Best Soif Apps

237+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good soif apps. We benchmark 237+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Soif Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoSep 2026
2Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (329K)NoNoSep 2026
3Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoSep 2026
4Sofi SovaSofi SovaFreeNoNoMay 2026
5Cash AppCash AppFree4.8★ (8.7M)NoNoSep 2026
6Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
7Capital One MobileCapital One MobileFree4.8★ (11M)NoNoSep 2026
8iBeer - Drink from your phoneiBeer - Drink from your phoneFree4.7★ (3.7K)NoYesSep 2026

Top Picks for Soif

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(385K ratings)
Free
#23in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform
  • 💳 Useful credit card with rewards
  • 🔒 Secure account management

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
  • 🤖 Poor and unresponsive customer service
  • 📈 Cluttered app with too many upsells
  • 🔍 Difficulty verifying identity and updating info
Self - Credit Builder & Cards#2

Self - Credit Builder & Cards by Self Lender, Inc.

Build credit for a credit card
Strong Contender
💰 Finance
4.9😊(329K ratings)
Free
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Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly
  • 🤝 Responsive and helpful customer service

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges
  • 🕰️ Slow payout process after loan completion
  • 🤔 Misleading or unclear policies
Chime® – Mobile Banking#3

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings
Worth Considering
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#7in Finance
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Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature
  • 💳 Spot me feature
  • 💳 Referral program
  • 🏧 Fee-free ATM access
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
  • 💰 Fees for cash deposits
  • 🤔 Unclear account closure policies
  • 🔒 Security concerns with unauthorized transactions

More Soif apps to explore

FAQ about Soif

What are the best soif apps for iPhone?
SoFi: Bank, Invest & Crypto tops our soif apps ranking as of September 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes — 20 of the top soif apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Self - Credit Builder & Cards.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 237+ soif apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.

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