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Pockit: Bank Card Alternative

Pockit: Bank Card Alternative

Cash Advance • Credit Pathway

42 ratings
386 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • April 21, 2021
  • July 9, 2026

Features

Developer

Pockit
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Pockit: Bank Card Alternative screenshot #1 for iPhone
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❓5 answered
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About

Access a mobile banking alternative with a prepaid contactless Mastercard®. Enjoy online banking benefits like instant payments, bill management, and cashback rewards without credit checks. Build your credit score and access credit options over time.

✓Prepaid contactless Mastercard
✓No credit checks required
✓Income advance up to £100
✓Credit score builder
✓Cashback rewards
✓Instant payment details
✓Direct Debit setup
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What users say

Summarized from real user reviews of Pockit. Based on 42 reviews and a 3.1/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy to use
  • 🚀Quick transactions
  • 🔒Secure app
  • 👍Convenient for managing money
  • 👍Simple and straightforward

Negative things

  • 🐛Account restrictions without explanation
  • 🐛Unresponsive customer service
  • 💰Excessive fees and charges
  • 🔒Concerns about account security and funds safety
  • 🤖Poor bot-based support
See all reviews

What's New in Pockit

3.4.4

July 9, 2026

Along with some bug-fixes we have made it easier to find your favourite Pockit features in our new 'Explore' menu.

User reviews

Most RecentHighest RatedLowest Rated

Pocket is the best

The best bank 🔝🔝
If you need a bank I can guarantee you be happy with pocket!
RadimtatarRadimtatar

Don’t recommend

No communication or explanation why my account keeps getting put under review every penny I have is in this account and a have 4 kids absolute joke 4 day now with no money and this isn’t the first time this has happened
Dazzamc67Dazzamc67

Solid

I’ve been with them for 7 years and never had a problem.
Cros3lCros3l

Pockit

I have been unable to use this bank for 2 weeks and it’s been under review and they haven’t done nothing about it there is no customer service I do not recommend
Johnthedeen12kc3Johnthedeen12kc3

Terrible

They've taken the pin section away you have to wait days for a human to talk to you
GeemayyyGeemayyy
See 381 more reviews

User experience

🐞

Reported Bugs

3 issues

Transactions not showing up in a timely manner

Bug

App crashes and login issues

Bug

Inability to access funds during account review

Bug
✨

Requested Features

4 requests

Live chat support

Feature

Faster account review process

Feature

More transparency on account restrictions

Feature

Ability to easily close account

Feature

FAQ

What is Pockit?

Pockit offers a mobile banking alternative with a prepaid contactless Mastercard. It provides features similar to a traditional bank account, such as online banking, bill payments, and money transfers, without requiring credit checks.

How can Pockit help me build credit?

Pockit offers a credit builder feature that can help improve your credit score over time. After three months of consistent use and meeting certain criteria, you may also gain access to interest-free credit options.

Is Pockit free to use?

The Pockit account itself has no subscription fees. However, certain services like the 'Fast Track to Credit' plan require a subscription and there may be small flat fees associated with borrowing options.

What are the requirements to get a Pockit account?

You need to be 18 years or older and provide a birth certificate and other forms of ID for verification. There are no credit score checks required to open an account.

Can I get an advance on my pay with Pockit?

Yes, Pockit offers an income advance feature allowing you to get up to £100 before your payday. This advance is interest-free and does not require a hard credit check.