Best Sofi Bank App

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Whether you're new to sofi bank app or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Sofi Bank App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoSep 2026
2Capital One MobileCapital One MobileFree4.8★ (11M)NoNoSep 2026
3Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoSep 2026
4Varo Bank: Online BankingVaro Bank: Online BankingFree4.9★ (233K)NoNoSep 2026
5Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoSep 2026
6Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (196K)NoNoSep 2026
7GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (64K)NoNoSep 2026
8Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (113K)NoNoSep 2026

Top Picks for Sofi Bank App

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(385K ratings)
Free
#26in Finance
SoFi: Bank, Invest & Crypto screenshot 1
SoFi: Bank, Invest & Crypto screenshot 2
SoFi: Bank, Invest & Crypto screenshot 3
SoFi: Bank, Invest & Crypto screenshot 4
SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform
  • 💳 Useful credit card with rewards
  • 🔒 Secure account management

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
  • 🤖 Poor and unresponsive customer service
  • 📈 Cluttered app with too many upsells
  • 🔍 Difficulty verifying identity and updating info
Capital One Mobile#2

Capital One Mobile by Capital One

Easy account access anywhere.
Strong Contender
💰 Finance
4.8😐(11M ratings)
Free
#4in Finance
Capital One Mobile screenshot 1
Capital One Mobile screenshot 2
Capital One Mobile screenshot 3
Capital One Mobile screenshot 4
Capital One Mobile screenshot 5
Capital One Mobile screenshot 6

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

What We Love

  • 🚀 Exceptional customer service
  • 👍 User-friendly app
  • 🚀 Convenient features
  • 🚀 Seamless transactions
  • 🚀 Instant notifications
  • 🚀 Helpful credit-building tools

Room to Improve

  • 🐛 Buggy and laggy app
  • 🔒 Concerns about account security
  • 🔒 Difficulty verifying identity
  • 🔒 Lack of transparency in account closures
  • 🐛 Inconsistent app performance
  • 🔒 Unresponsive to customer issues
Chime® – Mobile Banking#3

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings
Worth Considering
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#9in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature
  • 💳 Spot me feature
  • 💳 Referral program
  • 🏧 Fee-free ATM access
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
  • 💰 Fees for cash deposits
  • 🤔 Unclear account closure policies
  • 🔒 Security concerns with unauthorized transactions

More Sofi Bank App apps to explore

FAQ about Sofi Bank App

What is the best sofi bank app for iPhone?
SoFi: Bank, Invest & Crypto tops our sofi bank app ranking as of September 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes — 20 of the top sofi bank app we rank are free to download, including SoFi: Bank, Invest & Crypto and Capital One Mobile.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ sofi bank app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.