Starling - Mobile Banking

Starling - Mobile Banking

Good with money.

2.8K ratings
1445 reviews
Free

Details

  • Released
  • Updated
  • February 21, 2019
  • September 15, 2026

Features

Starling - Mobile Banking screenshot #1 for iPhone
Starling - Mobile Banking screenshot #2 for iPhone
Starling - Mobile Banking screenshot #3 for iPhone
Starling - Mobile Banking screenshot #4 for iPhone
Starling - Mobile Banking screenshot #5 for iPhone
Starling - Mobile Banking screenshot #6 for iPhone
Starling - Mobile Banking screenshot #7 for iPhone
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About

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

Fee-free overseas spending and ATM withdrawals
Virtual 'Spaces' for saving and budgeting
Real-time payment notifications and spending insights
Automated bill management
Seamless international money transfers
Digital cheque deposits
24/7 in-app human support
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What users say

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+1

What's New in Starling

4.67.0

September 15, 2026

Wondering how much you spent at your local supermarket last month? Head to the ‘Spending’ section of the app and just ask Spending Intelligence. You’ll need to mention the name of the business in your question, like ‘Tesco’, and you’ll get an answer straight away.

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User reviews

Review

Very efficient, well layed out, and clear app design! Enjoyable and easy to use !

Pop up review

Stop interrupting me to ask for reviews please, otherwise best banking app I have used.

First Day Experience

A great app so far, can’t fault it, seamless transactions & easy to use, powerful stuff!

App

The app is so simple and easy to use

Exceptional

One of the best new company’s from the UK.
Very strong and consistent performance. I have particularly benefited from their consistency when drawing money aboard. I consider them one of the best international UK banks. Ironically considering they beat some of the more international uk banks on fees without paying a lot for premium features.
In short if you’re looking for a modern elegant banking app with good customers service and great for international withdrawals then start here.
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User experience

🐞

Reported Bugs

4 issues

Login issues after phone updates

Bug

Inability to record video for verification

Bug

App crashes on certain devices

Bug

Delayed or failed money transfers

Bug

Requested Features

7 requests

Joint account cards with different designs

Feature

Ability to set up automatic transfers to savings

Feature

More customization options for Spaces

Feature

Integration with password managers

Feature

Showing pending payments in balance

Feature

Daily balance history view

Feature

Ability to split transactions into categories

Feature

FAQ

What does this banking app do?

This app provides a comprehensive mobile banking experience for personal, business, and joint accounts. It allows users to manage their money seamlessly, offering features like fee-free overseas transactions, advanced budgeting tools, and secure payment functionalities. It aims to simplify and enhance everyday banking.

What are the key features of this banking app?

Key features include no overseas fees for card usage or ATM withdrawals, virtual 'Spaces' for saving and budgeting, real-time payment notifications, spending insights to track expenses, and a Bills Manager to set aside money for bills. It also facilitates easy international transfers and digital cheque deposits.

Is this banking app free to use?

Yes, applying for a bank account is free. The app itself is free to download and use for managing your personal, business, or joint accounts. There are no monthly fees for business accounts, and no hidden fees or exchange rate markups on international transfers.

What kind of accounts can I open with this app?

You can open personal accounts, business accounts, and joint accounts. Additionally, there is a free debit card and app called Kite designed for children aged 6-15, which integrates with adult Starling accounts for better visibility and control.

How is my money protected with this app?

Your money is covered up to £120,000 by the Financial Services Compensation Scheme. The app also offers robust security features, including the ability to lock your card in-app and control payment settings like contactless, online, gambling, and swipe payments. You also have access to 24/7 in-app support from real humans.