Best Saving Account Apps

228+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated May 2026

Oportun is the household name in saving account, but it's far from the only option. We track 228+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Saving Account

Oportun: Savings & Loans#1

Oportun: Savings & Loans by Oportun, Inc.

Build savings, track your loan
Editor's Choice
💰 Finance
4.7😐(289K ratings)
FreeAds
Oportun: Savings & Loans screenshot 1
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This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
PayPal - Send, Manage, Pay#2

PayPal - Send, Manage, Pay by PayPal, Inc.

Savings, cash back, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#5in Finance
PayPal - Send, Manage, Pay screenshot 1
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Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Marcus by Goldman Sachs®#3

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Worth Considering
💰 Finance
4.9😐(255K ratings)
FreeAds
Marcus by Goldman Sachs® screenshot 1
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Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features

More Saving Account apps to explore

4
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
5
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
6
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
7
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(954K)
subscription
8
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
9
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
10
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.7K)
free with in-app purchases
11
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(69K)
free with in-app purchases
12
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(315K)
subscription
13
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(110K)
free
14
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
💰 Finance
(17K)
free with in-app purchases
15
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(354K)
free with in-app purchases
16
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.5M)
free with in-app purchases
17
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption
💰 Finance
(5.1M)
free
18
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Save with a 3D money box
Free

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

Personalized 3D money jar visualizationAutomated savings plan creationProgress tracking and payment management
💰 Finance
(7.5K)
free with in-app purchases
19
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.8K)
free with in-app purchases
20
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(847K)
freemium

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