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N26 — Love your bank

N26 — Love your bank

Bank, save, and invest

12K ratings
431 reviews
With Ads
💼 Business
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • February 4, 2015
  • July 15, 2026

Features

Developer

N26 AG
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About

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

✓Online bank account opening
✓Instant money transfers
✓Savings accounts with interest
✓Investment in stocks and ETFs
✓Joint accounts
✓Business accounts
✓International money transfers
Show original description

What users say

Summarized from real user reviews of N26. Based on 12K reviews and a 4.6/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy and fast account setup
  • 💳Great mobile banking app experience
  • 🌍Convenient for international users
  • 💳No fees for ATM withdrawals
  • 👍User-friendly and intuitive interface
  • 🕰Early paycheck deposit availability

Negative things

  • 🐛Unreliable customer support
  • 🔒Security and account freezing issues
  • 💳Limited banking features compared to competitors
  • 🕰Slow response times for account verification and transfers
  • 🚫Inability to use the account in certain regions or stores
See all reviews
+1

What's New in N26

4.55.1

July 15, 2026

We've fixed some bugs to make your banking experience even smoother. Happy upgrading!

User reviews

Most RecentHighest RatedLowest Rated

Hacking a tree

I can’t believe , have to show my ID ( which couldn’t be scanned - my passport) 🤨! Then make a selfie 🤨 than the IBN # was not accepted! What else some grand aunt has to do Do sent a little “green” to a birthday girl! Dear God, have to find an easier way or bank to do so! 👎thank you but no Thank you
Show more
BerlinerwelleBerlinerwelle

Accessing your account

You are denied access to your account if you don’t keep up to date with ISO updates, which can be an issue if you don’t update phones regularly.
Gary4Gary4

App update

Recent update requires iPhone XS or later
I do not have so I cannot use app
M2000ukM2000uk

N26 ,ios16 can't useIt keeps prompting me to upgrade

I don't want to upgrade to iOS 17. Now it keeps forcing me to upgrade to the latest version, which only supports iOS 17. I just want to use iOS 16
keshybekeshybe

Halcyon

Brilliant & Thank You 👍🏿
Monkey KnutMonkey Knut
See 426 more reviews

User experience

🐞

Reported Bugs

4 issues

Login and verification process issues

Bug

Inconsistent performance and app crashes

Bug

Problems with account freezing and fund access

Bug

Discrepancies between app and actual banking services

Bug
✨

Requested Features

5 requests

Add mobile check deposit feature

Feature

Improve international transfer capabilities

Feature

Provide more customization options for the app

Feature

Implement better 2FA and account security measures

Feature

Enhance customer support with phone and live chat options

Feature

FAQ

What can I do with this banking app?

This app allows you to open an online bank account, manage your finances, send money instantly, save money with interest-bearing accounts, and invest in stocks and ETFs. You can also manage joint and business accounts, and send money internationally.

How do I open an account?

You can open an online bank account directly from your smartphone in just a few minutes. The process is designed to be quick and straightforward, allowing you to start banking right away.

Are there different account options?

Yes, there are premium account options like N26 Smart, N26 Go, and N26 Metal that offer additional perks and features beyond the standard banking services. These premium accounts may also offer higher interest rates on savings.

Can I invest using this app?

Yes, you can trade thousands of stocks and ETFs commission-free directly within the banking app. You can also select ready-made funds or automate your investments with flexible plans, starting with as little as €1.

Is my money protected?

Your money in N26 bank accounts, including N26 Instant Savings, is protected up to €100,000 by the German Deposit Guarantee Scheme. This provides a layer of security for your deposited funds.