Best Monzo Apps

115+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.7โ˜…, the monzo category is one of the App Store's strongest. Browse all 115+ apps we track, sorted so the most loved ones surface first.

Top Picks for Monzo

Monzo Bank - Mobile Banking#1

Monzo Bank - Mobile Banking by Monzo Bank Limited

Spend, save, manage your money
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(5.6K ratings)
FreeAds
Monzo Bank - Mobile Banking screenshot 1
Monzo Bank - Mobile Banking screenshot 2
Monzo Bank - Mobile Banking screenshot 3
Monzo Bank - Mobile Banking screenshot 4
Monzo Bank - Mobile Banking screenshot 5
Monzo Bank - Mobile Banking screenshot 6

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

What We Love

  • ๐Ÿ’ฐ Great referral rewards
  • ๐Ÿ‘ Excellent customer service
  • ๐Ÿš€ Seamless mobile banking
  • ๐Ÿ’ณ Convenient features like early salary payments

Room to Improve

  • ๐Ÿ› App crashes and bugs
  • ๐Ÿ”’ Accounts frozen/closed without explanation
  • ๐Ÿ’ธ Unexpected fees and account closures
Revolut: Send, spend and save#2

Revolut: Send, spend and save by Revolut Ltd

Change the way you money
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(69K ratings)
Free
#58in Finance
Revolut: Send, spend and save screenshot 1
Revolut: Send, spend and save screenshot 2
Revolut: Send, spend and save screenshot 3
Revolut: Send, spend and save screenshot 4
Revolut: Send, spend and save screenshot 5
Revolut: Send, spend and save screenshot 6

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

What We Love

  • ๐Ÿš€ Seamless international transactions
  • ๐Ÿ’ณ Convenient multi-currency accounts
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ User-friendly app interface

Room to Improve

  • ๐Ÿ› Unreliable account verification process
  • ๐Ÿค– Poor customer service and lack of live support
  • ๐Ÿ’ฐ Unexpected fees and account restrictions
Starling - Mobile Banking#3

Starling - Mobile Banking by STARLING BANK LIMITED

Good with money.
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(2.7K ratings)
FreeAds
Starling - Mobile Banking screenshot 1
Starling - Mobile Banking screenshot 2
Starling - Mobile Banking screenshot 3
Starling - Mobile Banking screenshot 4
Starling - Mobile Banking screenshot 5
Starling - Mobile Banking screenshot 6

Manage personal, business, and joint finances with a seamless mobile banking experience. Enjoy fee-free international transactions, advanced budgeting tools, and secure, human support. It offers features for individuals, families, and businesses, making banking simple and satisfying.

What We Love

  • ๐Ÿ‘ Easy to use app
  • ๐Ÿš€ Instant transactions
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ’ก Useful features like Spaces

Room to Improve

  • ๐Ÿ› App crashes and freezes
  • ๐Ÿ”’ Overly strict security measures
  • ๐Ÿ’ฐ Fees for cash deposits

More Monzo apps to explore

4
Monese - A banking alternative
Monese - A banking alternative
Monese - A banking alternative
The money app
Free

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

Multi-currency accounts (GBP, EUR, RON)Contactless Mastercard debit cardInternational money transfers
๐Ÿ’ฐ Finance
(2.4K)
free with in-app purchases
5
Lloyds Mobile Banking
Lloyds Mobile Banking
Lloyds Mobile Banking
Your bank in your pocket
Free

Manage your finances with confidence, anytime, anywhere. This app allows you to check balances, pay bills, track spending, manage subscriptions, and even apply for new accounts. It offers real-time insights, savings tools, and robust security features to keep your money safe.

Check account balancesPay bills and transfer moneyTrack and cancel subscriptions
๐Ÿ’ฐ Finance
(2.4M)
free
6
Wise - Global Money
Wise - Global Money
Wise - Global Money
International finance app
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
๐Ÿ’ฐ Finance
(106K)
free with in-app purchases
7
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(354K)
free with in-app purchases
8
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Nomo - Digital Sharia Banking
Grow your wealth globally
Free

This digital banking app offers fee-free multi-currency spending, international transfers, and Sharia-compliant savings accounts. It also provides opportunities for UK property investment and finance, all managed through a smartphone.

Fee-free multi-currency spendingInternational money transfersSharia-compliant savings accounts
๐Ÿ’ฐ Finance
(3.6K)
free
9
NatWest Mobile Banking
NatWest Mobile Banking
NatWest Mobile Banking
Simple, safe and secure
Free

Manage your finances with ease and security. Apply for accounts, track spending, send and receive money, and access banking support. Features include card management, budgeting tools, and savings features.

Apply for current, savings, and teen accountsFreeze/unfreeze cardsSend money via QR code or link
๐Ÿ’ฐ Finance
(6.1K)
free with in-app purchases
10
first direct
first direct
first direct
by first direct
Free

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

Check account balancesView transaction historyPay family and friends
๐Ÿ’ฐ Finance
(1.9K)
free
11
HSBC UK Mobile Banking
HSBC UK Mobile Banking
HSBC UK Mobile Banking
Simple and secure banking
Free

Manage your everyday banking needs on the go with secure and quick access. Make payments, deposit cheques, view statements, and control your cards. Gain insights into your spending and plan your finances effectively.

Quick and secure login with biometricsMake payments and check balancesDeposit cheques up to ยฃ2,000 daily
๐Ÿ’ฐ Finance
(21K)
free
12
Suits Me - Banking Alternative
Suits Me - Banking Alternative
Suits Me - Banking Alternative
Cashback and Rewards Account
Free

This app offers a banking alternative for individuals facing traditional banking barriers. It provides simple, hassle-free accounts with rewards and cashback, accessible even with bad credit or limited proof of address. Open an account in minutes with no credit checks.

No credit checksInstant online accountFree contactless debit card
๐Ÿ’ฐ Finance
(223)
free
13
Barclays UK
Barclays UK
Barclays UK
Manage your money on the go
Free

Manage your personal, business, and corporate accounts on the go. View transactions, check balances, make payments, and transfer money. Securely store documents and find nearby branches or ATMs.

Secure login with Touch ID/Face IDManage personal, business, and corporate accountsView transactions and balances
๐Ÿ’ฐ Finance
(3.1K)
free
14
Halifax Mobile Banking
Halifax Mobile Banking
Halifax Mobile Banking
Extra easy, quick and secure
Free

Manage your finances on the go with secure and quick access to your accounts. Check balances, make payments, track spending, and even freeze your card if needed. Offers personalized insights and savings tools to help you reach your financial goals.

Biometric login (face/fingerprint)Card management (freeze/order)Payment summaries
๐Ÿ’ฐ Finance
(7.2K)
free
15
Pockit: Bank Card Alternative
Pockit: Bank Card Alternative
Pockit: Bank Card Alternative
Income Advanceโ€ขCredit Builder
Free

Access a mobile banking alternative with a prepaid contactless Mastercardยฎ. Enjoy online banking benefits like instant payments, bill management, and cashback rewards without credit checks. Build your credit score and access credit options over time.

Prepaid contactless MastercardNo credit checks requiredIncome advance up to ยฃ100
๐Ÿ’ฐ Finance
(42)
free with in-app purchases
16
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
๐Ÿ’ฐ Finance
(233K)
free
17
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Metro Bank Mobile Banking
Simple, safe and quick banking
Free

Manage your personal and business bank accounts on the go. Get insights into your spending, send international payments, and control your debit and credit cards. Easily receive payments and set up standing orders.

Account and transaction insightsInternational paymentsSpending summary
๐Ÿ’ฐ Finance
(1.3K)
free
18
Zempler Bank
Zempler Bank
Zempler Bank
Business & personal banking
Free

Open a business bank account online in minutes with a fast application and instant decision. Manage spending, track transactions, and keep your money safe with advanced security features. Designed for small to medium businesses and sole traders.

Fast online business account applicationNo credit check requiredAccept payments immediately
๐Ÿ’ฐ Finance
(198)
free
19
Revolut โ€” Teen Finance
Revolut โ€” Teen Finance
Revolut โ€” Teen Finance
The money app for teens
Free

This app helps teens manage their money by offering a customizable debit card, virtual cards, and the ability to send and receive funds. It includes savings features and spending analytics, with parental supervision and controls available.

Customizable debit and virtual cardsSend and receive moneySavings account with earnings
๐Ÿ’ฐ Finance
(2K)
free
20
iFAST GB
iFAST GB
iFAST GB
by iFAST Corporation
Free

A digital bank offering online UK account opening from abroad, with multi-currency access to major global currencies. Earn interest on deposits and enjoy instant, free transfers within the iFAST Group ecosystem. This regulated UK bank provides a convenient and secure way to manage your finances globally.

Online UK bank account openingMulti-currency account accessFixed Term and Notice Deposits
๐Ÿ’ฐ Finance
(294)
free

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