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Starling - Mobile Banking

Starling - Mobile Banking

Good with money.

2.8K ratings
1588 reviews
🌟 Lifestyle
💰 Finance
Free

Details

Released
May 10, 2017
Updated
October 27, 2026

Features

Developer

STARLING BANK LIMITED
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Starling - Mobile Banking screenshot #6 for iPhone
Starling - Mobile Banking screenshot #7 for iPhone
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About

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

✓Fee-free overseas spending and ATM withdrawals
✓Virtual 'Spaces' for saving and budgeting
✓Real-time payment notifications and spending insights
✓Automated bill management
✓Seamless international money transfers
✓Digital cheque deposits
✓24/7 in-app human support
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What users say about Starling

Reviews of Starling are mostly positive: the Finance app is rated 4.9/5 from 2.8K App Store ratings. What users like most: easy to use app, instant transactions. Top complaints: app crashes and freezes, overly strict security measures. Summarized from real user reviews.

Positive things

  • 👍Easy to use app
  • 🚀Instant transactions
  • 🔒Secure banking
  • 💡Useful features like Spaces
  • 👍Excellent customer service
  • 🚀Fast and reliable
  • 👍Intuitive and well-designed
  • 👍Great for budgeting and saving

Negative things

  • 🐛App crashes and freezes
  • 🔒Overly strict security measures
  • 💰Fees for cash deposits
  • 🚫Inability to open certain account types
  • 🚫Declined payments with no explanation
  • 🚫Restricted access to accounts
  • 🐛Inconsistent app performance
See all reviews
+1

What's New in Starling

4.73.0

October 27, 2026

To get a clearer picture of your spending habits, head to the ‘Spending’ section of the app. From there, you can ask Spending Intelligence questions about what you've spent on certain categories, like ‘Groceries’ or ‘Eating out’. Or you can tap ‘categories’ to see how much you’ve spent on a category, and its percentage of your overall spending.

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User reviews

Most RecentHighest RatedLowest Rated

Great

Moved from nationwide to starling ..fantastic move great for abroad withdrawals ..love have the spaces different virtual cards for different things …overall a great respected online bank
JDJoe demos

Mr

Very good
AAlfaumaro

Starling bank review

Excellent bank!!
fast service, efficient, reliable, accurate, real time updates. Best bank ever. 1000% would recommend.
S4Shan Shan 40

Michael

Best Banking app been using for 10+ years
MPMichael Pro

Bank

Good app. Easy to use.
Tthecuse1
See 1583 more reviews

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User experience

🐞

Reported Bugs

4 issues

Login issues after phone updates

Bug

Inability to record video for verification

Bug

App crashes on certain devices

Bug

Delayed or failed money transfers

Bug
✨

Requested Features

7 requests

Joint account cards with different designs

Feature

Ability to set up automatic transfers to savings

Feature

More customization options for Spaces

Feature

Integration with password managers

Feature

Showing pending payments in balance

Feature

Daily balance history view

Feature

Ability to split transactions into categories

Feature

FAQ

What does this banking app do?

This app provides a comprehensive mobile banking experience for personal, business, and joint accounts. It allows users to manage their money seamlessly, offering features like fee-free overseas transactions, advanced budgeting tools, and secure payment functionalities. It aims to simplify and enhance everyday banking.

What are the key features of this banking app?

Key features include no overseas fees for card usage or ATM withdrawals, virtual 'Spaces' for saving and budgeting, real-time payment notifications, spending insights to track expenses, and a Bills Manager to set aside money for bills. It also facilitates easy international transfers and digital cheque deposits.

Is this banking app free to use?

Yes, applying for a bank account is free. The app itself is free to download and use for managing your personal, business, or joint accounts. There are no monthly fees for business accounts, and no hidden fees or exchange rate markups on international transfers.

What kind of accounts can I open with this app?

You can open personal accounts, business accounts, and joint accounts. Additionally, there is a free debit card and app called Kite designed for children aged 6-15, which integrates with adult Starling accounts for better visibility and control.

How is my money protected with this app?

Your money is covered up to £120,000 by the Financial Services Compensation Scheme. The app also offers robust security features, including the ability to lock your card in-app and control payment settings like contactless, online, gambling, and swipe payments. You also have access to 24/7 in-app support from real humans.