Best High Yield Savings Apps

Amex

Payments, Balance & Rewards

Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Ally: Bank, Auto & Invest

The app for all things money

Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Acorns: Save & Invest Money

ETF, Stock Investing & Savings

Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Wealthfront: Save and Invest

Saving, investing, stocks.

Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

Renalta: Earn 6% APY

Instant High Yield Savings

Free

This app offers a high-yield savings account with a 6% APY. Earn interest instantly with no fees or minimum balance requirements. It provides a secure and transparent way to grow your savings with a modern, user-friendly interface.

Aave: Save and Earn

Earn up to 9% per year

Free

This application allows users to save money and earn interest with APY rates up to 9%. It offers account protection up to $1 million, with no fees, minimums, or lockups. Funds can be deposited and withdrawn instantly from over 12,000 linked banks and debit cards.

Tellus: Earn More Daily

Build wealth. No fees.

Free

Earn higher interest on your savings with no fees or subscriptions. Access your funds anytime without penalties. Start building wealth with a low initial deposit and enjoy daily interest payments.

YieldClub

Earn & Stack BTC on Autopilot

Free

Earn up to 12% APY on your dollars, which are then automatically converted into Bitcoin. This app offers a hands-off approach to building a cryptocurrency portfolio by leveraging DeFi lending markets and automating purchases.

Fido: 10% APY Savings

Your money, your control

Free

Earn high APY on your savings through secure decentralized finance protocols. Your funds remain in your personal digital wallet, with $100K insurance coverage for peace of mind. Get started quickly and access your money anytime without penalties.

Varo Bank: Online Banking

Early Payday & Cash Advances

Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Freedom Reserves

by Freedom Fund Holdings, LLC

Free

This app provides a high-yield cash reserve account to help your money grow. It offers simple setup, transparent terms, and accessible funds, making it easy to earn more on your savings without complexity.

Nook Earn App

Earn up to 7.6% APY

Free

This app allows users to earn high yields on their money by connecting to money markets. It offers competitive APY rates, immediate payouts, and flexible control over deposits and withdrawals. The platform prioritizes privacy and transparency, with funds secured through trusted partners.

Robinhood Banking

Credit Card & Banking

Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

Betterment Invest & Save Money

Investments & Cash Accounts

Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

APY Calculator - Interest Calc

Annual Percentage Yield

Free

Calculate Annual Percentage Yield (APY) and simulate investment returns based on it. This intuitive and easy-to-use application simplifies financial calculations for users.

Certificate of Deposits Calc

Compare & Calculate CD Rates

Free

Easily compare and calculate Certificate of Deposit (CD) rates to find the best savings option. Visualize growth, view detailed interest breakdowns, and generate professional PDF reports. Includes a financial dictionary for understanding key terms.

Synchrony Bank

Banking in sync with you

Free

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.