Best Emma alternatives: apps like Emma - Budget Planner Tracker

10+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated November 2026

Emma is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Emma

Financielle: Budget Planner#1

Financielle: Budget Planner by FINANCIELLE LIMITED

Tracker & Money Saving
Editor's Choice
💰 Finance
4.4(183 ratings)
FreeIn-App Purchases
Financielle: Budget Planner screenshot 1
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Financielle: Budget Planner screenshot 5
Financielle: Budget Planner screenshot 6

This app helps women take control of their finances with budgeting tools, debt management guidance, and net worth tracking. It offers educational content, community support, and practical features to achieve financial wellbeing.

Weekly: Budget Planner & Bills#2

Weekly: Budget Planner & Bills by Weekly, LLC

Money Manager & Bill Organizer
Strong Contender
💰 Finance
4.8😊(3.9K ratings)
FreeIn-App Purchases
#94in Finance
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This app simplifies budgeting by converting all your finances into a single weekly Safe-to-Spend amount. It syncs with over 10,000 U.S. banks and helps you track bills and savings goals without complex categories.

What We Love

  • 👍 Solid option
  • 👍 Great app
  • 👍 Easy to use
  • 👍 Fantastic one number budget system
  • 👍 Actionable, simple, real-time information
  • 👍 Life changing app
  • 👍 Best budgeting app
  • 👍 Wonderful
  • 👍 Absolute best weekly budget tool
  • 👍 Loving so far!
  • 👍 Just the ticket
  • 👍 Weekly is a godsend!
  • 👍 Beautiful but costly
  • 👍 Great App!
  • 👍 Love Weekly
  • 👍 Because simple is better
  • 👍 FINALLY!
  • 👍 Budgeting at its best
  • 👍 Best budget app
  • 👍 Fantastic, just what I've been looking for!
  • 👍 Finally found the one

Room to Improve

  • 🔒 No bank access 🇦🇺
  • 🐛 Almost perfect for ADHD!
  • 🐛 One Querk
  • 🔒 Wasted my Time 🇦🇺
  • 💰 Options
  • 🐛 Beware
  • 🐛 7 Day trial is a lie
  • 🐛 Stuck trying to load
  • 💰 They made a budgeting app expensive 🙄
  • 🔒 Adding spouse on account
  • 🐛 Bugs were fixed!
  • 💰 Kinda life changing
  • 🐛 Worst customer service or lack of
  • 🐛 Keeps losing Plaid connection
  • 🐛 Doesn't work
  • 🐛 Unable to Load App
  • 🐛 Disappointed
  • 🐛 Beware
  • 🐛 Unreliable app
  • 🐛 Looks promising, but currently not functional.
HMRC#3

HMRC by HMRC

Your tax, benefits & savings
Worth Considering
💰 Finance
4.8😐(609 ratings)
Free
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Manage your taxes, benefits, and savings securely and easily. This free app allows you to check your tax code, claim refunds, and manage National Insurance details. It offers quick setup and paperless messaging options.

What We Love

  • 👍 Easy to use
  • 🚀 Straightforward payment process
  • 💡 Useful information and updates
  • 🔒 Secure authentication

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🤔 Confusing navigation and UI
  • ⚠️ Lack of communication about tax changes
  • 🕰️ Slow and unresponsive app

More apps like Emma

4
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Expense organizer and manager
Free

This app helps you manage your spending and save money by providing clear daily spending limits. It offers flexible budgeting options and syncs across your Apple devices. It's designed for everyday people to make personal finance simple and easy.

Daily spending limit calculationFlexible budget periodsiCloud syncing across devices
💰 Finance
(1.8K)
free with in-app purchases
5
MoneyCoach AI Budget Planner
MoneyCoach AI Budget Planner
MoneyCoach AI Budget Planner
Spending Manager, Bill Tracker
Free

This financial planning app helps users manage spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase knowledge. Sync data across devices and gain insights with intuitive reports.

Family SyncPersonalized BudgetsSmart Goals
💰 Finance
(2.6K)
freemium
6
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(6.3K)
free with in-app purchases
7
Budget App & Expense Tracker
Budget App & Expense Tracker
Budget App & Expense Tracker
Spending, Budgeting, Money
Free

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

Unlimited wallets for personal and business expensesAutomatic expense tracking via bank feedsReceipt scanning and storage
💰 Finance
(2.7K)
free with in-app purchases
8
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Daily Money & Expense Tracker
Free

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Track income and expensesCreate budgets for events and projectsReal-time budget monitoring
💰 Finance
(1.8K)
freemium
9
Chronicle - Bill Organizer
Chronicle - Bill Organizer
Chronicle - Bill Organizer
Track bills & subscriptions
Free

This app helps you manage your bills and subscriptions by sending timely reminders to avoid late payments and credit score damage. It tracks payment history and offers advanced features like future bill forecasting and intelligent amount estimation for variable expenses.

Bill remindersSubscription trackingPayment history
💰 Finance
(3.9K)
free with in-app purchases
10
Lloyds Mobile Banking
Lloyds Mobile Banking
Lloyds Mobile Banking
Your bank in your pocket
Free

Manage your finances with confidence, access banking services, and track spending in real-time. Apply for new accounts, block subscriptions, and get support anytime. Offers cashback and savings tools.

Manage accounts and view transactionsPay bills and transfer moneyApply for new bank accounts
💰 Finance
(21K)
free