Best Savings Account Student Apps

247+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Finding the right savings account student apps can be overwhelming with so many options. We've analyzed 247+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Savings Account Student Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoAug 2026
2Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
3Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (260K)NoNoAug 2026
4Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
5Student Beans: College DealsStudent Beans: College DealsFree4.9★ (24K)YesNoAug 2026
6Discover MobileDiscover MobileFree4.9★ (5.2M)NoNoAug 2026
7Sootchy: 529 College SavingsSootchy: 529 College SavingsFree4.2★ (24)YesNoMay 2026
8NEST 529 DirectNEST 529 DirectFreeNoNoMay 2026

Top Picks for Savings Account Student

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(386K ratings)
Free
#21in Finance
SoFi: Bank, Invest & Crypto screenshot 1
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SoFi: Bank, Invest & Crypto screenshot 3
SoFi: Bank, Invest & Crypto screenshot 4
SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Oportun: Savings & Loans#2

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Strong Contender
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
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Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
Marcus by Goldman Sachs®#3

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Worth Considering
💰 Finance
4.9😐(260K ratings)
Free
Marcus by Goldman Sachs® screenshot 1
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Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features

More Savings Account Student apps to explore

4
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
5
Student Beans: College Deals
Student Beans: College Deals
Student Beans: College Deals
Discount Offers & Promo Codes
Free

Access hundreds of exclusive student discounts and promo codes to save money on shopping, dining, and more. Verify your student status easily to unlock offers from over 1,000 brands, both online and in-store.

Exclusive student discountsPromo codes for online shoppingIn-store discount verification
🛍️ Shopping
(24K)
free with in-app purchases
6
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption
💰 Finance
(5.2M)
free
7
Sootchy: 529 College Savings
Sootchy: 529 College Savings
Sootchy: 529 College Savings
Debt-Free Education for All
Free

This app helps families save for their children's education by opening a 529 savings account. It allows friends and family to contribute to these plans, offering a debt-free path to higher education for various learning institutions.

Open 529 savings accountsReceive contributions from friends and familySupport for various education types (university, trade school, K-12)
💰 Finance
(24)
free with in-app purchases
8
NEST 529 Direct
NEST 529 Direct
NEST 529 Direct
by Union Bank and Trust
Free
💰 Finance
(0)
9
Trump Accounts: Official App
Trump Accounts: Official App
Trump Accounts: Official App
Invest in your child’s future
Free

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, automatically investing funds for long-term growth. At 18, the account converts to a Traditional IRA.

Open accounts for eligible childrenAutomatic investment in long-term fundsTrack contributions and monitor performance
💰 Finance
(10K)
free
10
Bright Directions 529
Bright Directions 529
Bright Directions 529
Advisor-Guided 529 College
Free
💰 Finance
(0)
11
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit
💰 Finance
(5.9K)
free with in-app purchases
12
Transact eAccounts
Transact eAccounts
Transact eAccounts
by Transact Campus, LLC
Free

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

View account balancesTrack recent transactionsAdd money to accounts
📚 Education
(49K)
free
13
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
14
Raisin: Earn More on Cash
Raisin: Earn More on Cash
Raisin: Earn More on Cash
Savings, CDs, and More
Free

This app helps you grow your savings by connecting you to high-yield accounts and CDs from multiple FDIC-member banks and NCUA-member credit unions. Manage all your deposits, compare rates, and simplify tax reporting from a single, secure dashboard with no added fees or minimums.

Discover high-yield savings accountsCompare CD ratesManage multiple accounts from one login
💰 Finance
(82)
free with in-app purchases
15
Sovra: Global Dollar Account
Sovra: Global Dollar Account
Sovra: Global Dollar Account
Hold, earn, send, and spend
Free

Manage your dollars globally with this secure financial account. Fund your balance, send and receive money internationally, earn yield on your funds, and spend worldwide with a dedicated card. Enjoy direct control over your money.

Fund account in dollarsSend and receive globallyEarn yield on balance
💰 Finance
(2)
free
16
Educators WI Mobile Banking
Educators WI Mobile Banking
Educators WI Mobile Banking
by Educators Credit Union - Ivanhoe Place Real Estate Llc,
Free

Manage your finances on the go with this secure mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and monitor your credit score. It also offers tools for budgeting, savings goals, and financial wellness assessments.

Account management and transaction historyMobile check depositBill payment and fund transfers
💰 Finance
(79K)
free
17
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
💰 Finance
(3.2M)
free with in-app purchases
18
Backer: Smart 529 Savings
Backer: Smart 529 Savings
Backer: Smart 529 Savings
Simple, fast, fun way to 529
Free

Easily open a 529 college savings plan for your child. Invite family and friends to contribute to your child's education fund and watch savings grow tax-free. Get a recommended plan in minutes.

Open 529 plan quicklyInvite family and friends to contributeAutomated recurring contributions
💰 Finance
(495)
free
19
SD Account Access
SD Account Access
SD Account Access
by Virtus Investment Partners, Inc.
Free
💰 Finance
(0)
20
READYSAVE 529
READYSAVE 529
READYSAVE 529
by Ascensus
Free

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

Secure 529 account accessView balance and transaction historyAdd one-time or recurring contributions
💰 Finance
(27K)
free

FAQ about Savings Account Student

What are the best savings account student apps for iPhone?
SoFi: Bank, Invest & Crypto tops our savings account student apps ranking as of July 2026, with a 4.7-star average from 386K App Store ratings, and it's free to download.
Yes — 20 of the top savings account student apps we rank are free to download, including SoFi: Bank, Invest & Crypto and Oportun: Savings & Loans.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 247+ savings account student apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.