first direct vs Zempler Bank

Your everyday just got a whole lot easier. Even better banking has arrived. At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. On a rollercoaster, planning the decorations for your dog’s third birthday party… Wherever you are, whatever you’re doing, our new and improved mobile app makes banking even simpler. From checking your balances and viewing transactions to paying family and friends, mobile banking takes all the hassle out of everyday money stuff. You can now do more than ever from the comfort of your own phone - and if that’s not exciting enough, this is just the start of our mini digital revolution, with loads more improvements on the way. So go on. Get yourself up to date. Update now >> • Free to use, but providers may charge for download and usage • Use in accordance with local laws and check charges if using abroad • Use in accordance with our App terms and conditions • Use in accordance with Apple terms and conditions • This app may be withdrawn at any time, but we’ll always keep you in the loop.

Download the app to open a business bank account in minutes. Over 1.6 million people use Zempler Bank to manage their money. OPEN A BUSINESS ACCOUNT ONLINE There’s no credit or trading history required, and you won’t have to visit a branch to open your account. • Fast online application & instant decision • No credit check to apply • Start accepting payments immediately with your account number and sort code MANAGE YOUR SPENDING • Check your account balance, track spending & make payments seamlessly • Manage multiple cards, including foreign currency cards • Request your pin number on the go • Access your account from the mobile app or online from your PC • Friendly UK based telephone support – 7 days a week KEEP YOUR MONEY SAFE • 24 hour fraud monitoring for your security • FSCS protection up to £85,000 on eligible deposits • Secure face and biometric ID • Block cards from the app or online • Instant app notifications when money leaves your account BUSINESS CURRENT ACCOUNTS MADE SIMPLE Our business current account is designed for small to medium business and sole traders. From startups to contractors, freelancers to entrepreneurs – all kinds of businesses trust Zempler business accounts. IMPROVE YOUR BOOKEEPING • Download statements to your phone or PC • Categorised transactions help organise your spending • Customise categories to match your business • Store logos in your statement make it easy to find transactions • Mark transactions as non-allowable expenses, add notes and a photo of your receipt EXTRA CARDS FOR YOUR TEAM • Add up to 20 cards, personalised with your business name • Block cards and restrict transactions like gambling and ATM withdrawals • Order travel cards for USD and EURO spending LENDING OPTIONS We’ve been helping businesses grow for 14 years. We offer a range of different credit products, with personalised limits that vary based on your individual circumstances. • Opportunities to apply for an overdraft or business credit card -------------- Zempler cards are issued by Zempler Bank Ltd (APS) pursuant to license by Mastercard International Incorporated. Zempler Bank Ltd is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.