first direct vs Suits Me
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
first direct
Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.
- Check account balances
- View transaction history
- Pay family and friends
- Simplified money management
- Mobile banking convenience
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Your everyday just got a whole lot easier. Even better banking has arrived. At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. On a rollercoaster, planning the decorations for your dog’s third birthday party… Wherever you are, whatever you’re doing, our new and improved mobile app makes banking even simpler. From checking your balances and viewing transactions to paying family and friends, mobile banking takes all the hassle out of everyday money stuff. You can now do more than ever from the comfort of your own phone - and if that’s not exciting enough, this is just the start of our mini digital revolution, with loads more improvements on the way. So go on. Get yourself up to date. Update now >> • Free to use, but providers may charge for download and usage • Use in accordance with local laws and check charges if using abroad • Use in accordance with our App terms and conditions • Use in accordance with Apple terms and conditions • This app may be withdrawn at any time, but we’ll always keep you in the loop.
Suits Me
This app offers a banking alternative for individuals facing traditional banking barriers. It provides simple, hassle-free accounts with rewards and cashback, accessible even with bad credit or limited proof of address. Open an account in minutes with no credit checks.
- No credit checks
- Instant online account
- Free contactless debit card
- Faster payments
- Direct debits and standing orders
- Cashback on purchases
- Account upgrades/downgrades
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Hello and welcome to Suits Me. We help those who are tired of facing barriers and issues with their banking needs. We invite you to open a personal account* to suit you with Suits Me. The banking alternative of choice for thousands who want a simple account to manage their money, loaded with rewards and cashback. Suits Me accounts are the hassle-free alternative to a high street bank account. Whatever your situation we’ve got you: - Bad credit - New to the UK - No verified 3 months proof of address - We accept Photo ID or alternatives - Simply want a secondary account for budgeting (and cashback benefits!) You can open an account in minutes with no credit checks and over 90% of applications have instant accounts to manage their money. We will support you with the ID documents you have, we know everyone is different. Applying with alternative ID is all online, all in minutes and you will have an instant account. -Suits Me offers three account types to make sure we cater for the varying needs of our customers. -Essential is our pay as you go card. An instant account with no credit checks to give you flexibility and control over your money when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. -Premium Our everyday card is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback rewards and discounts. Customers who need a basic and functional main account for wages and benefits choose Premium. -Premium Plus Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favorite with our customers with its inclusive package. This account is great for those who want a fully functional bank account replacement. Features of All Accounts: -Instant online account with UK sort code and account number -Free Contactless Mastercard® Debit Card you can use anywhere, anytime. (Delivered first class with Royal Mail) -Faster payments – sent within 2 hours. It really is fast! -Set up Direct Debits and Standing orders for bills and rent -Set up recurring Payments via your Debit Card -Cash top ups at any PayPal or Post Office processed in minutes. -PayPal integration -Google Pay (coming soon) -Apple Pay (Coming soon) -Instant notifications when you use your account -Add new Payee’s in seconds -Freeze cards – you can instantly lock your card if lost or stolen -No Minimum Load amounts -Upgrade or downgrade your account anytime -Access and download statements to track your spending Benefits of your Account: -Unlimited Cashback on card purchases with selected retailers, up to 15% cashback -Award winning multi-lingual customer care with your own personal account manager -Welcome call to introduce you to our services and make sure you get the most out of our products -Virtual branch service if you want face to face contact -Monthly cash competitions to take part in *Suits Me® are an alternative banking solution offering personal money accounts with mobile app and a contactless Mastercard® debit card. * Suits Me do not process cheques as payment which a traditional current account can.
Screenshots
Verdict
first direct and Suits Me both sit at 4.9 stars, but that hides the real split: 77% of first direct's written reviews are positive against 28% of Suits Me's. first direct also leads on ratings volume (2K vs 227). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
first direct holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: first direct has 2K ratings behind it against 227, so its average is the more settled of the two. Written reviews point the same way: 77% of first direct's written reviews are positive against 28% of Suits Me's.
Both ship on a similar rhythm, roughly monthly. Both last shipped on October 29, 2026.
| Parameter | first direct | Suits Me |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (2K ratings) — better | 4.7 (227 ratings) |
| Positive reviews | 76.5% of reviews — better | 27.8% of reviews |
| Number of ratings | 2K — better | 227 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 271 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | first direct | Suits Me Limited |
Customer experience
first direct
Suits Me
User reviews
first direct
From 2K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Fast and accurate
- 🔒 Excellent security
- 💡 Helpful customer service
- 👍 Consistent and reliable
Room to improve
- 🐛 Occasional app crashes
- 🔒 Overly complex security measures
- 💡 Outdated and basic design
- 🔒 Frustrating authentication process
- 🐛 Buggy cheque deposit feature
Suits Me
From 227 App Store ratingsWhat we love
- 🚀 Great banking alternative
- 👍 Easy to use
- 🔒 Trustworthy
- 💡 Helpful customer service
Room to improve
- 🐛 Frequent account freezes/blocks
- 💰 Excessive fees for transfers and withdrawals
- ⏱️ Poor response times from customer support
- 🤖 Incompetent and unhelpful customer service
Bugs and requests
first direct
Reported bugs
4 issues- App freezing and crashing
- Issues with cheque deposit functionality
- Problems with multi-device authentication
- Inconsistent behavior when updating payee details
Requested features
5 requests- Dark mode option
- Improved transaction history and insights
- Ability to edit scheduled payments and payees
- Streamlined payment flow
- Better categorization and budgeting tools
Suits Me
Reported bugs
3 issues- Frequent app crashes and login issues
- Inconsistent account balance display
- Inability to access account history
Requested features
4 requests- Support for Apple Pay
- Improved in-app notifications
- Ability to easily change account details
- Faster processing of payments and transfers
In-app purchases
first direct
No in-app purchases
Suits Me
No in-app purchases







