Best Savings Account Couples Apps

4.7😐(289K ratings)

Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

💰 Helps save money
🤖 Automated savings
📊 Provides financial insights
🤝 Good customer service
🎉 Reached savings goals

Room to Improve

💸 Excessive/random withdrawals
🕰️ Slow transfer times
🚫 Difficulty closing account
💳 Overdraft fees
💰 Monthly subscription fee

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance

Strong Contender

4.9😐(271K ratings)

Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

🚀 Easy to use
👍 Great app design
🚀 Smooth performance
💰 Competitive interest rates
🔒 Secure banking

Room to Improve

🐛 Technical issues
🔒 Difficulty accessing funds
👎 Degraded app features
🕰️ Slow money transfers
🤔 Inconsistent user experience

Saving Together: Couple Goals by Sieu Thai

Shared money plan & reminders

Worth Considering

Honeydue: Couples Finance

4.0(2 ratings)

FreeAdsIn-App Purchases

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This app helps you set and track savings goals with a clear, simple plan. It supports solo or shared goals, allowing partners, roommates, or friends to contribute to a common target. Manage payments, track progress visually, and stay motivated with gentle nudges and optional leaderboards.

More Savings Account Couples apps to explore

Manage your money together

Track joint bank account balancesSet household spending limitsReceive bill payment reminders

This app helps couples manage their finances together by tracking balances, budgets, and bills. It allows for shared spending limits, bill reminders, and expense splitting, fostering better financial communication.

(10K)

Yunite - Money App for Couples

Money app for you and yours

Shared accountsSplit paymentsDebit cards

This app offers a shared financial platform for couples to manage their money together. It allows for joint account management, bill splitting, and easy payment of shared expenses, fostering financial harmony and communication.

(3)

Halfsies: Couples Budgeting

Joint Money: Yours, Mine, Ours

Virtual account splitting (Yours, Mine, Ours)Automated budgeting and fundingTransaction sorting and categorization

This app helps couples manage joint finances by splitting a shared bank account into virtual 'Yours,' 'Mine,' and 'Ours' accounts. It automates budgeting, funding, and transaction sorting to provide a clear spendable balance and reduce financial disagreements.

Money Date: Couples Finance

(1)

subscription

Talk Money. Stay Connected.

Guided conversation sessionsFinancial goal trackingFreedom Number calculation

This app provides guided sessions for couples to discuss their finances without arguments. It helps you track shared goals, understand your financial stress, and plan for the future together.

(1)

Opto: Money Coach for Couples

AI coach, relationship first

Guided money conversationsShared financial planningUnderstanding money mindsets

This app helps couples improve their financial communication and planning. It guides you through conversations about spending, saving, and shared goals, fostering honesty and clarity without judgment or jargon.

Official app of the TSP

Access TSP account summaryCheck investment performanceChange investment mix

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit

(6.3K)

Halfway: Couples Budgeting

Split fairly based on income

Income-based expense splittingInstant settlement trackingShared and personal budgets

This app helps couples with different incomes manage shared finances fairly. It allows for proportional expense splitting, tracks who owes what, and separates shared from personal spending. Enjoy transparent budgeting and simplified settlement without compromising privacy.

heyFinance: Financial Planner

(13)

freemium

Budgeting app for couples

DuoDime: AI Couples Finance

(0)

Couples Budgeting App

Split expenses effortlesslyTrack shared billsKeep finances separate

Manage shared expenses with your partner without a joint bank account. Track who paid for what, see upcoming bills, and communicate about money in context. Ideal for couples who prefer separate finances but need to coordinate household costs.

(6)

Raisin: Earn More on Cash

Savings, CDs, and More

Discover high-yield savings accountsCompare CD ratesManage multiple accounts from one login

This app helps you grow your savings by connecting you to high-yield accounts and CDs from multiple FDIC-member banks and NCUA-member credit unions. Manage all your deposits, compare rates, and simplify tax reporting from a single, secure dashboard with no added fees or minimums.

(86)

Envelope budgeting for two

Hearth: Couples Budget

Shared envelopes for joint budgetingReal-time expense trackingOptional bank account syncing

This app helps couples manage their finances together with shared envelopes for bills, groceries, and savings. It offers real-time expense tracking, optional bank syncing, and AI receipt scanning for easy logging. Budgeting becomes simpler and more transparent for both partners.

(6)

Qapital: The Money Saving App

Save. Invest. Budget.

Automated savings goalsSmart budgeting rulesInvest in ETFs

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Banking in sync with you

Open new accountsTrack account activityMobile check deposit

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

(37K)

Wealthfront: Save and Invest

Saving, investing, stocks.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

(17K)

Tandem - Living Together

Built for couples

Split expenses with simple swipesTrack joint monthly spending by categoryCreate shared to-do lists

Manage shared finances and daily life with your partner. Effortlessly split bills, track joint spending, and coordinate tasks. Plan for future purchases together with a secure and intuitive interface.

(743)

The Savings Collaborative

A no-fee savings club

Builds savings habitMobile app securityCommunity savings clubs

This app helps users build a consistent savings habit by leveraging the security and convenience of a mobile platform combined with the collaborative trust of community savings clubs.

📚 Education

(13)