Best Saving Account Apps

4.7😐(289K ratings)

Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

💰 Helps save money
🤖 Automated savings
📊 Provides financial insights
🤝 Good customer service
🎉 Reached savings goals

Room to Improve

💸 Excessive/random withdrawals
🕰️ Slow transfer times
🚫 Difficulty closing account
💳 Overdraft fees
💰 Monthly subscription fee

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings

Strong Contender

4.8😊(1.6M ratings)

FreeAds

#6in Finance

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

🚀 Early paycheck
💰 No overdraft fees
👍 Easy to use app
💳 Credit builder feature
💳 Spot me feature
💳 Referral program
🏧 Fee-free ATM access
🤝 Helpful customer service

Room to Improve

🐛 Inconsistent direct deposit timing
🤖 Poor chatbot support
💳 Difficulty with card activation/replacement
💰 Fees for cash deposits
🤔 Unclear account closure policies
🔒 Security concerns with unauthorized transactions

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance

Worth Considering

SoFi: Mobile Bank & Investing

4.9😐(277K ratings)

Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

🚀 Easy to use
👍 Great app design
🚀 Smooth performance
💰 Competitive interest rates
🔒 Secure banking

Room to Improve

🐛 Technical issues
🔒 Difficulty accessing funds
👎 Degraded app features
🕰️ Slow money transfers
🤔 Inconsistent user experience

More Saving Account apps to explore

Online Banking & Stock Trading

AI-driven financial guide (SoFi Coach)Fee-free online banking with high-yield savingsBuy, sell, and hold over 25 cryptocurrencies

Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and tools for budgeting and credit monitoring.

(385K)

Qapital: The Money Saving App

Save. Invest. Budget.

Automated savings goalsSmart budgeting rulesInvest in ETFs

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited goals, track progress, and spend smarter with a dedicated debit card. Team up with a partner on shared financial goals while maintaining individual account privacy.

(86K)

Piggy Goals: Money Saving

Start Saving Money Now!

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

🔧 Utilities

(2.9K)

free with in-app purchases

PayPal - Pay, Send, Save

Debit card, rewards, pay later

Secure online and in-store shoppingPurchase protectionEarn rewards with debit card

Securely shop online and in-store, send and receive money globally, and manage your finances. Earn rewards with a debit card and track packages. Offers purchase protection and buy now, pay later options.

Albert: Budgeting and Banking

(6.3M)

ad-supported

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investingHigh-yield savings accounts

Manage your finances with an all-in-one app. Budget, save, spend, and invest with features like early direct deposit, automatic savings, and 24/7 identity monitoring. Get AI-powered financial advice and access cash advances.

Ally: Bank, Auto & Invest

(342K)

ad-supported

The app for all things money

Manage bank accountsSchedule vehicle paymentsSmart savings tools

Manage your banking, investments, and auto loans all in one place. Features include smart savings tools, commission-free trading, and free FICO® Score updates. Securely handle all your financial needs on the go.

Easy account access anywhere.

View account balancesPay bills and loansMonitor credit score

Manage your finances on the go with easy access to your accounts. View balances, pay bills, track credit, redeem rewards, and send money. Get instant alerts and lock your cards for added security.

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption

Payments, Balance & Rewards

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

(4.4M)

Revolut: send, spend, and save

Change the way you money

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

free with in-app purchases

(75K)

Acorns: Save & Invest Money

ETF, Stock Investing & Savings

Invest spare change with Round-Ups®Automated recurring investmentsDiversified ETF portfolios

Automated tools help you save, invest, and grow your money for the future. Features include investing spare change, diversified ETF portfolios, Bitcoin investments, retirement accounts, and emergency savings. Financial education resources are also available.

This savings app simplifies managing your money to help you reach your financial goals. It offers competitive rates and secure, user-friendly banking options. Funds are protected by FSCS up to £120,000.

Effortless bankingCompetitive savings ratesFixed Term Saver

(0)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

by Peoples Savings and Loan Company, The (INC)

by The Peoples Savings Bank OH

(0)

The Peoples Savings Bank

Challenges & a Running Total

(2)

SaveJar: Savings Tracker

Save together, grow together