Best Savings Account Bank Apps

4.8😐(2.1M ratings)

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#36in Finance

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

👍 Convenient mobile banking
🚀 Easy to use app
💳 Great bank overall
🤝 Friendly and helpful customer service
🏦 Seamless transition from previous bank
🔒 Secure banking experience

Room to Improve

🐛 Frequent app crashes and bugs
🤔 Confusing app updates and changes
💳 Issues with credit card rewards redemption
🔍 Difficulty finding account information
🕰️ Slow transaction processing and app response times
🚫 Restricted money transfer options

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings

Strong Contender

4.8😊(1.6M ratings)

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#8in Finance

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

🚀 Early paycheck
💰 No overdraft fees
👍 Easy to use app
💳 Credit builder feature
💳 Spot me feature
💳 Referral program
🏧 Fee-free ATM access
🤝 Helpful customer service

Room to Improve

🐛 Inconsistent direct deposit timing
🤖 Poor chatbot support
💳 Difficulty with card activation/replacement
💰 Fees for cash deposits
🤔 Unclear account closure policies
🔒 Security concerns with unauthorized transactions

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance

Worth Considering

IndusInd Bank: Savings A/C, FD

4.9😐(265K ratings)

Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

What We Love

🚀 Easy to use
👍 Great app design
🚀 Smooth performance
💰 Competitive interest rates
🔒 Secure banking

Room to Improve

🐛 Technical issues
🔒 Difficulty accessing funds
👎 Degraded app features
🕰️ Slow money transfers
🤔 Inconsistent user experience

More Savings Account Bank apps to explore

Savings Bank Account & FD

Digital savings account openingFixed deposit booking and managementInstant personal loans and credit lines

This banking app offers a fully digital experience for opening savings accounts, booking fixed deposits, and applying for loans or credit cards. Enjoy features like scan-and-pay, bill payments, and investment options, all with zero fees on many transactions.

(2.2K)

Online checking and savings

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Banking in sync with you

Open new accountsTrack account activityMobile check deposit

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

(36K)

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

(385K)

Ulster Savings Bank

by ULSTER SAVINGS BANK

Review account balances and transactionsTransfer funds between accountsPay bills

Manage your finances on the go with this mobile banking app. Review account balances, transfer funds, pay bills, and view cleared checks. Easily locate ATMs and branches with secure SSL encryption.

(3.6K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early payday accessNo monthly or overdraft feesCash advances up to $500

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

(233K)

Huntington Mobile Banking

Access bank accounts on the go

Check account balancesPay bills and transfer fundsDeposit checks remotely

Manage your Huntington accounts, pay bills, deposit checks, and transfer funds securely from your mobile device. The app offers budgeting tools, real-time alerts, and card management features to help you stay on top of your finances.

Payments, Balance & Rewards

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

(4.4M)

Sturdy Savings Mobile Banking

by Sturdy Savings Mobile Banking

Account balance and historyFund transfersBill payment

Manage your bank accounts securely and conveniently on the go. Check balances, view history, transfer funds, pay bills, and locate branches. Your financial information is protected with advanced encryption and security measures.

Easy account access anywhere.

View account balances and statementsPay bills and loansCheck credit score with CreditWise

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit

(6.3K)

Moniepoint Personal Banking

Savings account | Send money

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Bank, save, and invest

Online bank account openingInstant money transfersSavings accounts with interest

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

(12K)

Bangor Mobile

by Bangor Savings Bank

Check account balances and historyTransfer funds between accountsPay existing bill payees

Manage your finances conveniently from your mobile device. Access account balances, transaction history, and transfer funds. Deposit checks, pay bills, and locate branches or ATMs with ease.

(15K)

Digital Savings Account & more

RCBC DiskarTech Savings

Instant savings account openingUp to 4% annual interestZero fees and no maintaining balance

This mobile banking app offers a digital savings account with high interest and zero fees. It also provides features for sending money, paying bills, and accessing other financial services, all regulated and insured for security.

First Savings Credit Card

(165)

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First Savings Mastercard

Secure biometric sign-inCustomizable account alerts24/7 account access

Manage your credit card account conveniently and securely from your mobile device. Access account details, make payments, set up alerts, and update your information anytime, anywhere.

(4.7K)

by Security Savings Bank IA

Security Savings Bank

Check account informationView account balanceManage and pay bills

Manage your finances conveniently from your iPhone. Check account balances, view transactions, and handle bill payments and person-to-person transfers securely on the go.