first direct

first direct

by first direct

2K ratings
996 reviews
Free

Details

Released
May 31, 2017
Updated
October 6, 2026

Features

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iphone
ipad
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About

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

✓Check account balances
✓View transaction history
✓Pay family and friends
✓Simplified money management
✓Mobile banking convenience
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What users say about first direct

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What's New in first direct

6.00.0

October 6, 2026

We've made behind-the-scenes improvements to keep the app running smoothly. Update to enjoy the latest security enhancements.

User reviews

Surprisingly archaic and clunky

Interface not intuitive vs even NatWest app. Layout is annoying, eg listing of transactions overly spaced out requiring unnecessary scrolling. Future one-off transactions scheduled by user become invisible as soon as scheduled, so impossible to view and manage banking around. To find them you have to go via the triple dot on the account (not even via a listed option link) to an obscure section with a dustbin icon labelled ‘view and delete payees’, and even if you manage to find this list you still need to know to scroll to the payee and click in order to see the future scheduled payment. Ill-thought through design, and has been this way for years, clearly no effort by HSBC to iron out issues such as these. There are more examples like this throughout the app and also online. Eg you cannot label your accounts as you wish, you cannot arrange them in the order you prefer. What would have been impressive in the early 2000s looks archaic and lazy in the late 2020s. Could do better, and other banking apps do.
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First Direct

I have been with FD since 1990! As a Soldier it was the perfect bank if I was away from the UK being able to use the phone and not the post office! Over all those years I have never had a reason to complain and have the pleasure of introducing friends and family members to FD and who are all still there.
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Customer Service

Everything about first direct is ‘first class’
The service, the app, the rates. Would not bank with anyone else. 😁

Bern

We’ve been with First Direct for many years including holding a mortgage with them. Communication and transactions are always straightforward and stress free. No complaints.

Great bank

Excellent app from a great bank

Developer apps

User experience

🐞

Reported Bugs

4 issues

App freezing and crashing

Bug

Issues with cheque deposit functionality

Bug

Problems with multi-device authentication

Bug

Inconsistent behavior when updating payee details

Bug
✨

Requested Features

5 requests

Dark mode option

Feature

Improved transaction history and insights

Feature

Ability to edit scheduled payments and payees

Feature

Streamlined payment flow

Feature

Better categorization and budgeting tools

Feature

FAQ

What does the first direct mobile app do?

The first direct mobile app simplifies everyday banking. It allows users to check account balances, view transaction history, and pay family and friends directly from their mobile device. The app aims to make managing your money easier and more convenient.

Is the first direct app free to use?

Yes, the app is free to use. However, your mobile provider may charge for data download and usage. It's also advised to check for any charges if using the app abroad and to use it in accordance with local laws and the app's terms and conditions.

What are the key features of this banking app?

Key features include the ability to check your account balances, view your transaction history, and easily pay family and friends. The app is designed for simplified money management and offers mobile banking convenience.

Who is this app designed for?

This app is designed for anyone who wants to manage their everyday banking needs more easily and conveniently through their mobile phone. It's for individuals who want quick access to their finances on the go.

Can I use this app internationally?

You can use the app abroad, but it's recommended to check for any potential charges with your provider. Ensure you use the app in accordance with local laws and the app's terms and conditions when traveling.