Bank of Scotland Mobile Bank

Bank of Scotland Mobile Bank

Secure, convenient, on the go

2.7K ratings
684 reviews
Free

Details

  • Released
  • Updated
  • December 16, 2011
  • August 25, 2026

Features

Bank of Scotland Mobile Bank screenshot #1 for iPhone
Bank of Scotland Mobile Bank screenshot #2 for iPhone
Bank of Scotland Mobile Bank screenshot #3 for iPhone
Bank of Scotland Mobile Bank screenshot #4 for iPhone
Bank of Scotland Mobile Bank screenshot #5 for iPhone
Bank of Scotland Mobile Bank screenshot #6 for iPhone
Bank of Scotland Mobile Bank screenshot #7 for iPhone
Bank of Scotland Mobile Bank screenshot #8 for iPhone
Bank of Scotland Mobile Bank screenshot #9 for iPhone
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About

Manage your finances with secure, convenient mobile banking tools. Track spending, manage bills, check your credit score, and access savings and investments. Freeze cards, set up notifications, and utilize features like Save the Change and Everyday Offers.

Biometric login (face/fingerprint)
Card management (freeze, order new)
Upcoming payments summary
Spending insights
Credit score check
Personalized notifications
Save the Change feature
Everyday Offers cashback
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What users say

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What's New in Bank of Scotland Mobile Bank

192.03

August 25, 2026

Save smarter with new tools in the Lloyds app. Use our Budget Calculator to plan ahead and track your Save the Change savings. See your progress in one place and stay motivated to reach your goals. Helping you save with confidence.

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User reviews

Locked out

Often times when I need to open the app in order to check my balance I just can’t! It says I’m locked out, or that there is a technical error and that u should try again later. Sometimes I don’t even get that far… the app just crashes. Although, when I do get into the app I have no issues. It is clear and simple from then on.
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Inconsistent

Activity on app keeps changing Eg I go into one account and it automatically reverts to another

Limited options

I encountered a problem with the Uber payment, and the available options to address the issue are quite limited. Consequently, I am unable to proceed to the next step. There should always be an option stating, "my issue is not listed above" or "I have another issue."

In this advanced AI system, and even after involves collaboration among three companies, your banking system still lags significantly behind current technology.
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Stop changing the app

We now have pending payments at the top of the screen - who asked for that! - it’s confusing and pending payments were absolutely fine where they were - stop changing the app when it is fine as it is 😠

Good service

The bank is gives good service

Developer apps

User experience

🐞

Reported Bugs

4 issues

App freezing and becoming unresponsive after login

Bug

Greyed-out screens preventing any interaction

Bug

Inconsistent behavior across iOS versions

Bug

Payments not showing up or getting lost

Bug

Requested Features

4 requests

Dark mode option

Feature

Improved check deposit functionality

Feature

Ability to manage joint accounts

Feature

Better integration with other financial accounts

Feature

FAQ

What does the Bank of Scotland Mobile Bank app do?

The app allows you to manage your bank accounts securely and conveniently from your mobile device. You can track your day-to-day spending, stay on top of your bills, check your balances, and access savings and investments. It also offers features to help you control your cards and improve your financial habits.

What are the key features of the app?

Key features include secure biometric login (face or fingerprint), the ability to freeze and unfreeze cards, view upcoming payments, gain spending insights, check your credit score, receive personalized notifications, and utilize savings tools like 'Save the Change' and cashback offers through 'Everyday Offers'.

Is there a cost to use the Bank of Scotland Mobile Bank app?

The app itself is free to use. However, your mobile operator may charge for certain services, such as downloading or using the app, so it's advisable to check with them. The bank does not charge for its mobile banking services.

What are the compatibility requirements for the app?

The app is available to customers with a UK personal account and a valid registered phone number. It requires iOS 14 or above. Specific features like Touch ID and Face ID have further device and operating system requirements, such as iPhone 6s or later for Touch ID and iPhone X or later for Face ID.

How can the app help me manage my money better?

The app provides tools to help you manage your money effectively. Spending insights show you where your money goes, upcoming payment summaries help you avoid missed bills, and credit score checks with personalized tips can guide you towards financial goals. Features like 'Save the Change' also encourage regular saving.