Suits Me - Banking Alternative

Suits Me - Banking Alternative

Cashback and Rewards Account

224 ratings
249 reviews
Free

Details

  • Released
  • Updated
  • September 16, 2021
  • August 18, 2026

Features

Suits Me - Banking Alternative screenshot #1 for iPhone
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Suits Me - Banking Alternative screenshot #3 for iPhone
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Suits Me - Banking Alternative screenshot #5 for iPhone
Suits Me - Banking Alternative screenshot #6 for iPhone
Suits Me - Banking Alternative screenshot #7 for iPhone
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About

This app offers a banking alternative for individuals facing traditional banking barriers. It provides simple, hassle-free accounts with rewards and cashback, accessible even with bad credit or limited proof of address. Open an account in minutes with no credit checks.

No credit checks
Instant online account
Free contactless debit card
Faster payments
Direct debits and standing orders
Cashback on purchases
Account upgrades/downgrades
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What users say

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What's New in Suits Me

16.0.6

August 18, 2026

-minor fixes and improvements

Events

Read more about Discount Partner of the Week

Discount Partner of the Week

This Week We've Partnered with Gousto

May 1, 2024 May 9, 2024

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Discount Partner of the Week

This week we've partnered with Mortgageable

May 1, 2024 May 2, 2024

User reviews

⭐ 1/5 – Absolutely awful experience

Genuinely one of the worst banking experiences I’ve had. My account has been restricted for days over a £10 transfer, leaving me unable to properly access my own money.

I’ve contacted Suits Me repeatedly, provided the information they’ve asked for, waited for the Safeguarding Team to contact me, and chased them multiple times. I was eventually told by an adviser that their automated system had restricted my account and that the issue had been escalated to Safeguarding. I’m still waiting for it to actually be resolved.

Trying to get help is ridiculous. Long waits, constantly being told to wait for another team, and no clear timeframe for when you’ll actually regain access to your money.

If you’re considering using Suits Me, my experience is enough for me to say stay well away. A financial service shouldn’t leave customers unable to access their money for days while they chase support for answers.
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Several Issues with the Card

I would like to report several issues that are causing significant inconvenience when using the card:

1. Apple Pay / Digital Wallet
The card cannot be added to Apple Pay. This feature would be very useful, especially in situations where we need to be in wet environments, such as swimming pools, saunas, and similar places. In these situations, we are forced to carry the physical card, which creates a risk of it getting wet and damaged.
2. Contactless Payments
Another recurring issue is that payments made using contactless payment are frequently declined. This happens quite often and makes it difficult to use the card conveniently on a daily basis.
3. Beneficiary Registration for Bank Transfers
It would also be important to increase the amount of space available for entering a beneficiary’s full name when registering a new account for transfers. Many people have long full names, and the current field does not accommodate them, resulting in an error when trying to complete the registration.

I kindly ask that these issues be reviewed and, if possible, resolved, as these are important features that would make the card more practical, reliable, and convenient to use.
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Worst bank around!

Awful bank and awful customer service from them! Been waiting almost a month for help regarding a £50 transaction! No one gets back to you, they ignore emails and ignore the online chat and never answer the phone, had me on hold for 4 hours, I’ve had an online chat open for 3 weeks and still didn’t get an answer!! Shockingly bad service.
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CLOSED MY ACCOUNT WITH MY SALARY IN IT

They closed my account with an email the day before my salary went in and I’m still waiting for my money. Impossible to get hold of and still no response to my emails. DO NOT USE THEM

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It asks me to sign back in too many times and half the time it glitches and doesn’t log me in it’s really stressful using suits me

User experience

🐞

Reported Bugs

3 issues

Frequent app crashes and login issues

Bug

Inconsistent account balance display

Bug

Inability to access account history

Bug

Requested Features

4 requests

Support for Apple Pay

Feature

Improved in-app notifications

Feature

Ability to easily change account details

Feature

Faster processing of payments and transfers

Feature

FAQ

What is this app and what does it do?

This app provides a banking alternative for those who face difficulties with traditional banks. It allows users to open personal accounts that are designed to be simple and hassle-free, offering rewards and cashback on purchases. The service aims to be accessible to a wide range of individuals, including those with bad credit or new to the UK.

What are the key features of the accounts offered?

All accounts come with an instant online account with UK sort code and account number, a free contactless Mastercard debit card, and fast payments within 2 hours. Users can set up direct debits, standing orders, and recurring payments. The app also offers instant notifications, the ability to freeze cards, and access to statements.

How much does it cost to use this banking alternative?

The app is free to download and use. While there are different account tiers (Essential, Premium, Premium Plus) with varying features and benefits, the core functionality of opening an account and managing money is available without upfront costs. Specific details on any potential fees for certain transactions or account types would be found within the app.

Who is this app suitable for?

This app is ideal for individuals who have been rejected by traditional banks due to bad credit, lack of verified proof of address, or are new to the UK. It's also a good option for those who simply want a secondary account for budgeting purposes and to benefit from cashback rewards, or anyone seeking a more flexible and accessible banking solution.

Can I get a debit card with this account?

Yes, all accounts come with a free contactless Mastercard debit card that is delivered via first-class post. This card can be used anywhere, anytime for purchases. You can also easily top up your account with cash at PayPal or Post Office locations.