Best Savings Account Student Apps

218+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Finding the right savings account student app can be overwhelming with so many options. We've analyzed 218+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Savings Account Student

Oportun: Finances made simple#1

Oportun: Finances made simple by Oportun, Inc.

Build savings, track your loan
Editor's Choice
💰 Finance
4.7😐(289K ratings)
FreeAds
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Simplify saving and manage loans in one place with our app that tailored to your financial situation. Start saving effortlessly and meet your money goals smarter!

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
Bread Savings#2

Bread Savings by Comenity LLC

Strong Contender
💰 Finance
4.7😐(4.7K ratings)
FreeAds
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An app for users of Bread Savings online bank to easily access and manage their high-yield savings accounts and CDs. Features include account monitoring, mobile check deposits, fund transfers, customization options, and direct customer support access. Sign in with online banking credentials to start saving conveniently on the go.

What We Love

  • 🚀 Easy to use app
  • 👍 Responsive customer service
  • 💰 Competitive interest rates
  • 🏦 Great online banking platform

Room to Improve

  • 🐛 Frequent app crashes
  • ⏱️ Long customer service wait times
  • 🔒 Account access issues
SoFi: Bank, Invest & Crypto#3

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Worth Considering
💰 Finance
4.7😐(386K ratings)
FreeAds
#18in Finance
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This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds

More Savings Account Student apps to explore

4
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Banking & Personal Finance
Free

A convenient and efficient banking app designed to help you manage your finances effortlessly. Experience seamless transactions, easy account monitoring, and personalized financial insights tailored to your needs. Take control of your money today.

💰 Finance
(250K)
5
First Savings Mastercard
First Savings Mastercard
First Savings Mastercard
First Savings Credit Card
Free

Access and manage your First Savings Mastercard Credit Card from anywhere with secure biometric sign-in, custom alerts, 24/7 account access, transaction viewing, payment management, and account information updates. Stay organized with Autopay and Paperless Statements.

💰 Finance
(4.7K)
6
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Qapital is a personal finance app that helps users save money towards their goals by allowing them to set up customized savings rules and automate their savings. With features like goal setting, automatic savings transfers, and round-up purchases, users can effortlessly work towards their financial objectives. Start saving smarter today!

💰 Finance
(86K)
7
Transact eAccounts
Transact eAccounts
Transact eAccounts
by Transact Campus, LLC
Free

Access campus account balances, add funds, and monitor transactions with the Transact eAccounts mobile app. Link your ID card to your phone for convenient access to campus facilities and quick payments with your iPhone or Apple Watch. Simplify campus life with this all-in-one financial tool.

📚 Education
(43K)
8
READYSAVE 529
READYSAVE 529
READYSAVE 529
by Ascensus Inc
Free

Download READYSAVE 529 to securely access your 529 plan account, check balances, manage transactions, add contributions, compare savings, and invite others to contribute. Access accounts from a wide range of 529 programs and enroll in select programs directly through the app.

💰 Finance
(27K)
9
Thrift Savings Plan
Thrift Savings Plan
Thrift Savings Plan
Official app of the TSP
Free

Manage your Thrift Savings Plan easily with the official TSP app. View account summary, monitor investments, use tools like the TSP virtual assistant, and securely manage your account on-the-go. Download now and stay on top of your finances conveniently.

💼 Business
(105K)
10
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

A smart financial tool that helps users effortlessly save and invest their money through automated processes and various savings options. Start securing your financial future today with our easy-to-use app.

💰 Finance
(6.3K)
11
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

An all-in-one mobile banking app with no hidden fees, early paydays, credit building options, account protection features, and more. Download now for easy access to your finances. Visit the app's website to learn more.

💰 Finance
(57K)
12
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

An app that helps users invest spare change for their future, with over $4 billion invested so far through Round-Ups®. Start investing and saving today for financial growth.

💰 Finance
(952K)
13
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Access your finances securely from anywhere with this mobile banking app. Monitor your accounts, receive alerts for suspicious activities, and manage your cards all in one place. Experience convenience and peace of mind at your fingertips.

💰 Finance
(2M)
14
Fi Money: Open Account Online
Fi Money: Open Account Online
Fi Money: Open Account Online
Track Expenses & Invest Money
Free

Track expenses, manage budgets, and open an account online with ease using this powerful financial application. Take control of your finances today!

💰 Finance
(148)
15
UW Credit Union
UW Credit Union
UW Credit Union
by University of Wisconsin Credit Union
Free

Access your accounts, send money, pay bills, and more with secure online banking. Manage all your UW Credit Union accounts easily from your mobile device. Lock cards, track rewards, and make payments quickly and securely.

💰 Finance
(5.7K)
16
USALLIANCE FCU
USALLIANCE FCU
USALLIANCE FCU
by USAlliance Federal Credit Union
Free

Access your finances on the go with our mobile app! Check balances, pay bills, deposit checks, view transactions, and more. Join USALLIANCE Financial for personalized service and a range of financial products tailored to your needs.

💰 Finance
(4.3K)
17
PSECU Mobile
PSECU Mobile
PSECU Mobile
Members Achieve More
Free

A digital-first credit union app that offers secure and convenient mobile banking for members. Manage accounts, make mobile deposits, pay bills, transfer money, access additional features like Visa Balance Transfers, view FICO® score, find ATMs, and more. Experience easier banking on-the-go with our app today!

💰 Finance
(31K)
18
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Save. Invest. Get richer daily
Free

Save and invest effortlessly with our user-friendly app that allows you to set financial goals, automate savings, and invest in mutual funds easily. Start building wealth today!

💰 Finance
(11K)
19
Pacific Service CU
Pacific Service CU
Pacific Service CU
Bank anywhere with PSCU mobile
Free

Bank conveniently with the mobile app from Pacific Service CU. Manage accounts, transfer funds, deposit checks, pay bills, control cards, apply for loans, redeem rewards, set savings goals, analyze spending, and send money with Zelle®. Download now for secure and easy access to all these features in one place.

💰 Finance
(8.1K)
20
Associated Credit Union
Associated Credit Union
Associated Credit Union
by Associated Credit Union
Free

The app provides convenient access to your finances with features like checking account balances, transferring funds, paying bills, depositing checks, and locating branches/ATMs. Experience enhanced functionality on your iPad now. Join us for secure financial management.

💰 Finance
(8.8K)