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NatWest Mobile Banking

NatWest Mobile Banking

Simple, safe and secure

6.5K ratings
2556 reviews
💰 Finance
Free

Details

Released
November 1, 2009
Updated
October 7, 2026

Features

Developer

National Westminster Bank plc
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NatWest Mobile Banking screenshot #1 for iPhone
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NatWest Mobile Banking screenshot #5 for iPhone
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NatWest Mobile Banking screenshot #7 for iPhone
NatWest Mobile Banking screenshot #8 for iPhone
NatWest Mobile Banking screenshot #9 for iPhone
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About

Manage your finances with ease and security. Apply for accounts, track spending, send and receive money, and access banking support. Features include card management, budgeting tools, and savings features.

✓Apply for current, savings, and teen accounts
✓Freeze/unfreeze cards
✓Send money via QR code or link
✓Split bills
✓Track spending and set budgets
✓Save spare change with Round Ups
✓Get credit score updates
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What users say about NatWest Mobile Banking

Reviews of NatWest Mobile Banking are mixed: the Finance app is rated 4.8/5 from 6.5K App Store ratings. What users like most: easy to use, secure banking. Top complaints: biometric approval issues, frequent app crashes. Summarized from real user reviews.

Positive things

  • 🚀Easy to use
  • 🔒Secure banking
  • 👍Comprehensive features
  • 🚀Quick transactions
  • 👍Organized layout
  • 👍Helpful staff

Negative things

  • 🐛Biometric approval issues
  • 🐛Frequent app crashes
  • 🐛Notifications not working properly
  • 🐛Difficult to find certain features
  • 🐛Inconsistent user experience
  • 🐛Delayed transaction updates
See all reviews

What's New in NatWest Mobile Banking

7.71.0

October 7, 2026

• To provide you with the best banking experience, we've made some behind-the-scenes improvements to the app.

User reviews

Most RecentHighest RatedLowest Rated

Best easiest to use app on my iPhone.

Ridiculously simple, lets me do everything I can possibly conceive of doing. Tonnes and tonnes of features built in, yet it’s dead easy to use. I’ve started savings accounts, an ISA, a pension, and can transfer cash to anyone. Love it!
TTrebor975

Natwest

Great
AAidenho00

Lose progress each time you tab out

If you tab out to get the information to set up mobile banking (customer number, pin, password, etc.) then you lose all progress and have to start from the beginning.
DDaveJaVous

Interest charges unfair without proper notification

Misleading notifications about the overdraft interest charges
BBasbha

5 stars

I am with NatWest since 2004…they improved a lot the app and the service!
BLB4U Lt
See 2551 more reviews

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User experience

🐞

Reported Bugs

5 issues

Face recognition not working consistently

Bug

App freezes when trying to pay by bank

Bug

Unable to deposit cheques through the app

Bug

Incorrect account balance displayed after updates

Bug

Biometric approval not working on certain devices

Bug
✨

Requested Features

5 requests

Add option to view and download bank statements

Feature

Improve search and filtering for transactions

Feature

Introduce customizable notification settings

Feature

Allow users to add notes to transactions

Feature

Provide more detailed budgeting and spending analysis tools

Feature

FAQ

What can I do with the NatWest mobile banking app?

The app allows you to manage your day-to-day banking easily and securely. You can apply for various accounts, view all your bank accounts, freeze or unfreeze your card, and set up biometric security for payments. It also facilitates sending and receiving money, splitting bills, tracking spending, and saving spare change.

How do I get started with the NatWest app?

To get started, download the app and join over 11 million customers. The app is available to customers aged 11+ with a UK or international mobile number in specific countries. You can then use features like touch, voice, or face ID for enhanced security on selected devices.

Is the NatWest mobile banking app free to use?

The app itself is free to download and use. While the app offers many free features for managing your accounts and payments, some services or products discovered within the app, such as mortgages, insurance, or loans, may have associated costs or fees.

What are the security features of the app?

The app prioritizes security with features like touch, voice, or face ID for logging in and sending high-value payments on selected devices. You can also freeze and unfreeze your Mastercard at any time. The app uses secure methods for managing your money and transactions.

Can I use the app abroad?

Yes, you can spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account. To do this, you need an eligible sole current account and to be over 18. Other terms and fees may apply to the Travel account itself.