Best Saving Account Apps

248+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Oportun is the household name in saving account, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Saving Account Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026
2SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoSep 2026
3Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoSep 2026
4Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoSep 2026
5Marcus by Goldman Sachs®Marcus by Goldman Sachs®Free4.9★ (265K)NoNoSep 2026
6Piggy Goals: Money SavingPiggy Goals: Money SavingFree4.7★ (2.9K)YesYesSep 2026
7Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (328K)YesNoSep 2026
8Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (113K)NoNoSep 2026

Top Picks for Saving Account

Oportun: Savings & Loans#1

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Editor's Choice
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
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Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee
SoFi: Bank, Invest & Crypto#2

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Strong Contender
💰 Finance
4.7😐(385K ratings)
Free
#23in Finance
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Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform
  • 💳 Useful credit card with rewards
  • 🔒 Secure account management

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
  • 🤖 Poor and unresponsive customer service
  • 📈 Cluttered app with too many upsells
  • 🔍 Difficulty verifying identity and updating info
Qapital: The Money Saving App#3

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.
Worth Considering
💰 Finance
4.8😊(86K ratings)
Free
Qapital: The Money Saving App screenshot 1
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Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

What We Love

  • 💰 Effective savings tool
  • 📈 Helps build good financial habits
  • 🤝 Useful for joint savings goals
  • 🤖 Automated savings rules
  • 💳 Convenient debit card
  • 🚀 Easy to use interface

Room to Improve

  • 🕰️ Slow money transfers
  • 🔒 Difficulty reconnecting bank accounts
  • 💰 Unexpected fees/charges
  • 🤝 Lack of visibility into joint goal contributions
  • 🤖 Inflexible savings rules

More Saving Account apps to explore

FAQ about Saving Account

What are the best saving account apps for iPhone?
Oportun: Savings & Loans tops our saving account apps ranking as of August 2026, with a 4.7-star average from 289K App Store ratings, and it's free to download.
Yes — 20 of the top saving account apps we rank are free to download, including Oportun: Savings & Loans and SoFi: Bank, Invest & Crypto.
Oportun: Savings & Loans has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ saving account apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Oportun app helps you reach your savings goals by automatically setting aside money based on your income and spending patterns. It also allows existing Oportun loan members to manage their loans, check balances, and make payments directly within the app.
The app's Set & Save™ feature learns your financial habits and identifies opportune moments to transfer funds towards your set savings goals. You can set limits, pause savings, and transfer money back to your bank account at any time.

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