Best Monzo Apps

109+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6★, the monzo category is one of the App Store's strongest. Browse all 109+ apps we track, sorted so the most loved ones surface first.

Compare top Monzo Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monzo Bank - Mobile BankingMonzo Bank - Mobile BankingFree4.7★ (5.6K)YesNoJul 2026
2Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7★ (70K)NoNoJul 2026
3Wise - Global MoneyWise - Global MoneyFree4.6★ (106K)YesNoJul 2026
4Lloyds Mobile BankingLloyds Mobile BankingFree4.9★ (20K)NoNoJul 2026
5Monese - A banking alternativeMonese - A banking alternativeFree4.7★ (2.4K)YesNoJul 2026
6Starling - Mobile BankingStarling - Mobile BankingFree4.9★ (2.7K)NoNoJul 2026
7first directfirst directFree4.9★ (1.9K)NoNoJul 2026
8Varo Bank: Online BankingVaro Bank: Online BankingFree4.9★ (233K)NoNoJul 2026

Top Picks for Monzo

Monzo Bank - Mobile Banking#1

Monzo Bank - Mobile Banking by Monzo Bank Limited

Spend, save, manage your money
Editor's Choice
💰 Finance
4.7😐(5.6K ratings)
FreeAds
Monzo Bank - Mobile Banking screenshot 1
Monzo Bank - Mobile Banking screenshot 2
Monzo Bank - Mobile Banking screenshot 3
Monzo Bank - Mobile Banking screenshot 4
Monzo Bank - Mobile Banking screenshot 5
Monzo Bank - Mobile Banking screenshot 6

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

What We Love

  • 💰 Great referral rewards
  • 👍 Excellent customer service
  • 🚀 Seamless mobile banking
  • 💳 Convenient features like early salary payments

Room to Improve

  • 🐛 App crashes and bugs
  • 🔒 Accounts frozen/closed without explanation
  • 💸 Unexpected fees and account closures
Revolut: Send, spend and save#2

Revolut: Send, spend and save by Revolut Ltd

Change the way you money
Strong Contender
💰 Finance
4.7😐(70K ratings)
Free
#47in Finance
Revolut: Send, spend and save screenshot 1
Revolut: Send, spend and save screenshot 2
Revolut: Send, spend and save screenshot 3
Revolut: Send, spend and save screenshot 4
Revolut: Send, spend and save screenshot 5
Revolut: Send, spend and save screenshot 6

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • 🚀 Seamless international transactions
  • 💳 Convenient multi-currency accounts
  • 🔒 Robust security features
  • 👍 User-friendly app interface

Room to Improve

  • 🐛 Unreliable account verification process
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and account restrictions
Wise - Global Money#3

Wise - Global Money by Wise Payments Ltd

International finance app
Worth Considering
💰 Finance
4.6😐(106K ratings)
FreeAds
#53in Finance
Wise - Global Money screenshot 1
Wise - Global Money screenshot 2
Wise - Global Money screenshot 3
Wise - Global Money screenshot 4
Wise - Global Money screenshot 5
Wise - Global Money screenshot 6

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

What We Love

  • 🚀 Fast and efficient transfers
  • 💰 Competitive exchange rates and low fees
  • 🌍 Convenient for international money transfers
  • 👍 Easy to use app

Room to Improve

  • 🕰️ Slow or delayed transfers in some cases
  • 🤔 Unclear or confusing account verification process
  • 🔐 Security issues with account deactivation and fund recovery

More Monzo apps to explore

4
Lloyds Mobile Banking
Lloyds Mobile Banking
Lloyds Mobile Banking
Your bank in your pocket
Free

Manage your finances with confidence, anytime, anywhere. This app allows you to check balances, pay bills, track spending, manage subscriptions, and even apply for new accounts. It offers real-time insights, savings tools, and robust security features to keep your money safe.

Check account balancesPay bills and transfer moneyTrack and cancel subscriptions
💰 Finance
(20K)
free
5
Monese - A banking alternative
Monese - A banking alternative
Monese - A banking alternative
The money app
Free

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Multi-currency accounts (GBP, EUR, RON)Contactless Mastercard debit cardInternational money transfers
💰 Finance
(2.4K)
free with in-app purchases
6
Starling - Mobile Banking
Starling - Mobile Banking
Starling - Mobile Banking
Good with money.
Free

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

Fee-free overseas spending and ATM withdrawalsVirtual 'Spaces' for saving and budgetingReal-time payment notifications and spending insights
💰 Finance
(2.7K)
free
7
first direct
first direct
first direct
by first direct
Free

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

Check account balancesView transaction historyPay family and friends
💰 Finance
(1.9K)
free
8
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
9
HSBC UK Mobile Banking
HSBC UK Mobile Banking
HSBC UK Mobile Banking
Simple and secure banking
Free

Manage your everyday banking needs on the go with secure and quick access. Make payments, deposit cheques, view statements, and control your cards. Gain insights into your spending and plan your finances effectively.

Quick and secure login with biometricsMake payments and check balancesDeposit cheques up to £2,000 daily
💰 Finance
(21K)
free
10
Pockit: Bank Card Alternative
Pockit: Bank Card Alternative
Pockit: Bank Card Alternative
Cash Advance • Credit Pathway
Free

Access a mobile banking alternative with a prepaid contactless Mastercard®. Enjoy online banking benefits like instant payments, bill management, and cashback rewards without credit checks. Build your credit score and access credit options over time.

Prepaid contactless MastercardNo credit checks requiredIncome advance up to £100
💰 Finance
(42)
free with in-app purchases
11
NatWest Mobile Banking
NatWest Mobile Banking
NatWest Mobile Banking
Simple, safe and secure
Free

Manage your finances with ease and security. Apply for accounts, track spending, send and receive money, and access banking support. Features include card management, budgeting tools, and savings features.

Apply for current, savings, and teen accountsFreeze/unfreeze cardsSend money via QR code or link
💰 Finance
(6.2K)
free with in-app purchases
12
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Grow your wealth globally
Free

This digital banking app offers fee-free multi-currency spending, international transfers, and Sharia-compliant savings accounts. It also provides opportunities for UK property investment and finance, all managed through a smartphone.

Fee-free multi-currency spendingInternational money transfersSharia-compliant savings accounts
💰 Finance
(3.6K)
free
13
Halifax Mobile Banking
Halifax Mobile Banking
Halifax Mobile Banking
Extra easy, quick and secure
Free

Manage your finances on the go with secure and quick access to your accounts. Check balances, make payments, track spending, and even freeze your card if needed. Offers personalized insights and savings tools to help you reach your financial goals.

Biometric login (face/fingerprint)Card management (freeze/order)Payment summaries
💰 Finance
(7.2K)
free
14
Barclays UK
Barclays UK
Barclays UK
Manage your money on the go
Free

Manage your personal, business, and corporate accounts on the go. View transactions, check balances, make payments, and transfer money. Securely store documents and find nearby branches or ATMs.

Secure login with Touch ID/Face IDManage personal, business, and corporate accountsView transactions and balances
💰 Finance
(3.2K)
free
15
Suits Me - Banking Alternative
Suits Me - Banking Alternative
Suits Me - Banking Alternative
Cashback and Rewards Account
Free

This app offers a banking alternative for individuals facing traditional banking barriers. It provides simple, hassle-free accounts with rewards and cashback, accessible even with bad credit or limited proof of address. Open an account in minutes with no credit checks.

No credit checksInstant online accountFree contactless debit card
💰 Finance
(224)
free
16
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Simple, safe and quick banking
Free

Manage your personal and business bank accounts on the go. Get insights into your spending, send international payments, and control your debit and credit cards. Easily receive payments and set up standing orders.

Account and transaction insightsInternational paymentsSpending summary
💰 Finance
(1.3K)
free
17
Revolut — Teen Finance
Revolut — Teen Finance
Revolut — Teen Finance
The money app for teens
Free

This app helps teens manage their money by offering a customizable debit card, virtual cards, and the ability to send and receive funds. It includes savings features and spending analytics, with parental supervision and controls available.

Customizable debit and virtual cardsSend and receive moneySavings account with earnings
💰 Finance
(2.1K)
free
18
Sterling OneBank
Sterling OneBank
Sterling OneBank
OneBank
Free

This digital banking app allows users to open accounts instantly, manage money, pay bills, and access loans and investments. It offers a stylish interface, seamless onboarding, and robust security features for a convenient banking experience.

Instant account openingSend and receive moneyBill payments
💰 Finance
(920)
free
19
Revolut Business
Revolut Business
Revolut Business
Banking für dein Unternehmen
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.8K)
subscription
20
NatWest International
NatWest International
NatWest International
by NatWest Group plc
Free

Manage your finances with this mobile banking app. Apply for accounts, view balances, send money, and deposit checks. Features include card management, biometric security, and savings tools.

Apply for accountsView all bank accountsFreeze/unfreeze debit card
💰 Finance
(236)
free with in-app purchases

FAQ about Monzo

What are the best monzo apps for iPhone?
Monzo Bank - Mobile Banking tops our monzo apps ranking as of July 2026, with a 4.7-star average from 5.6K App Store ratings, and it's free to download.
Yes — 20 of the top monzo apps we rank are free to download, including Monzo Bank - Mobile Banking and Revolut: Send, spend and save.
Monzo Bank - Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 109+ monzo apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Monzo app is a digital banking platform that allows you to manage all your finances in one place. It offers real-time spending notifications, tools to help you save money, and cashback rewards on purchases. You can also connect external bank accounts for a complete financial overview.
Key features include instant spending notifications, cashback on purchases, competitive APY rates for savings, and 'Savings Jars' to set and track financial goals. The app also supports early direct deposit, spare change roundups for savings, and the ability to connect all your accounts for a unified view.

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