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Starling - Mobile Banking

Starling - Mobile Banking

Good with money.

2.7K ratings
1377 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • February 21, 2019
  • August 25, 2026

Features

Developer

STARLING BANK LIMITED
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Starling - Mobile Banking screenshot #6 for iPhone
Starling - Mobile Banking screenshot #7 for iPhone
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About

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

✓Fee-free overseas spending and ATM withdrawals
✓Virtual 'Spaces' for saving and budgeting
✓Real-time payment notifications and spending insights
✓Automated bill management
✓Seamless international money transfers
✓Digital cheque deposits
✓24/7 in-app human support
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What users say

Summarized from real user reviews of Starling. Based on 2.7K reviews and a 4.9/5 average, it highlights the 8 positives and 7 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use app
  • 🚀Instant transactions
  • 🔒Secure banking
  • 💡Useful features like Spaces
  • 👍Excellent customer service
  • 🚀Fast and reliable
  • 👍Intuitive and well-designed
  • 👍Great for budgeting and saving

Negative things

  • 🐛App crashes and freezes
  • 🔒Overly strict security measures
  • 💰Fees for cash deposits
  • 🚫Inability to open certain account types
  • 🚫Declined payments with no explanation
  • 🚫Restricted access to accounts
  • 🐛Inconsistent app performance
See all reviews
+1

What's New in Starling

4.64.0

August 25, 2026

A virtual card lets you spend directly from a Space instead of your main balance. Paying for petrol? Do it from your ‘Car’ Space. Travelling abroad? Make payments from your ‘Holiday’ Space. You can have up to 5 virtual cards at a time on your account. To get started, tap ‘Manage Space’ and then tap ‘Create a virtual card’.

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User reviews

Most RecentHighest RatedLowest Rated

Online Banking

Not that I have tried all, but this really is online banking at its best. So simple to use it’s not true. Even without a high Street presence on the rare occasion you need to bank a cheque, simply photograph it, upload and wait 24 to 36 hours and it’s in your account
My only qualm is being a man of a certain age, I once needed to report a card lost and it required my password to do so, which seemed quite absurd, maybe something that can be altered
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Danum DaveDanum Dave

Best online ban

Fantastic, person friendly, easily accessible and amazing customer service.. highly recommend
Kels FarrKels Farr

Great

Great
PhillPatePhillPate

20 questions

The sort of people who make it mandatory to answer all these questions when you are trying to pay your builder are a detriment to society
Andrew.E.T.Andrew.E.T.

Brilliant app

Amazing banks service. Pleased with with using this bank and the app
Aish IyerAish Iyer
See 1372 more reviews

User experience

🐞

Reported Bugs

4 issues

Login issues after phone updates

Bug

Inability to record video for verification

Bug

App crashes on certain devices

Bug

Delayed or failed money transfers

Bug
✨

Requested Features

7 requests

Joint account cards with different designs

Feature

Ability to set up automatic transfers to savings

Feature

More customization options for Spaces

Feature

Integration with password managers

Feature

Showing pending payments in balance

Feature

Daily balance history view

Feature

Ability to split transactions into categories

Feature

FAQ

What does this banking app do?

This app provides a comprehensive mobile banking experience for personal, business, and joint accounts. It allows users to manage their money seamlessly, offering features like fee-free overseas transactions, advanced budgeting tools, and secure payment functionalities. It aims to simplify and enhance everyday banking.

What are the key features of this banking app?

Key features include no overseas fees for card usage or ATM withdrawals, virtual 'Spaces' for saving and budgeting, real-time payment notifications, spending insights to track expenses, and a Bills Manager to set aside money for bills. It also facilitates easy international transfers and digital cheque deposits.

Is this banking app free to use?

Yes, applying for a bank account is free. The app itself is free to download and use for managing your personal, business, or joint accounts. There are no monthly fees for business accounts, and no hidden fees or exchange rate markups on international transfers.

What kind of accounts can I open with this app?

You can open personal accounts, business accounts, and joint accounts. Additionally, there is a free debit card and app called Kite designed for children aged 6-15, which integrates with adult Starling accounts for better visibility and control.

How is my money protected with this app?

Your money is covered up to £120,000 by the Financial Services Compensation Scheme. The app also offers robust security features, including the ability to lock your card in-app and control payment settings like contactless, online, gambling, and swipe payments. You also have access to 24/7 in-app support from real humans.