Best Savings Account Bank Apps

4.8😐(2.1M ratings)

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#48in Finance

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

👍 Convenient mobile banking
🚀 Easy to use app
💳 Great bank overall
🤝 Friendly and helpful customer service
🏦 Seamless transition from previous bank
🔒 Secure banking experience

Room to Improve

🐛 Frequent app crashes and bugs
🤔 Confusing app updates and changes
💳 Issues with credit card rewards redemption
🔍 Difficulty finding account information
🕰️ Slow transaction processing and app response times
🚫 Restricted money transfer options

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings

Strong Contender

4.8😊(1.6M ratings)

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#6in Finance

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

🚀 Early paycheck
💰 No overdraft fees
👍 Easy to use app
💳 Credit builder feature
💳 Spot me feature
💳 Referral program
🏧 Fee-free ATM access
🤝 Helpful customer service

Room to Improve

🐛 Inconsistent direct deposit timing
🤖 Poor chatbot support
💳 Difficulty with card activation/replacement
💰 Fees for cash deposits
🤔 Unclear account closure policies
🔒 Security concerns with unauthorized transactions

IndusInd Bank: Savings A/C, FD by IndusInd Bank Limited

Savings Bank Account & FD

Worth Considering

Moniepoint Personal Banking

4.7😞(2.3K ratings)

Free

IndusInd Bank: Savings A/C, FD screenshot 1

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This banking app offers a fully digital experience for opening savings accounts, booking fixed deposits, and applying for loans or credit cards. Enjoy features like scan-and-pay, bill payments, and investment options, all with zero fees on many transactions.

What We Love

👍 User-friendly interface for NRIs
🚀 Simple login process

Room to Improve

🐛 Does not support US/international phone numbers
🐛 Unable to find/login with registered numbers
🐛 No provision to migrate from earlier app version

More Savings Account Bank apps to explore

Savings account | Send money

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

(32K)

Online checking and savings

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Banking in sync with you

Open new accountsTrack account activityMobile check deposit

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

by ULSTER SAVINGS BANK

Review account balances and transactionsTransfer funds between accountsPay bills

Manage your finances on the go with this mobile banking app. Review account balances, transfer funds, pay bills, and view cleared checks. Easily locate ATMs and branches with secure SSL encryption.

(3.6K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

(233K)

Digital Savings Account & more

RCBC DiskarTech Savings

Instant savings account openingUp to 4% annual interestZero fees and no maintaining balance

This mobile banking app offers a digital savings account with high interest and zero fees. It also provides features for sending money, paying bills, and accessing other financial services, all regulated and insured for security.

by Greenfield Savings Bank

(197)

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Greenfield Savings Bank

Check account balanceView transaction historyMake transfers

Manage your finances conveniently from your mobile device. Check balances, view transactions, make transfers, pay bills, and deposit checks. Locate ATMs and branches easily.

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption

(5.2M)

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

free with in-app purchases

(385K)

Marcus by Goldman Sachs®

Banking & Personal Finance

High-yield savings accountsCDs with competitive ratesNo-penalty CDs

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

by Hebron Savings Bank

View account balancesCheck transaction historyReceive account alerts

Manage your finances on the go with this mobile banking app. View account balances, transaction history, and alerts. Initiate transfers and pay bills conveniently from your device.

(993)

Sturdy Savings Mobile Banking

by Sturdy Savings Mobile Banking

Account balance and historyFund transfersBill payment

Manage your bank accounts securely and conveniently on the go. Check balances, view history, transfer funds, pay bills, and locate branches. Your financial information is protected with advanced encryption and security measures.

(680)

by Security Savings Bank IA

Security Savings Bank

Check account informationView account balanceManage and pay bills

Manage your finances conveniently from your iPhone. Check account balances, view transactions, and handle bill payments and person-to-person transfers securely on the go.

(208)

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Oportun: Savings & Loans

Save money automatically

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit

free with in-app purchases

(6.3K)

N26 — Love your bank

Bank, save, and invest

Online bank account openingInstant money transfersSavings accounts with interest

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

free with in-app purchases

(12K)

Superior Savings Mobile App

by Superior Savings Bank