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Best Soif Apps

182+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good soif apps. We benchmark 182+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Soif Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoAug 2026
2Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (322K)YesNoAug 2026
3Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.5M)YesNoAug 2026
4SOIFSOIFFree—NoNoJul 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
6Robinhood: Trading & InvestingRobinhood: Trading & InvestingFree4.3★ (4.8M)NoNoAug 2026
7Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026
8SoFi StadiumSoFi StadiumFree4.8★ (1.7K)YesNoJul 2026

Top Picks for Soif

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(386K ratings)
Free
#16in Finance
SoFi: Bank, Invest & Crypto screenshot 1
SoFi: Bank, Invest & Crypto screenshot 2
SoFi: Bank, Invest & Crypto screenshot 3
SoFi: Bank, Invest & Crypto screenshot 4
SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Self - Credit Builder & Cards#2

Self - Credit Builder & Cards by Self Lender, Inc.

Build credit for a credit card
Strong Contender
💰 Finance
4.9😊(322K ratings)
Free
Self - Credit Builder & Cards screenshot 1
Self - Credit Builder & Cards screenshot 2
Self - Credit Builder & Cards screenshot 3
Self - Credit Builder & Cards screenshot 4
Self - Credit Builder & Cards screenshot 5
Self - Credit Builder & Cards screenshot 6

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges
Chime® – Mobile Banking#3

Chime® – Mobile Banking by Chime Financial, Inc.

The #1 Choice for Banking
Worth Considering
💰 Finance
4.8😊(1.5M ratings)
FreeAds
#7in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement

More Soif apps to explore

4
SOIF
SOIF
SOIF
Premium Architectural Films
Free
💼 Business
(0)
5
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
6
Robinhood: Trading & Investing
Robinhood: Trading & Investing
Robinhood: Trading & Investing
Stocks, ETFs, Crypto & Options
Free

Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

Commission-free stock, ETF, and options tradingCrypto trading with low costsAdvanced charting and technical indicators
💰 Finance
(4.8M)
freemium
7
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
8
SoFi Stadium
SoFi Stadium
SoFi Stadium
Entertainment Venue
Free

Enhance your live event experience at a premier entertainment venue. Discover and book tickets, navigate the stadium with an interactive map, and access digital tickets. Get personalized updates and 24/7 chatbot assistance for a seamless visit.

Event discovery and bookingInteractive stadium mapIn-app ticketing
⚽ Sports
(1.7K)
free with in-app purchases
9
Sofì & Luì World
Sofì & Luì World
Sofì & Luì World
Sofì & Luì official Game
Free

Explore a vibrant world, create and customize characters, and engage in various mini-games. Care for pets, bake delicious desserts, and decorate your home in this interactive adventure.

Character creation and customizationHome design and decorationPet shop mini-game
📚 Education
(2)
free with in-app purchases
10
Composer by SoFi
Composer by SoFi
Composer by SoFi
AI for automated stock trading
Free

Automate your stock and ETF trading with AI. Generate custom strategies from plain English requests, backtest performance, and execute trades automatically with as little as $50. Offers both automated and direct trading options with robust security features.

AI-powered strategy discoveryAutomated trade executionBacktesting with historical data
💰 Finance
(632)
subscription
11
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
💰 Finance
(3.2M)
free with in-app purchases
12
iBeer - Drink from your phone
iBeer - Drink from your phone
iBeer - Drink from your phone
Drink beer from your phone
Free

Simulate drinking beer from your phone with realistic visual effects. Connect with friends for virtual drink sharing, voice chat, and photo sharing. Customize backgrounds and enjoy bonus features like foam and burps.

Realistic beer simulationTilt to drinkShake for foam
🍔 Food & Drink
(3.7K)
free with in-app purchases
13
GreenFi - Mobile Banking
GreenFi - Mobile Banking
GreenFi - Mobile Banking
Save, Spend, Invest
Free

Manage your money with a conscience. This app offers checking and savings accounts that do not fund fossil fuels and plant a tree with every purchase. Enjoy early direct deposit, high APY, and fee-free ATM withdrawals.

Ethical checking and savings accountsPlant a tree with every purchaseNo fossil fuel funding
💰 Finance
(31K)
free with in-app purchases
14
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
15
Sofi Sova
Sofi Sova
Sofi Sova
by Solutaria doo
Free
📚 Education
(0)
16
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
17
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
18
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Get Paid Early. Build Credit.
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free
19
Soif de cidre
Soif de cidre
Soif de cidre
by 9377-6979 QUEBEC INC
Free
🎬 Entertainment
(0)
20
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(391K)
free with in-app purchases

FAQ about Soif

What are the best soif apps for iPhone?
SoFi: Bank, Invest & Crypto tops our soif apps ranking as of July 2026, with a 4.7-star average from 386K App Store ratings, and it's free to download.
Yes — 20 of the top soif apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Self - Credit Builder & Cards.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 182+ soif apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.

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