first direct User Reviews

Customer Experience

Positive experience76.5% of reviews
Neutral5.0% of reviews
Negative experience18.5% of reviews

~ Based on 996 written reviews from the US App Store.

What users say

Is first direct Safe?

first direct appears safe based on user ratings. AppsHunter Safety Score for first direct is 98/100.

This assessment is based on 1,964 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.3% of ratings point to a safe experience
1.0% of ratings suggest some concerns
1.7% of ratings point to a risky experience

~ Based on 1,964 App Store ratings for first direct.

Is first direct Legit?

first direct appears to be a legitimate app. AppsHunter Legitimacy Score for first direct is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Surprisingly archaic and clunky

Interface not intuitive vs even NatWest app. Layout is annoying, eg listing of transactions overly spaced out requiring unnecessary scrolling. Future one-off transactions scheduled by user become invisible as soon as scheduled, so impossible to view and manage banking around. To find them you have to go via the triple dot on the account (not even via a listed option link) to an obscure section with a dustbin icon labelled โ€˜view and delete payeesโ€™, and even if you manage to find this list you still need to know to scroll to the payee and click in order to see the future scheduled payment. Ill-thought through design, and has been this way for years, clearly no effort by HSBC to iron out issues such as these. There are more examples like this throughout the app and also online. Eg you cannot label your accounts as you wish, you cannot arrange them in the order you prefer. What would have been impressive in the early 2000s looks archaic and lazy in the late 2020s. Could do better, and other banking apps do.
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First Direct

I have been with FD since 1990! As a Soldier it was the perfect bank if I was away from the UK being able to use the phone and not the post office! Over all those years I have never had a reason to complain and have the pleasure of introducing friends and family members to FD and who are all still there.
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Customer Service

Everything about first direct is โ€˜first classโ€™
The service, the app, the rates. Would not bank with anyone else. ๐Ÿ˜

Bern

Weโ€™ve been with First Direct for many years including holding a mortgage with them. Communication and transactions are always straightforward and stress free. No complaints.

Great bank

Excellent app from a great bank

Best Bank!

I have been with First Direct for more years than I can remember and I have never been let down in any way.
Always available, night, day or holidays and always able to deal with problems.
I can phone anytime from anywhere and speak to another human who deal with my problems large or small with politeness and competence!
Thank you First Direct!!
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Too many steps

There are too many steps to do a task compared to other bank accounts I have and their apps

Best bank ever

It really is!! :-) and always has been for the last nearly 30 years since I have been banking with them. THANK YOU

Banking made easy

Great app & absolute clarity of account status.
Easy to use & track your day to day transactions.

Nice app

Easy to negotiate for almost everything. No facility to look at direct debits and standing orders though. I know back and white is the corporate colours but background colours could be changed to soften the brightness and improve the UI.

First Direct -Still Brilliant!!!

Your staff with their training and skills never disappoint. Thanks to all

First Directory

Not happy it has been taken away, very unsatisfactory

Best internet bank

I absolutely love this banking app, so easy to use and clear!

Great service

Iโ€™ve had a few problems recently with my account card possibly being scammed and First Direct were straight on it I spoke to various people every one of them was so helpful. Get me a new card and then a new number I have told. Friends and relations how efficient First Direct have been once again I highly recommend them to people and the people can more helpful and efficient 10 out of 10 for everything thanks again guys youโ€™re great
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Always the easiest to use!

As a very long term customer I can verify that fd works well and they answer the phone quickly for queries!

Payee not matching

The details of what the payee name is for the account details would help. Just saying โ€˜Does not matchโ€™ doesnโ€™t help. Is the name a close match?

Old customer review

Usual 5 star service you just cannot get any better

Like banks used to be

Even though it is all on line First Direct give a feeling that you used to get from your local bank manager caring and attentive with a good measure of understanding.

Cancelling and creating a standing order

Thank so common sense logic and ease of use

Excellent bank!

Been with FD for such a long time now and would never change. Customer service is top notch.