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Monese - A banking alternative

Monese - A banking alternative

The money app

2.4K ratings
360 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • September 2, 2016
  • September 15, 2026

Features

Developer

Monese LTD
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About

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

✓Multi-currency accounts (GBP, EUR, RON)
✓Contactless Mastercard debit card
✓International money transfers
✓Virtual card for online payments
✓Savings pots
✓Real-time spending notifications
✓Credit score building (UK only)
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+2

What's New in Monese

11.6.1

September 15, 2026

To get our app in tip-top shape, we’ve been busy making 20 bug fixes and improvements.

User reviews

Most RecentHighest RatedLowest Rated

Worst

Worst bank ever why do you have to pay fee when someone sent me money
IDC hhsjhIDC hhsjh

Great app

Fantastic app one of the best
kezzie flowerkezzie flower

BE CARFULL

Do not download this application, it charges you for each transfer you make and when you receive money (I have proof) UK bank and apart from that the payments always take more than half an hour to fall to any bank, my recommendation is that they do not use it, only in transfer last month they charged me £30 pounds
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Christopher0002Christopher0002

LOST MONEY

I wrote to them three weeks ago because they decided to close the savings pockets, but the money in them wasn't transferred to my account. I’ve been waiting for a response for three weeks, and the money is nowhere to be found. Be very careful with this bank.
@Carlitos17bcn@Carlitos17bcn

Very confusing experience

Tried to open an account as a UK resident but got blocked on ybe verification step. Received an email that it’s impossible. Awesome, thanks 🤡
попытка номер трипопытка номер три
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FAQ

What does this app do?

This app provides a digital banking alternative that allows you to open GBP, EUR, or RON accounts directly from your phone. You can manage your money across different currencies, send and receive money locally and internationally, and use a contactless debit card globally. It also offers budgeting tools, real-time notifications, and savings features.

What are the key features of this banking alternative?

Key features include the ability to open multiple currency accounts, a contactless Mastercard debit card for global use with no extra fees on spending, quick local and international money transfers, virtual cards for secure online payments, and savings pots. It also offers real-time notifications, a detailed spending overview, and direct debit management.

How much does this app cost?

The app is free to download and use for its core banking functionalities. While the description mentions 'free with in-app purchases' and 'hasAds: true', specific details on what constitutes an in-app purchase or the extent of ads are not provided. However, it emphasizes a fuss-free and easy experience.

Who can open an account with this app?

You can open an account with this app if you are at least 18 years old and live in the European Economic Area (EEA), regardless of your citizenship or financial history. This makes it accessible for many individuals who may have difficulty opening traditional bank accounts.

What are common use cases for this app?

Common use cases include managing money while living, working, or studying abroad, easily switching between currencies for travel or international transactions, sending money to friends and family overseas, and budgeting effectively with real-time spending insights. It's also useful for setting up direct debits and receiving salary payments.