Best Savings Account Student Apps

4.8😐(2.2M ratings)

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#40in Finance

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

👍 Convenient mobile banking
🚀 Easy to use app
💳 Great bank overall
🤝 Friendly and helpful customer service
🏦 Seamless transition from previous bank
🔒 Secure banking experience

Room to Improve

🐛 Frequent app crashes and bugs
🤔 Confusing app updates and changes
💳 Issues with credit card rewards redemption
🔍 Difficulty finding account information
🕰️ Slow transaction processing and app response times
🚫 Restricted money transfer options

SoFi: Mobile Bank & Investing by Social Finance, LLC

Online Banking & Stock Trading

Strong Contender

4.7😐(385K ratings)

Free

#24in Finance

SoFi: Mobile Bank & Investing screenshot 1

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SoFi: Mobile Bank & Investing screenshot 3

SoFi: Mobile Bank & Investing screenshot 4

SoFi: Mobile Bank & Investing screenshot 5

SoFi: Mobile Bank & Investing screenshot 6

Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and tools for budgeting and credit monitoring.

What We Love

🚀 Convenient all-in-one finance app
💰 Competitive interest rates on savings
👍 Intuitive and user-friendly interface
📈 Integrated investment platform
💳 Useful credit card with rewards
🔒 Secure account management

Room to Improve

🐛 Buggy and unreliable account management
🕰️ Slow money transfer and withdrawal process
💸 Unwarranted account freezes and fund holds
🤖 Poor and unresponsive customer service
📈 Cluttered app with too many upsells
🔍 Difficulty verifying identity and updating info

Oportun: Savings & Loans by Oportun, Inc

Save money automatically

Worth Considering

Every Student Deserves More

4.7😐(289K ratings)

Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

💰 Helps save money
🤖 Automated savings
📊 Provides financial insights
🤝 Good customer service
🎉 Reached savings goals

Room to Improve

💸 Excessive/random withdrawals
🕰️ Slow transfer times
🚫 Difficulty closing account
💳 Overdraft fees
💰 Monthly subscription fee

More Savings Account Student apps to explore

Tolaab

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit

free with in-app purchases

(6.5K)

Marcus by Goldman Sachs®

Banking & Personal Finance

High-yield savings accountsCDs with competitive ratesNo-penalty CDs

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

(277K)

Advisor-Guided 529 College

Bright Directions 529

Manage existing Bright Directions 529 accountView balances and transactionsTrack investment performance

Manage your college savings account securely and conveniently from your mobile device. Monitor account activity, track investment performance, and make contributions or withdrawals on the go. Access important documents and alerts to stay organized.

(1)

Trump Accounts: Official App

Invest in your child’s future

Open accounts for eligible childrenAutomatic investment in long-term fundsTrack contributions and monitor performance

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, automatically investing funds for long-term growth. At 18, the account converts to a Traditional IRA.

by Union Bank and Trust

Check account balance and transactionsMake contributionsTrack savings goals

Manage your education savings account on the go. Check balances, make contributions, track progress, and request withdrawals securely. Access statements and account documents anytime.

by Transact Campus, LLC

View account balancesTrack recent transactionsAdd money to accounts

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

by Virtus Investment Partners, Inc.

Educators WI Mobile Banking

(1)

by Educators Credit Union - WI

Account management and transaction historyMobile check depositBill payment and fund transfers

Manage your finances on the go with this secure mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and monitor your credit score. It also offers tools for budgeting, savings goals, and financial wellness assessments.

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption

(5.2M)

Raisin: Earn More on Cash

Savings, CDs, and More

Discover exclusive high-yield savings accounts and CDsCompare rates from 75+ FDIC-member banks and NCUA-member credit unionsManage multiple accounts from a single dashboard

This app connects you to high-yield savings accounts and CDs from over 75 banks and credit unions. Manage multiple accounts, track interest, and simplify tax documents through a single, secure login. It offers a marketplace for earning more on your cash with no fees or minimums.

(87)

SaveTogether: Savings Tracker

Save Goals, No Bank Needed

Goal setting for any itemProgress and streak trackingPartner savings

Build a savings habit with this tracker that lets you set goals and monitor progress without connecting to your bank. Save for anything, track your streak, and even invite a partner to save with you.

Qapital: The Money Saving App

(7)

freemium

Save. Invest. Budget.

Automated savings goalsSmart budgeting rulesInvest in ETFs

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited goals, track progress, and spend smarter with a dedicated debit card. Team up with a partner on shared financial goals while maintaining individual account privacy.

(86K)

DreamFi: Checking Account

Debit Card & Direct Deposit

No minimum balance checking account50,000+ surcharge-free ATMsPrescription savings comparison

Open a checking account with no minimum balance and access over 50,000 surcharge-free ATMs. Save money with prescription discounts, affordable cell phone plans, and cash back rewards. Receive protection benefits like life insurance and roadside assistance.

free with in-app purchases

(6)

Flourish Cash

Invitation-only cash account.

High-yield cash accountElevated FDIC insurance coverageEasy and fast transfers

Manage your high-yield cash account with this app, offering competitive APY and elevated FDIC insurance up to $15 million. Easily transfer funds, organize your money with custom buckets, and track financial goals. Invitation required to access.

free with in-app purchases

(36)

READYSAVE 529

by Ascensus

Secure 529 account accessView balance and transaction historyAdd one-time or recurring contributions

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

(30K)

Turbo Piggy: Savings goal

Track goals, reach your dreams

Create unlimited savings goalsTrack multiple goals simultaneouslyVisualize progress with custom photos

This app helps you achieve your financial dreams by tracking savings goals. It allows you to create multiple goals, visualize progress with custom images, and receive smart reminders to stay motivated. Easily add or withdraw funds to manage your savings journey effectively.