Access a mobile banking alternative with a prepaid contactless Mastercard®. Enjoy online banking benefits like instant payments, bill management, and cashback rewards without credit checks. Build your credit score and access credit options over time.
Summarized from real user reviews of Pockit. Based on 42 reviews and a 3.1/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.
3.4.4
July 9, 2026
Along with some bug-fixes we have made it easier to find your favourite Pockit features in our new 'Explore' menu.
3 issues
Transactions not showing up in a timely manner
App crashes and login issues
4 requests
Live chat support
Faster account review process
Pockit offers a mobile banking alternative with a prepaid contactless Mastercard. It provides features similar to a traditional bank account, such as online banking, bill payments, and money transfers, without requiring credit checks.
Pockit offers a credit builder feature that can help improve your credit score over time. After three months of consistent use and meeting certain criteria, you may also gain access to interest-free credit options.
The Pockit account itself has no subscription fees. However, certain services like the 'Fast Track to Credit' plan require a subscription and there may be small flat fees associated with borrowing options.
You need to be 18 years or older and provide a birth certificate and other forms of ID for verification. There are no credit score checks required to open an account.
Yes, Pockit offers an income advance feature allowing you to get up to £100 before your payday. This advance is interest-free and does not require a hard credit check.
