Best High Yield Savings Apps

166+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated November 2026

Looking for free high yield savings apps? 20 of our 166+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top High Yield Savings Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Mobile Bank & InvestingSoFi: Mobile Bank & InvestingFree4.7★ (385K)NoNoNov 2026
2Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (278K)NoNoNov 2026
3Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.6★ (115K)NoNoNov 2026
4Axal: High Yield SavingsAxal: High Yield SavingsFree4.7★ (370)NoNoNov 2026
5Wealthfront: Save and InvestWealthfront: Save and InvestFree4.8★ (18K)NoNoNov 2026
6AmexAmexFree4.9★ (4.5M)YesNoNov 2026
7Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (961K)NoNoNov 2026
8GalaxyOne: Wealth & InvestingGalaxyOne: Wealth & InvestingFree4.5★ (409)NoNoNov 2026

Top Picks for High Yield Savings

SoFi: Mobile Bank & Investing#1

SoFi: Mobile Bank & Investing by Social Finance, LLC

Online Banking & Stock Trading
Editor's Choice
💰 Finance
4.7😐(385K ratings)
Free
#18in Finance
SoFi: Mobile Bank & Investing screenshot 1
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SoFi: Mobile Bank & Investing screenshot 6

Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and fractional share trading.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform
  • 💳 Useful credit card with rewards
  • 🔒 Secure account management

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
  • 🤖 Poor and unresponsive customer service
  • 📈 Cluttered app with too many upsells
  • 🔍 Difficulty verifying identity and updating info
Marcus by Goldman Sachs®#2

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Strong Contender
💰 Finance
4.9😐(278K ratings)
Free
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Manage your savings and grow your money with competitive interest rates on various account types. Open and fund accounts, schedule transfers, and track your financial growth on the go. FDIC-insured for peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates
  • 🔒 Secure banking

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
  • 🕰️ Slow money transfers
  • 🤔 Inconsistent user experience
Ally: Bank, Auto & Invest#3

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Worth Considering
💰 Finance
4.6😐(115K ratings)
Free
#85in Finance
Ally: Bank, Auto & Invest screenshot 1
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Manage your bank, investment, and auto accounts in one secure, convenient app. Features include smart savings tools, commission-free trading, and vehicle payment management. Get paid early and avoid fees with this comprehensive financial management solution.

What We Love

  • 🚀 Reliable app performance
  • 👍 Helpful customer service
  • 💡 Useful savings buckets feature
  • 🚀 Immediate fund transfers

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🕰️ Slow mobile check deposit processing
  • 🔒 Lack of VPN compatibility
  • 🤖 Unhelpful automated customer support
  • 💰 Unexpected fees and account holds

More High Yield Savings apps to explore

FAQ about High Yield Savings

What are the best high yield savings apps for iPhone?
SoFi: Mobile Bank & Investing tops our high yield savings apps ranking as of November 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes — 20 of the top high yield savings apps we rank are free to download, including SoFi: Mobile Bank & Investing and Marcus by Goldman Sachs®.
SoFi: Mobile Bank & Investing has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 166+ high yield savings apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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