Manage your finances with secure, convenient mobile banking tools. Track spending, manage bills, check your credit score, and access savings and investments. Freeze cards, set up notifications, and utilize features like Save the Change and Everyday Offers.
Summarized from real user reviews of Bank of Scotland Mobile Bank. Based on 2.7K reviews and a 4.9/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.
189.07
July 20, 2026
We're always working in the background to keep things running smoothly. If there’s something new, we’ll let you know.
4 issues
App freezing and becoming unresponsive after login
Greyed-out screens preventing any interaction
4 requests
Dark mode option
Improved check deposit functionality
The app allows you to manage your bank accounts securely and conveniently from your mobile device. You can track your day-to-day spending, stay on top of your bills, check your balances, and access savings and investments. It also offers features to help you control your cards and improve your financial habits.
Key features include secure biometric login (face or fingerprint), the ability to freeze and unfreeze cards, view upcoming payments, gain spending insights, check your credit score, receive personalized notifications, and utilize savings tools like 'Save the Change' and cashback offers through 'Everyday Offers'.
The app itself is free to use. However, your mobile operator may charge for certain services, such as downloading or using the app, so it's advisable to check with them. The bank does not charge for its mobile banking services.
The app is available to customers with a UK personal account and a valid registered phone number. It requires iOS 14 or above. Specific features like Touch ID and Face ID have further device and operating system requirements, such as iPhone 6s or later for Touch ID and iPhone X or later for Face ID.
The app provides tools to help you manage your money effectively. Spending insights show you where your money goes, upcoming payment summaries help you avoid missed bills, and credit score checks with personalized tips can guide you towards financial goals. Features like 'Save the Change' also encourage regular saving.
