Best apps like Monese - A banking alternative

69+ similar apps compared and reviewed

4.8 avg rating
10 free apps
Updated July 2026

Monese is great, but it's not the only option. Explore 69+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Monese

Revolut: Send, spend and save#1

Revolut: Send, spend and save by Revolut Ltd

Change the way you money
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(70K ratings)
Free
#47in Finance
Revolut: Send, spend and save screenshot 1
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Revolut: Send, spend and save screenshot 6

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • ๐Ÿš€ Seamless international transactions
  • ๐Ÿ’ณ Convenient multi-currency accounts
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ User-friendly app interface

Room to Improve

  • ๐Ÿ› Unreliable account verification process
  • ๐Ÿค– Poor customer service and lack of live support
  • ๐Ÿ’ฐ Unexpected fees and account restrictions
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
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PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts
Monzo Bank - Mobile Banking#3

Monzo Bank - Mobile Banking by Monzo Bank Limited

Spend, save, manage your money
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(5.6K ratings)
FreeAds
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Monzo Bank - Mobile Banking screenshot 6

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

What We Love

  • ๐Ÿ’ฐ Great referral rewards
  • ๐Ÿ‘ Excellent customer service
  • ๐Ÿš€ Seamless mobile banking
  • ๐Ÿ’ณ Convenient features like early salary payments

Room to Improve

  • ๐Ÿ› App crashes and bugs
  • ๐Ÿ”’ Accounts frozen/closed without explanation
  • ๐Ÿ’ธ Unexpected fees and account closures

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4
Current - Mobile Banking
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Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

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This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

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Skrill - Pay & Transfer Money
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Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

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GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
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This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
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Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
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Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

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Cash App
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Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
๐Ÿ’ฐ Finance
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Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
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Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
๐Ÿ’ฐ Finance
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