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Lloyds Mobile Banking

Lloyds Mobile Banking

Your bank in your pocket

21K ratings
3989 reviews
💼 Business
💰 Finance
Free

Details

Released
May 4, 2016
Updated
October 27, 2026

Features

Developer

Lloyds Banking Group
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Lloyds Mobile Banking screenshot #1 for iPhone
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Lloyds Mobile Banking screenshot #10 for iPhone
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Reviews summary↘︎
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About

Manage your finances with confidence, access banking services, and track spending in real-time. Apply for new accounts, block subscriptions, and get support anytime. Offers cashback and savings tools.

✓Manage accounts and view transactions
✓Pay bills and transfer money
✓Apply for new bank accounts
✓Block and cancel subscriptions
✓Request and receive payments
✓Spending insights and budgeting tools
✓Earn cashback with Everyday Offers
✓Freeze and unfreeze cards
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What users say about Lloyds Mobile Banking

Reviews of Lloyds Mobile Banking are mixed: the Finance app is rated 4.9/5 from 21K App Store ratings. What users like most: easy to use, fast and efficient. Top complaints: crashes and stability issues, cluttered and confusing interface. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 🚀Fast and efficient
  • 🔒Secure banking
  • 💡Convenient mobile banking
  • 👍Intuitive interface
  • 👍Reliable service
  • 👍Excellent customer service

Negative things

  • 🐛Crashes and stability issues
  • 🔍Cluttered and confusing interface
  • 🔍Outdated design
  • 🔍Limited functionality compared to competitors
  • 🔍Difficult to navigate
  • 🔍Lack of advanced features
  • 🔍Restricted account access for international users
See all reviews
+1

What's New in Lloyds Mobile Banking

196.05

October 27, 2026

Get more from spending insights - personalised suggestions to save, earn rewards and get ready for your next trip. Need a credit card statement? View, save and print statements from your Digital Inbox, all within the app.

More

User reviews

Most RecentHighest RatedLowest Rated

Trash

Slow app compared to Halifax app rubbish
Ccam🤙122

Trying to get online banking.

Absolutely abysmal
Ddenheln

Money transfer

Good way to send money.
Ffireyfred.

Changed the account balance view

Why have you changed the balance view - it used to show per month now you can just keep scrolling?
AAIM0994

Single worst app I’ve ever used

Nothing works as expected. Super old and archaic layout. Data takes 30 minutes to update. App will say one number and then an email sent to you the next day will show different figures. I wish I never signed up for a Lloyds account
BBigg_smooth15
See 3984 more reviews

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Halifax Mobile Banking
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Bank of Scotland Business
Bank of Scotland Business

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(10)

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Lloyds Business Banking app
Lloyds Business Banking app

Moving your business forward

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(122)

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LBG Move
LBG Move

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See developer apps

User experience

🐞

Reported Bugs

4 issues

Authentication issues

Bug

Inconsistent performance across devices

Bug

Inability to update contact information

Bug

Delayed transaction notifications

Bug
✨

Requested Features

6 requests

Dark mode option

Feature

Ability to customize app layout

Feature

Integration with password managers

Feature

Enhanced transaction history and analytics

Feature

Support for international accounts

Feature

Improved accessibility features

Feature

FAQ

How secure is Lloyds Mobile Banking?

Lloyds Mobile Banking uses fingerprint or face login for fast and secure access. It employs the latest security technology to protect your money and prevent unauthorized access. Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme.

Can I apply for a new bank account with Lloyds Mobile Banking?

Yes, it's the quickest and easiest way to apply for a bank account with Lloyds. You can share documents in real-time using your built-in camera to complete your application swiftly.

How does Lloyds Mobile Banking help me manage my spending?

The app provides Spending Insights to show where your money goes, helping you identify potential savings. You can also see upcoming payments and receive instant notifications for money coming in and going out.

What are Everyday Offers in Lloyds Mobile Banking?

Everyday Offers allow you to earn cashback of up to 15% from a range of retailers when using your current accounts and credit cards. This is a way to make your money work harder for you.

Can I freeze or unfreeze my card using Lloyds Mobile Banking?

Yes, you can freeze, unfreeze, or order a new card in seconds directly through the app if your card is lost, stolen, or damaged.

Does Lloyds Mobile Banking have ads?

No, Lloyds Mobile Banking does not contain advertisements. The app is designed to provide a seamless banking experience without any ad interruptions.

What is the 'Save the Change' feature in Lloyds Mobile Banking?

'Save the Change' rounds up your debit card spend to the nearest pound and moves the difference into a chosen savings account with Lloyds. It's a simple way to build your savings gradually.

How often is Lloyds Mobile Banking updated?

The latest version of Lloyds Mobile Banking is 196.05, last updated on October 27, 2026. Updates typically include new features, security enhancements, and performance improvements.