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Monese - A banking alternative

Monese - A banking alternative

The money app

2.4K ratings
368 reviews
With Ads
💰 Finance
Free
With Ads

Details

Released
September 2, 2016
Updated
October 16, 2026

Features

Developer

Monese LTD
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About

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

✓Multi-currency accounts (GBP, EUR, RON)
✓Contactless Mastercard debit card
✓International money transfers
✓Virtual card for online payments
✓Savings pots
✓Real-time spending notifications
✓Credit score building (UK only)
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What's New in Monese

11.7.1

October 16, 2026

To get our app in tip-top shape, we’ve been busy making 7 bug fixes and improvements.

User reviews

Most RecentHighest RatedLowest Rated

Charges are ridiculous now

Closing account. Monzo is free.
LFle frat

Feees for transferring

In what world if you transfer money from another account to Monese you get charged for it? Open a proper bank account otherwise avoid this at all cost wth
HHonestAnswer17

Excellent bank with plenty of features

Good account overall with plenty of features and never had a problem with the account for the many years I have been with them.
AAdi/!

Mr

Fleecing unwitting customers with transaction charges & fees is a total put off. Monese is profiteering too much.
Kkyeeswa

Sai

Hi my account was blocked. My money inside . More than 48 hours. They did not respond . I submit all documents. I need emergency.no calling option .i put the mail but did not respond. Very bad experience
SDSairam dama
See 363 more reviews

FAQ

What does this app do?

This app provides a digital banking alternative that allows you to open GBP, EUR, or RON accounts directly from your phone. You can manage your money across different currencies, send and receive money locally and internationally, and use a contactless debit card globally. It also offers budgeting tools, real-time notifications, and savings features.

What are the key features of this banking alternative?

Key features include the ability to open multiple currency accounts, a contactless Mastercard debit card for global use with no extra fees on spending, quick local and international money transfers, virtual cards for secure online payments, and savings pots. It also offers real-time notifications, a detailed spending overview, and direct debit management.

How much does this app cost?

The app is free to download and use for its core banking functionalities. While the description mentions 'free with in-app purchases' and 'hasAds: true', specific details on what constitutes an in-app purchase or the extent of ads are not provided. However, it emphasizes a fuss-free and easy experience.

Who can open an account with this app?

You can open an account with this app if you are at least 18 years old and live in the European Economic Area (EEA), regardless of your citizenship or financial history. This makes it accessible for many individuals who may have difficulty opening traditional bank accounts.

What are common use cases for this app?

Common use cases include managing money while living, working, or studying abroad, easily switching between currencies for travel or international transactions, sending money to friends and family overseas, and budgeting effectively with real-time spending insights. It's also useful for setting up direct debits and receiving salary payments.