N26 — Love your bank

N26 — Love your bank

Bank, save, and invest

12K ratings
447 reviews
Free

Details

  • Released
  • Updated
  • February 4, 2015
  • August 25, 2026

Features

N26 — Love your bank screenshot #1 for iPhone
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About

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

Online bank account opening
Instant money transfers
Savings accounts with interest
Investment in stocks and ETFs
Joint accounts
Business accounts
International money transfers
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What users say

See all reviews
+1

What's New in N26

4.58

August 25, 2026

We’ve fixed some bugs to make your banking experience even smoother. Happy upgrading!

User reviews

I’m never going to enable notifications

I’m never going to enable notifications. Can you please stop asking every single time I open the app?

UPDATE:
No, the app asks every single time I open it. This has been ongoing for at least three years - please look into it or contact me.

Very versatile

Great number of options. Pretty simple. Less flash and fiddly than N26 and more flexibility. German central bank guarantees your deposits. Latvia is nice but not rich.

Complete garbage

It is hard to imagine someone making a worse app. Even if you told Codex or an AI agent to invent the worst banking app ever it will likely still be better than this steaming pile of sewage of an app. Let’s say you are about to conduct some banking. The app will just display sorry you need to upgrade at random points, forcing you to download this 300+ MB pile of garbage without recourse.

Literally over 300 MB for an app that essentially shows you your balance !!! Complete and utter garbage
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Mr B Solomon

Unable to download the new ISO 17.0 app any help would be appreciated B solomon

Update against any sense of ecology

Are you keeping your old iphone as long as possible for ecologic purposes? This new update of N26 is against your vision, as it will run only on the last iOS available. No back-up plan on line, no notice in advance, you just need to change your phone if you want to access your own account. Hie sad is this?
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User experience

🐞

Reported Bugs

4 issues

Login and verification process issues

Bug

Inconsistent performance and app crashes

Bug

Problems with account freezing and fund access

Bug

Discrepancies between app and actual banking services

Bug

Requested Features

5 requests

Add mobile check deposit feature

Feature

Improve international transfer capabilities

Feature

Provide more customization options for the app

Feature

Implement better 2FA and account security measures

Feature

Enhance customer support with phone and live chat options

Feature

FAQ

What can I do with this banking app?

This app allows you to open an online bank account, manage your finances, send money instantly, save money with interest-bearing accounts, and invest in stocks and ETFs. You can also manage joint and business accounts, and send money internationally.

How do I open an account?

You can open an online bank account directly from your smartphone in just a few minutes. The process is designed to be quick and straightforward, allowing you to start banking right away.

Are there different account options?

Yes, there are premium account options like N26 Smart, N26 Go, and N26 Metal that offer additional perks and features beyond the standard banking services. These premium accounts may also offer higher interest rates on savings.

Can I invest using this app?

Yes, you can trade thousands of stocks and ETFs commission-free directly within the banking app. You can also select ready-made funds or automate your investments with flexible plans, starting with as little as €1.

Is my money protected?

Your money in N26 bank accounts, including N26 Instant Savings, is protected up to €100,000 by the German Deposit Guarantee Scheme. This provides a layer of security for your deposited funds.