Best High Yield Savings Apps

Ally: Bank, Auto & Invest

The app for all things money

Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Acorns: Save & Invest Money

Grow Your Financial Wellness

Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Wealthfront: Save and Invest

Saving, investing, stocks.

Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

Amex

Payments, Balance & Rewards

Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Tellus: Earn More Daily

Build wealth. No fees.

Free

Earn higher interest on your savings with no fees or subscriptions. Access your funds anytime without penalties. Start building wealth with a low initial deposit and enjoy daily interest payments.

Renalta: Earn 6% APY

Instant High Yield Savings

Free

This app offers a high-yield savings account with a 6% APY. Earn interest instantly with no fees or minimum balance requirements. It provides a secure and transparent way to grow your savings with a modern, user-friendly interface.

Freedom Reserves

by Freedom Fund Holdings, LLC

Free

This app provides a high-yield cash reserve account to help your money grow. It offers simple setup, transparent terms, and accessible funds, making it easy to earn more on your savings without complexity.

Varo Bank: Online Banking

Early Payday & Cash Advances

Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Nook Earn App

Earn up to 7.6% APY

Free

This app allows users to earn high yields on their money by connecting to money markets. It offers competitive APY rates, immediate payouts, and flexible control over deposits and withdrawals. The platform prioritizes privacy and transparency, with funds secured through trusted partners.

Fido: 10% APY Savings

Your money, your control

Free

Earn high APY on your savings through secure decentralized finance protocols. Your funds remain in your personal digital wallet, with $100K insurance coverage for peace of mind. Get started quickly and access your money anytime without penalties.

Blossom – Save & Invest.

Watch your savings grow!

Free

This app helps Australians and Kiwis grow their savings by providing access to targeted returns from managed fixed income investments. It offers flexible saving options with varying return rates and minimum investment amounts to help users reach their financial goals faster.

Robinhood Banking

Credit Card & Banking

Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

Betterment Invest & Save Money

Investments & Cash Accounts

Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

APY Calculator - Interest Calc

Annual Percentage Yield

Free

Calculate Annual Percentage Yield (APY) and simulate investment returns based on it. This intuitive and easy-to-use application simplifies financial calculations for users.

Fort Knox Bank

High-Security Savings.

Free

This app offers a high-security savings account designed to protect users from bank fraud and scams. It employs advanced security features like closed-loop protection, account cloaking, and multi-factor authentication to safeguard funds. The service prioritizes user security with features like delayed withdrawals and no links in communications.

Robinhood: Trade Anything

Invest and trade US stocks

Free

Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

Zeal: Digital Wallet & Card

Earn 5%* APY & Spend Worldwide

Free

This app offers a high-yield digital wallet and Visa debit card. Earn competitive APY on your balance with daily compounding and spend globally with no foreign transaction fees. Enjoy cashback rewards and full control over your funds with enhanced security features.