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Bank of Scotland Mobile Bank

Bank of Scotland Mobile Bank

Secure, convenient, on the go

2.7K ratings
650 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • May 13, 2016
  • August 11, 2026

Features

Developer

Lloyds Banking Group
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Bank of Scotland Mobile Bank screenshot #1 for iPhone
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Bank of Scotland Mobile Bank screenshot #7 for iPhone
Bank of Scotland Mobile Bank screenshot #8 for iPhone
Bank of Scotland Mobile Bank screenshot #9 for iPhone
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About

Manage your finances with secure, convenient mobile banking tools. Track spending, manage bills, check your credit score, and access savings and investments. Freeze cards, set up notifications, and utilize features like Save the Change and Everyday Offers.

✓Biometric login (face/fingerprint)
✓Card management (freeze, order new)
✓Upcoming payments summary
✓Spending insights
✓Credit score check
✓Personalized notifications
✓Save the Change feature
✓Everyday Offers cashback
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What users say

Summarized from real user reviews of Bank of Scotland Mobile Bank. Based on 2.7K reviews and a 4.9/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 🚀Convenient banking on the go
  • 🔒Secure and reliable
  • 💡Useful features like checking balance and making payments

Negative things

  • 🐛Frequent crashes and bugs after recent updates
  • 🤔Confusing and cluttered UI changes
  • 🔍Difficulty accessing certain features like depositing checks
  • 🕰️Slow performance and authentication issues
See all reviews
+1

What's New in Bank of Scotland Mobile Bank

190.11

August 11, 2026

We're always working in the background to keep things running smoothly. If there’s something new, we’ll let you know.

User reviews

Most RecentHighest RatedLowest Rated

Apple Pay

Recently upgraded my phone and having an awful time getting Apple Pay set up, it didn’t transfer so have not deleted my card and trying to re install it but still no success 😞
Can’t get a nickname!Can’t get a nickname!

Convenient

The app is convenient for everyday banking but when you need the help of a human being not so much. Nothing beats talking to someone who understands your problem.
IT-OAPIT-OAP

Colin Davidson

Very hard to delete messages. Has do be done individually.
ColpamColpam

Slowest yet

This app used to be fluid, now it takes hangs on every menu change.
TikiteybooTikiteyboo

My app

Wonderful, user friendly. Less confusion for mature citizens
IsszieIsszie
See 645 more reviews

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See developer apps

User experience

🐞

Reported Bugs

4 issues

App freezing and becoming unresponsive after login

Bug

Greyed-out screens preventing any interaction

Bug

Inconsistent behavior across iOS versions

Bug

Payments not showing up or getting lost

Bug
✨

Requested Features

4 requests

Dark mode option

Feature

Improved check deposit functionality

Feature

Ability to manage joint accounts

Feature

Better integration with other financial accounts

Feature

FAQ

What does the Bank of Scotland Mobile Bank app do?

The app allows you to manage your bank accounts securely and conveniently from your mobile device. You can track your day-to-day spending, stay on top of your bills, check your balances, and access savings and investments. It also offers features to help you control your cards and improve your financial habits.

What are the key features of the app?

Key features include secure biometric login (face or fingerprint), the ability to freeze and unfreeze cards, view upcoming payments, gain spending insights, check your credit score, receive personalized notifications, and utilize savings tools like 'Save the Change' and cashback offers through 'Everyday Offers'.

Is there a cost to use the Bank of Scotland Mobile Bank app?

The app itself is free to use. However, your mobile operator may charge for certain services, such as downloading or using the app, so it's advisable to check with them. The bank does not charge for its mobile banking services.

What are the compatibility requirements for the app?

The app is available to customers with a UK personal account and a valid registered phone number. It requires iOS 14 or above. Specific features like Touch ID and Face ID have further device and operating system requirements, such as iPhone 6s or later for Touch ID and iPhone X or later for Face ID.

How can the app help me manage my money better?

The app provides tools to help you manage your money effectively. Spending insights show you where your money goes, upcoming payment summaries help you avoid missed bills, and credit score checks with personalized tips can guide you towards financial goals. Features like 'Save the Change' also encourage regular saving.