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Starling - Mobile Banking

Starling - Mobile Banking

Good with money.

2.7K ratings
1289 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • May 10, 2017
  • August 5, 2026

Features

Developer

STARLING BANK LIMITED
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Starling - Mobile Banking screenshot #1 for iPhone
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Starling - Mobile Banking screenshot #5 for iPhone
Starling - Mobile Banking screenshot #6 for iPhone
Starling - Mobile Banking screenshot #7 for iPhone
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About

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

✓Fee-free overseas spending and ATM withdrawals
✓Virtual 'Spaces' for saving and budgeting
✓Real-time payment notifications and spending insights
✓Automated bill management
✓Seamless international money transfers
✓Digital cheque deposits
✓24/7 in-app human support
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What users say

Summarized from real user reviews of Starling. Based on 2.7K reviews and a 4.9/5 average, it highlights the 8 positives and 7 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use app
  • 🚀Instant transactions
  • 🔒Secure banking
  • 💡Useful features like Spaces
  • 👍Excellent customer service
  • 🚀Fast and reliable
  • 👍Intuitive and well-designed
  • 👍Great for budgeting and saving

Negative things

  • 🐛App crashes and freezes
  • 🔒Overly strict security measures
  • 💰Fees for cash deposits
  • 🚫Inability to open certain account types
  • 🚫Declined payments with no explanation
  • 🚫Restricted access to accounts
  • 🐛Inconsistent app performance
See all reviews
+1

What's New in Starling

4.61.0

August 5, 2026

An Under 16s payment link makes it safer and easier for others to send money to your child’s Space. You can switch the link on or off in the Starling app, which means you’re in control of when people can send money. Both you and your child will get a notification when money is added to the Under 16s Space.

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User reviews

Most RecentHighest RatedLowest Rated

Very reliable bank

Great banking experience
PinkrosetreePinkrosetree

Great simple awesome

Starling has proven to be fantastic to be fair
DJB_009DJB_009

Mobile banking

Easier to use than the likes of Halifax
RodstewartloverRodstewartlover

Policing my money

Why ask so many questions about what I want to do with MY money! Very disappointing! This is not about security alone, if it was two safety nets would’ve sufficed. How many questions do you need to ask about someone else’s money?
jay07910jay07910

Horrible bank

made a mistake, TWO mistakes MADE because i forgot to include my middle name and they fully blocked me from using them forever. HORRIBLE BANK!
name2937298373822923name2937298373822923
See 1284 more reviews

User experience

🐞

Reported Bugs

4 issues

Login issues after phone updates

Bug

Inability to record video for verification

Bug

App crashes on certain devices

Bug

Delayed or failed money transfers

Bug
✨

Requested Features

7 requests

Joint account cards with different designs

Feature

Ability to set up automatic transfers to savings

Feature

More customization options for Spaces

Feature

Integration with password managers

Feature

Showing pending payments in balance

Feature

Daily balance history view

Feature

Ability to split transactions into categories

Feature

FAQ

What does this banking app do?

This app provides a comprehensive mobile banking experience for personal, business, and joint accounts. It allows users to manage their money seamlessly, offering features like fee-free overseas transactions, advanced budgeting tools, and secure payment functionalities. It aims to simplify and enhance everyday banking.

What are the key features of this banking app?

Key features include no overseas fees for card usage or ATM withdrawals, virtual 'Spaces' for saving and budgeting, real-time payment notifications, spending insights to track expenses, and a Bills Manager to set aside money for bills. It also facilitates easy international transfers and digital cheque deposits.

Is this banking app free to use?

Yes, applying for a bank account is free. The app itself is free to download and use for managing your personal, business, or joint accounts. There are no monthly fees for business accounts, and no hidden fees or exchange rate markups on international transfers.

What kind of accounts can I open with this app?

You can open personal accounts, business accounts, and joint accounts. Additionally, there is a free debit card and app called Kite designed for children aged 6-15, which integrates with adult Starling accounts for better visibility and control.

How is my money protected with this app?

Your money is covered up to £120,000 by the Financial Services Compensation Scheme. The app also offers robust security features, including the ability to lock your card in-app and control payment settings like contactless, online, gambling, and swipe payments. You also have access to 24/7 in-app support from real humans.