Best Emma alternatives: apps like Emma - Budget Planner Tracker

10+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated October 2026

Emma is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Emma

Weekly: Budget Planner & Bills#1

Weekly: Budget Planner & Bills by Weekly, LLC

Spending & Money Goal Tracker
Editor's Choice
💰 Finance
4.8😊(3.8K ratings)
FreeIn-App Purchases
Weekly: Budget Planner & Bills screenshot 1
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Weekly: Budget Planner & Bills screenshot 3
Weekly: Budget Planner & Bills screenshot 4
Weekly: Budget Planner & Bills screenshot 5
Weekly: Budget Planner & Bills screenshot 6

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

What We Love

  • 👍 Solid option
  • 👍 Great app
  • 👍 Easy to use
  • 👍 Fantastic one number budget system
  • 👍 Actionable, simple, real-time information
  • 👍 Life changing app
  • 👍 Best budgeting app
  • 👍 Wonderful
  • 👍 Absolute best weekly budget tool
  • 👍 Loving so far!
  • 👍 Just the ticket
  • 👍 Weekly is a godsend!
  • 👍 Beautiful but costly
  • 👍 Great App!
  • 👍 Love Weekly
  • 👍 Because simple is better
  • 👍 FINALLY!
  • 👍 Budgeting at its best
  • 👍 Best budget app
  • 👍 Fantastic, just what I've been looking for!
  • 👍 Finally found the one

Room to Improve

  • 🔒 No bank access 🇦🇺
  • 🐛 Almost perfect for ADHD!
  • 🐛 One Querk
  • 🔒 Wasted my Time 🇦🇺
  • 💰 Options
  • 🐛 Beware
  • 🐛 7 Day trial is a lie
  • 🐛 Stuck trying to load
  • 💰 They made a budgeting app expensive 🙄
  • 🔒 Adding spouse on account
  • 🐛 Bugs were fixed!
  • 💰 Kinda life changing
  • 🐛 Worst customer service or lack of
  • 🐛 Keeps losing Plaid connection
  • 🐛 Doesn't work
  • 🐛 Unable to Load App
  • 🐛 Disappointed
  • 🐛 Beware
  • 🐛 Unreliable app
  • 🐛 Looks promising, but currently not functional.
Financielle: Budget Planner#2

Financielle: Budget Planner by FINANCIELLE LIMITED

Tracker & Money Saving
Strong Contender
💰 Finance
4.4(182 ratings)
FreeIn-App Purchases
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Financielle: Budget Planner screenshot 5
Financielle: Budget Planner screenshot 6

This app helps women take control of their finances with budgeting tools, debt management guidance, and net worth tracking. It offers educational content, community support, and practical features to achieve financial wellbeing.

HMRC#3

HMRC by HMRC

Your tax, benefits & savings
Worth Considering
💰 Finance
4.8😐(600 ratings)
Free
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HMRC screenshot 6

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

What We Love

  • 👍 Easy to use
  • 🚀 Straightforward payment process
  • 💡 Useful information and updates
  • 🔒 Secure authentication

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🤔 Confusing navigation and UI
  • ⚠️ Lack of communication about tax changes
  • 🕰️ Slow and unresponsive app

More apps like Emma

4
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Expense organizer and manager
Free

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

Know how much to spend dailyHelps you save moneyPersonalized weekly, monthly, and custom budgets
💰 Finance
(1.8K)
free with in-app purchases
5
MoneyCoach AI Budget Planner
MoneyCoach AI Budget Planner
MoneyCoach AI Budget Planner
Spending Manager, Bill Tracker
Free

This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.

Family SyncPersonalized BudgetsSmart Goals
💰 Finance
(2.6K)
free with in-app purchases
6
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(6.3K)
free with in-app purchases
7
Budget App & Expense Tracker
Budget App & Expense Tracker
Budget App & Expense Tracker
Spending, Budgeting, Money
Free

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

Unlimited wallets for personal and business expensesAutomatic expense tracking via bank feedsReceipt scanning and storage
💰 Finance
(2.7K)
free with in-app purchases
8
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Daily Money & Expense Tracker
Free

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Track income and expensesCreate budgets for events and projectsReal-time budget monitoring
💰 Finance
(1.8K)
freemium
9
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Daily budget calculationSavings goal planningExpense categorization
💰 Finance
(4.8K)
freemium
10
Lloyds Mobile Banking
Lloyds Mobile Banking
Lloyds Mobile Banking
Your bank in your pocket
Free

Manage your finances with confidence, anytime, anywhere. This app allows you to check balances, pay bills, track spending, manage subscriptions, and even apply for new accounts. It offers real-time insights, savings tools, and robust security features to keep your money safe.

Check account balancesPay bills and transfer moneyTrack and cancel subscriptions
💰 Finance
(21K)
free