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Best High Yield Savings Apps

164+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Looking for free high yield savings apps? 20 of our 164+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top High Yield Savings Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoAug 2026
2Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (265K)NoNoAug 2026
3Wealthfront: Save and InvestWealthfront: Save and InvestFree4.8★ (17K)NoNoAug 2026
4Axal: High Yield SavingsAxal: High Yield SavingsFree4.8★ (73)NoNoAug 2026
5AmexAmexFree4.9★ (4.4M)YesNoAug 2026
6Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (112K)NoNoAug 2026
7Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (957K)NoNoAug 2026
8Otus - Save smarterOtus - Save smarterFree5.0★ (8)NoNoAug 2026

Top Picks for High Yield Savings

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(385K ratings)
Free
#24in Finance
SoFi: Bank, Invest & Crypto screenshot 1
SoFi: Bank, Invest & Crypto screenshot 2
SoFi: Bank, Invest & Crypto screenshot 3
SoFi: Bank, Invest & Crypto screenshot 4
SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Marcus by Goldman Sachs®#2

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Strong Contender
💰 Finance
4.9😐(265K ratings)
Free
Marcus by Goldman Sachs® screenshot 1
Marcus by Goldman Sachs® screenshot 2
Marcus by Goldman Sachs® screenshot 3
Marcus by Goldman Sachs® screenshot 4

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
Wealthfront: Save and Invest#3

Wealthfront: Save and Invest by Wealthfront

Saving, investing, stocks.
Worth Considering
💰 Finance
4.8😊(17K ratings)
Free
Wealthfront: Save and Invest screenshot 1
Wealthfront: Save and Invest screenshot 2
Wealthfront: Save and Invest screenshot 3
Wealthfront: Save and Invest screenshot 4
Wealthfront: Save and Invest screenshot 5
Wealthfront: Save and Invest screenshot 6

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

What We Love

  • 🚀 Fantastic HYSA and Robo-Advisor
  • 👍 Impressive money managing app
  • 👍 Phenomenal app for people trying to reach financial goals
  • 👍 Great Robo Investing App

Room to Improve

  • 🚫 Not good for IRA and investing accounts
  • 🚫 Great APY, Terrible Features and Compatability
  • 🐛 Alas...

More High Yield Savings apps to explore

4
Axal: High Yield Savings
Axal: High Yield Savings
Axal: High Yield Savings
Earn 6-10% APY.
Free

Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

High Yield APY up to 10%Secure stablecoin fundsAutomated rebalancing
💰 Finance
(73)
free
5
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
6
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
7
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
ETF, Stock Investing & Savings
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(957K)
subscription
8
Otus - Save smarter
Otus - Save smarter
Otus - Save smarter
Put your money to work
Free

This finance app acts as an autopilot for your savings, automatically finding and managing the best interest opportunities across various sources. Deposit funds once, and it handles continuous earning, reinvestment, and monitoring without requiring user decisions. Withdrawals are flexible with no lock-up periods.

Automated interest earningDiversified fund managementNo user decisions required
💰 Finance
(8)
free
9
Multipl: High Yield Account
Multipl: High Yield Account
Multipl: High Yield Account
~7%* Returns · Brand Discounts
Free

Earn up to 7% annually on your idle cash through AMFI-regulated liquid mutual funds. Enjoy instant withdrawals and exclusive discounts at over 100 top Indian brands. Manage your earnings and spending from a single, convenient account.

Up to 7% annualized returnsInstant withdrawals, no lock-in2-20% discounts at 100+ brands
💰 Finance
(5)
free
10
Stockpile Savings
Stockpile Savings
Stockpile Savings
Stock up on sale items to save
Free
🔧 Utilities
(0)
11
Compound Gold Bonds
Compound Gold Bonds
Compound Gold Bonds
Compound Gold Bonds
Free
🔧 Utilities
(0)
12
Mitten Savings
Mitten Savings
Mitten Savings
by Community Choice Credit Union
Free

A digital savings account app for Michigan residents offering high yields. Easily open an account, link existing accounts, and manage your money seamlessly from your phone.

High yield savings100% digital experienceEasy account application
💰 Finance
(2)
free
13
FinFlx - Workplace Savings
FinFlx - Workplace Savings
FinFlx - Workplace Savings
High Yield - Full Flexibility
Free
💰 Finance
(0)
14
Plan529: College Savings Plan
Plan529: College Savings Plan
Plan529: College Savings Plan
Education Fund Tracker
Free
🔧 Utilities
(0)
15
CompInterest Savings Planner
CompInterest Savings Planner
CompInterest Savings Planner
Compound growth calc
Free
💰 Finance
(0)
16
Chequemate: Savings
Chequemate: Savings
Chequemate: Savings
Smart & Secure Ajo Savings
Free
💰 Finance
(0)
17
Brookwell - Modern Banking
Brookwell - Modern Banking
Brookwell - Modern Banking
High Yield Modern Banking
Free

A global banking solution offering high-yield stablecoin savings and FDIC-protected checking. Manage finances with dedicated accounts, virtual cards, and worldwide spending capabilities. Onboard from over 150 countries without U.S. residency.

High-yield stablecoin savingsFDIC-protected checkingGlobal onboarding from 150+ countries
💰 Finance
(10)
free
18
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
GalaxyOne: Wealth & Investing
Yield, Cash, Crypto, Stocks
Free

Consolidate your banking, brokerage, and crypto into a single platform. Earn competitive yields on cash and investments, trade stocks and crypto commission-free, and automate your investing strategy.

All-in-one wealth managementEarn yield on cash and investmentsCommission-free stock and ETF trading
💰 Finance
(370)
free with in-app purchases
19
Tellus: Earn More Daily
Tellus: Earn More Daily
Tellus: Earn More Daily
Build wealth. No fees.
Free

Earn higher interest on your savings with no fees or subscriptions. Access your funds anytime without penalties. Start building wealth with a low initial deposit and enjoy daily interest payments.

Earn high APY on savingsDaily interest paymentsNo fees for transfers or withdrawals
💰 Finance
(2.6K)
free
20
YieldLog: Options Income Log
YieldLog: Options Income Log
YieldLog: Options Income Log
Log Trades & Grow Your Yield
Free
💰 Finance
(0)

FAQ about High Yield Savings

What are the best high yield savings apps for iPhone?
SoFi: Bank, Invest & Crypto tops our high yield savings apps ranking as of August 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes — 20 of the top high yield savings apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Marcus by Goldman Sachs®.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 164+ high yield savings apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.

Related searches

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