Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.
Summarized from real user reviews of Wise. Based on 109K reviews and a 4.6/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.
9.87
August 27, 2026
We fixed bugs and made minor improvements. Happy sending, spending, and saving!
Invite a business to Wise to earn a reward.
Mar 4, 2026 — Apr 4, 2026
Celebrate CNY for a chance to win a reward
Jan 28, 2026 — Feb 24, 2026
4 issues
App freezing or crashing during transfers
Inconsistent display of transfer timelines and estimates
5 requests
Ability to download transaction receipts
Option to set default payment currency
The Wise app allows users to send, receive, spend, and hold money internationally in over 45 currencies. It provides competitive exchange rates, low fees, and local bank account details for various countries, simplifying global financial transactions.
Key features include fast international money transfers to over 70 countries, a multi-currency card for spending in over 160 countries, the ability to hold and convert between 40 currencies instantly at the mid-market rate, and local bank account details to get paid like a local.
The app itself is free to download and use. There are no monthly or maintenance fees for holding money in your account in most cases. Fees apply to specific transactions like international transfers and currency conversions, which are generally low and transparent.
Wise is a mobile application designed for smartphones. While the description doesn't specify operating systems, it is generally available for both iOS and Android devices, allowing users to manage their finances on the go.
Wise is ideal for individuals and businesses who frequently deal with international transactions. This includes people sending money to family abroad, freelancers receiving payments from international clients, or travelers needing a convenient way to spend and manage multiple currencies.
