Best High Yield Savings Apps

145+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Looking for free high yield savings apps? 20 of our 145+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for High Yield Savings

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(386K ratings)
FreeAds
#22in Finance
SoFi: Bank, Invest & Crypto screenshot 1
SoFi: Bank, Invest & Crypto screenshot 2
SoFi: Bank, Invest & Crypto screenshot 3
SoFi: Bank, Invest & Crypto screenshot 4

This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Marcus by Goldman Sachs®#2

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Strong Contender
💰 Finance
4.9😐(250K ratings)
FreeAds
Marcus by Goldman Sachs® screenshot 1
Marcus by Goldman Sachs® screenshot 2
Marcus by Goldman Sachs® screenshot 3
Marcus by Goldman Sachs® screenshot 4

A convenient and efficient banking app designed to help you manage your finances effortlessly. Experience seamless transactions, easy account monitoring, and personalized financial insights tailored to your needs. Take control of your money today.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
Axal: High Yield Savings#3

Axal: High Yield Savings by Lockbox Technologies Inc.

Earn 6-10% APY.
Worth Considering
💰 Finance
4.8(50 ratings)
Free
Axal: High Yield Savings screenshot 1
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Axal: High Yield Savings screenshot 3
Axal: High Yield Savings screenshot 4
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Axal: High Yield Savings screenshot 6

Earn up to 10% APY on your savings with a secure and automated platform that protects your funds from volatility and offers high-yield opportunities. Download the app today and start generating passive income with simplicity and automation.

More High Yield Savings apps to explore

4
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

💰 Finance
(109K)
5
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

An app that helps users invest spare change for their future, with over $4 billion invested so far through Round-Ups®. Start investing and saving today for financial growth.

💰 Finance
(952K)
6
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

An application for saving, investing, and trading in stocks with high interest rates for cash savings, automated portfolio management for low-risk bond ETFs, personalized automated index fund investments, and commission-free stock investing. It offers a streamlined approach to managing finances and building wealth in one place. Start managing your finances smarter today!

💰 Finance
(17K)
7
Amex
Amex
Amex
Payments, Balance & Rewards
Free

A convenient app for managing finances, making payments, and checking balances all in one place. Simplify your financial life with Amex today!

💰 Finance
(4.3M)
8
Tellus: Earn More Daily
Tellus: Earn More Daily
Tellus: Earn More Daily
Build wealth. No fees.
Free

This app allows you to earn high interest rates on your savings without any fees, offering different account options and daily interest payouts. Easily access your money, set up recurring transfers, and start building wealth with low initial investments and no penalties for early withdrawals. Protected by bank-level security, it's a great way to grow your money.

💰 Finance
(2.5K)
9
Renalta: Earn 6% APY
Renalta: Earn 6% APY
Renalta: Earn 6% APY
Instant High Yield Savings
Free

Earn faster with higher yields on your savings with our secure, fee-free platform that offers stable rates and easy access to your money. Get started in just a few clicks and start growing your dollars today.

💰 Finance
(162)
10
Freedom Reserves
Freedom Reserves
Freedom Reserves
by Freedom Fund Holdings, LLC
Free
💰 Finance
(11)
11
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

Access a comprehensive mobile banking app that helps you manage your finances, build credit, and track your spending easily. Take control of your financial future with just a few taps - download now!

💰 Finance
(233K)
12
Nook Earn App
Nook Earn App
Nook Earn App
Earn up to 7.6% APY
Free

Earn up to 8.4% APY on your idle funds by lending to vetted crypto traders through a secure and transparent platform, with daily payouts and full control over your deposits. Sign up now to start growing your savings.

💰 Finance
(293)
13
Fido: 10% APY Savings
Fido: 10% APY Savings
Fido: 10% APY Savings
Your money, your control
Free

Maximize your savings potential with a smart and accessible platform that offers high-yield accounts, automated savings schedules, and personalized financial insights. Download the app now and start growing your money with a transparent and fee-free experience, and get started with as little as $10.

💰 Finance
(48)
14
Blossom – Save & Invest.
Blossom – Save & Invest.
Blossom – Save & Invest.
Watch your savings grow!
Free

Blossom – Save helps users effortlessly organize their personal finances by providing tools to budget, track expenses, set financial goals, and receive personalized money-saving tips. Take control of your finances today with Blossom – Save!

💰 Finance
(3)
15
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

Introducing a versatile credit card exclusively for Robinhood Gold members, offering 3% cash back on all categories, fee-free transactions, 5% cash back on travel, secure account management, virtual card options, and features for family usage. Take control of your spending and earn rewards effortlessly.

💰 Finance
(49K)
16
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

An innovative investment platform designed to help users grow their wealth through automated investing, personalized advice, and goal-based strategies. Start investing smarter today for a more secure financial future.

💰 Finance
(62K)
17
APY Calculator - Interest Calc
APY Calculator - Interest Calc
APY Calculator - Interest Calc
Annual Percentage Yield
Free

This intuitive app calculates Annual Percentage Yield (APY) and simulates investment returns based on the pre-calculated APY, making it simple and easy to use. Try it out to make informed investment decisions and get a clear picture of your potential returns.

💰 Finance
(130)
18
Fort Knox Bank
Fort Knox Bank
Fort Knox Bank
High-Security Savings.
Free
💰 Finance
(13)
19
Robinhood: Trading & Investing
Robinhood: Trading & Investing
Robinhood: Trading & Investing
BTC, Crypto, Stocks & Options.
Free

Discover a user-friendly investment app offering a range of financial instruments like stocks, options, ETFs, and cryptocurrency through Robinhood Financial. Take control of your finances effortlessly.

💰 Finance
(4.8M)
20
Zeal: Digital Wallet & Card
Zeal: Digital Wallet & Card
Zeal: Digital Wallet & Card
Earn 5%* APY & Spend Worldwide
Free

This all-in-one digital wallet and debit card lets you earn a high-yield interest rate on your money, spend globally with no foreign transaction fees, and enjoy cashback on purchases, all while maintaining control and security over your funds. Download the app to start earning more on your money and spending with freedom.

💰 Finance
(8)

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