Best High Yield Savings Apps

164+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Looking for free high yield savings apps? 20 of our 164+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top High Yield Savings Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoSep 2026
2Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (265K)NoNoSep 2026
3Axal: High Yield SavingsAxal: High Yield SavingsFree4.7★ (126)NoNoSep 2026
4AmexAmexFree4.9★ (4.4M)YesNoSep 2026
5Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (113K)NoNoSep 2026
6Wealthfront: Save and InvestWealthfront: Save and InvestFree4.8★ (17K)NoNoSep 2026
7Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (958K)NoNoSep 2026
8Rebind - Modern Savings AppRebind - Modern Savings AppFreeYesNoSep 2026

Top Picks for High Yield Savings

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(385K ratings)
Free
#23in Finance
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Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform
  • 💳 Useful credit card with rewards
  • 🔒 Secure account management

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
  • 🤖 Poor and unresponsive customer service
  • 📈 Cluttered app with too many upsells
  • 🔍 Difficulty verifying identity and updating info
Marcus by Goldman Sachs®#2

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Strong Contender
💰 Finance
4.9😐(265K ratings)
Free
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Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates
  • 🔒 Secure banking

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
  • 🕰️ Slow money transfers
  • 🤔 Inconsistent user experience
Axal: High Yield Savings#3

Axal: High Yield Savings by Axal

Earn 7.6% Interest on Cash
Worth Considering
💰 Finance
4.7(126 ratings)
Free
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Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

More High Yield Savings apps to explore

FAQ about High Yield Savings

What are the best high yield savings apps for iPhone?
SoFi: Bank, Invest & Crypto tops our high yield savings apps ranking as of September 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes — 20 of the top high yield savings apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Marcus by Goldman Sachs®.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 164+ high yield savings apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.

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