests

Add support for more banks and financial institutions

Feature

Improve budgeting features with better categorization and goal-setting

Feature

Provide more customization options for categories and reporting

Feature

Integrate with investment accounts and track net worth

Feature

Offer a more affordable pricing model or free tier with core features

Feature

FAQ

What does Emma - Budget Planner Tracker do?

Emma is a financial app that helps you manage your money by consolidating all your accounts in one place. It allows you to track your spending, find and manage subscriptions, set budgets, and provides weekly reports and daily balance notifications.

What are the key features of Emma?

Key features include consolidating all your bank accounts, tracking subscriptions, setting budgets, analyzing spending, receiving daily balance notifications, and overdraft alerts. Premium features offer advanced options like fraud detection, bill reminders, custom categories, and data export.

Is Emma free to use?

The app offers a free version with core features for budgeting and expense tracking. However, to access more advanced functionalities like fraud detection, bill reminders, and custom categories, users can upgrade to paid subscription tiers: Emma Plus, Emma Pro, or Emma Ultimate.

How secure is my financial data with Emma?

Emma employs bank-level security measures, including SSL 256-bit encryption, which is the same protocol used by banks to protect sensitive personal information. It also utilizes biometric security authentication for an additional layer of protection.

Who is Emma designed for?

This app is ideal for anyone who wants to get a clear overview of their finances, better manage their spending, avoid missing bill payments, and save money. It's particularly useful for those who find manual expense tracking time-consuming or error-prone.