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Starling - Mobile Banking.

Starling - Mobile Banking.

Personal and business banking.

2.8K ratings
1588 reviews
🌟 Lifestyle
💰 Finance
Free

Details

Released
May 10, 2017
Updated
November 2, 2026

Features

Developer

STARLING BANK LIMITED
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About

A digital banking app offering personal, joint, and business accounts with advanced security and 24/7 UK-based support. Manage your money, organize spending, and build financial habits with intuitive tools.

✓Apply for accounts from your phone
✓24/7 UK customer support
✓Manage account security
✓FSCS protection up to £120,000
✓Personal, joint, and business accounts
✓Organize finances with 'Spaces'
✓Instant spending notifications
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What users say about Starling

Reviews of Starling are mostly positive: the Finance app is rated 4.9/5 from 2.8K App Store ratings. What users like most: easy to use app, instant transactions. Top complaints: app crashes and freezes, overly strict security measures. Summarized from real user reviews.

Positive things

  • 👍Easy to use app
  • 🚀Instant transactions
  • 🔒Secure banking
  • 💡Useful features like Spaces
  • 👍Excellent customer service
  • 🚀Fast and reliable
  • 👍Intuitive and well-designed
  • 👍Great for budgeting and saving

Negative things

  • 🐛App crashes and freezes
  • 🔒Overly strict security measures
  • 💰Fees for cash deposits
  • 🚫Inability to open certain account types
  • 🚫Declined payments with no explanation
  • 🚫Restricted access to accounts
  • 🐛Inconsistent app performance
See all reviews
+2

What's New in Starling

4.74.0

November 2, 2026

Trying to stick to a budget? Spending trackers can help. They let you set a monthly budget for a category, like ‘Eating Out’, and track how much of the budget you have left as the month goes on. Create and manage spending trackers in the ‘Spending’ section of the app.

More

User reviews

Most RecentHighest RatedLowest Rated

Great

Moved from nationwide to starling ..fantastic move great for abroad withdrawals ..love have the spaces different virtual cards for different things …overall a great respected online bank
JDJoe demos

Mr

Very good
AAlfaumaro

Starling bank review

Excellent bank!!
fast service, efficient, reliable, accurate, real time updates. Best bank ever. 1000% would recommend.
S4Shan Shan 40

Michael

Best Banking app been using for 10+ years
MPMichael Pro

Bank

Good app. Easy to use.
Tthecuse1
See 1583 more reviews

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User experience

🐞

Reported Bugs

4 issues

Login issues after phone updates

Bug

Inability to record video for verification

Bug

App crashes on certain devices

Bug

Delayed or failed money transfers

Bug
✨

Requested Features

7 requests

Joint account cards with different designs

Feature

Ability to set up automatic transfers to savings

Feature

More customization options for Spaces

Feature

Integration with password managers

Feature

Showing pending payments in balance

Feature

Daily balance history view

Feature

Ability to split transactions into categories

Feature

FAQ

What types of accounts does Starling offer?

Starling offers personal, joint, business, under 16s, and student accounts. Each is designed to cater to different financial needs, from everyday spending to managing bills and saving.

Is Starling banking secure?

Yes, Starling provides industry-leading digital banking security. Features include managing account security with simple controls in the app and FSCS protection up to £120,000.

How does Starling help with budgeting and saving?

Starling helps users organize finances by setting money aside into virtual 'change jars' called Spaces. It also provides instant spending notifications and AI-powered features for a clearer spending picture.

Does Starling have ads?

No, Starling is an ad-free banking application. The focus is on providing a seamless and secure banking experience without advertisements.

What are the customer support options for Starling?

Starling offers 24/7 UK-based customer support from real people. The app also includes features like call status indicators to verify if it's them calling you.

Can I use Starling for international spending?

Yes, you can spend abroad like a local with no fees from Starling. You will receive instant notifications in both currencies when you spend on holiday.

What is the update frequency for the Starling app?

The app was last updated on November 2nd, 2026, with version 4.74.0. Regular updates ensure the app remains reliable and incorporates new features and security enhancements.

What devices are supported by Starling?

Starling is available on iPhone, iPad, and iPod devices. The app is designed to provide a seamless banking experience across Apple's mobile ecosystem.