Emma User Reviews

Customer Experience

Positive experience37.9% of reviews
Neutral9.3% of reviews
Negative experience52.7% of reviews

~ Based on 643 written reviews from the US App Store.

What users say

Is Emma Safe?

Emma - Budget Planner Tracker appears safe based on user ratings. AppsHunter Safety Score for Emma is 94/100.

This assessment is based on 1,403 user ratings, with an App Store average of 4.7/5.

Safety Analysis

92.5% of ratings point to a safe experience
1.4% of ratings suggest some concerns
6.1% of ratings point to a risky experience

~ Based on 1,403 App Store ratings for Emma.

Is Emma Legit?

Emma - Budget Planner Tracker appears to be a legitimate app. AppsHunter Legitimacy Score for Emma is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Really helping me

I have ADHD and have a terrible history of managing money. This app put my accounts in one place - the most useful tool is tracking my actual balance after normal bills have gone out. I did the trial and signed up for about £40 for the year and it has been worth it. I have got better at saving each month and keeping my accounts in the black. Only grumbles for me: I would like to have credit cards and loans on there without them dragging my running balance down - keep them visible but separate from my monthly balance. It would help push me to pay them. It can’t show bank saving accounts (that comes from the bank restrictions, but it is annoying). Also, I don’t like how often I have upgrading pushed on me - I am using it because I need to get a handle on my money, so I certainly can’t afford it!
Otherwise - I really recommend it to anyone with ADHD who needs visual support and notifications to keep finances on track
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Response from developer

Thank you for such a thoughtful review. We’re really glad Emma is helping you stay on top of your money, save more and keep everything clearer in one place. We appreciate your detailed feedback, it’s really useful to hear what could make the experience better.

Frustrating app

It maybe a useful tool, who knows, I couldn’t ever find what I was looking for. Try finding export data for example, it’s not easy. All the useful function requires an upgrade to platinum such as adding a business account. App needs a redesign.

Love

I love this app it helped a lot and I highly recommend using it

Great app

Very helpful

Usage

Love the app

Very good bank

I really like how I could use this abroad . It gives me a balance daily , savings rate is ok for a first time saver xx

Keeps me on track with my spending

Use it a couple of times a week to keep me honest and track for in-month spending! They also release great features often as a result of listening to their customers.

Good start but analytics poor

Seems very good at tracking transactions after linking easily to various accounts and very easy to categorise BUT the analytics side of things seem very poor and would have to download data to excel to look at anything other than literally top line (income vs spend or pie chart of money spent in categories).
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MRS

If you already use Monzo, this app feels a bit unnecessary. Monzo already gives you spending breakdowns, categories, and monthly insights for free. Emma does a similar job, but most of the useful features are locked behind a subscription. It might be helpful if you have multiple bank accounts to track in one place, but otherwise it feels like paying for something your bank already does.
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Great app

Love this app. Really helps me keep track of my spending. I love that I can make categories, for example “holidays” “groceries” and “car”. I’ve been using this over a year and couldn’t be without it.
The only thing I would like added, is to be able to sort by “highest/lowest” spend so I could see at a glance what my biggest purchase was for example last month. But otherwise, great app.
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Great app!

One of the more useful financial apps. Very easy and intuitive to use.

Great app to help a person budget

My family uses this app to help me budget.

Locked behind paywall

Too much going on and everything worth using is locked behind a subscription. I’ll stick to my spreadsheets for setting my own spending limits and budgets.

Fantastic App

It is really keeping me on board with my budgets and I can see where my spending is overboard

Best Financial App I’ve used to date

Just downloaded it because I saw it on my Instagram. When I tried it out I instantly fell in love with all the different features that were on offer!! Especially the subscription tracker!! It paid for itself instantly!

Scammers

I cancelled my free trial and they’re trying to cost me £85 so they’re scamming me

Still on my trial

Absolutely great so far

It good to see where my spending are going

Very impressive

Worst app ever money stealing

I downloaded this app and deleted it the same day and ever since money has been getting took from my bank account every month

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