Best Savings Account Bank Apps

4.8😐(2.2M ratings)

FreeAds

#40in Finance

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

👍 Convenient mobile banking
🚀 Easy to use app
💳 Great bank overall
🤝 Friendly and helpful customer service
🏦 Seamless transition from previous bank
🔒 Secure banking experience

Room to Improve

🐛 Frequent app crashes and bugs
🤔 Confusing app updates and changes
💳 Issues with credit card rewards redemption
🔍 Difficulty finding account information
🕰️ Slow transaction processing and app response times
🚫 Restricted money transfer options

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings

Strong Contender

4.8😊(1.7M ratings)

FreeAds

#11in Finance

This financial app offers fee-free banking with features like early paycheck access and a credit builder. It helps your money grow with tools for savings and rewards. Enjoy convenient mobile banking with a focus on user benefits.

What We Love

🚀 Early paycheck
💰 No overdraft fees
👍 Easy to use app
💳 Credit builder feature
💳 Spot me feature
💳 Referral program
🏧 Fee-free ATM access
🤝 Helpful customer service

Room to Improve

🐛 Inconsistent direct deposit timing
🤖 Poor chatbot support
💳 Difficulty with card activation/replacement
💰 Fees for cash deposits
🤔 Unclear account closure policies
🔒 Security concerns with unauthorized transactions

GO2bank: Mobile banking by Green Dot Corporation

Online checking and savings

Worth Considering

4.8😞(65K ratings)

Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

What We Love

🚀 Prompt direct deposit
👍 Convenient mobile banking
💡 Useful savings features
🔒 Secure transactions

Room to Improve

🐛 Unreliable app functionality
👎 Poor customer service
🤖 Automated/scripted responses
💸 Unexpected fees and charges

More Savings Account Bank apps to explore

Synchrony Bank

Banking in sync with you

Open new accountsTrack account activityMobile check deposit

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

(37K)

IndusInd Bank: Savings A/C, FD

Savings Bank Account & FD

Digital savings account openingFixed Deposit booking and managementCredit card application and management

Manage your savings accounts, fixed deposits, credit cards, and investments digitally. Perform transactions, pay bills, and track rewards all within a secure mobile banking platform.

(2.4K)

Banking & Personal Finance

Marcus by Goldman Sachs®

High-yield savings accountsCompetitive CD ratesNo-penalty CDs

Manage your savings and grow your money with competitive interest rates on various account types. Open and fund accounts, schedule transfers, and track your financial growth on the go. FDIC-insured for peace of mind.

(278K)

Digital Savings Account & more

RCBC DiskarTech Savings

Instant savings account openingUp to 4% annual interestZero fees and no maintaining balance

This mobile banking app offers a digital savings account with high interest and zero fees. It also provides features for sending money, paying bills, and accessing other financial services, all regulated and insured for security.

by Greenfield Savings Bank

(227)

ad-supported

Greenfield Savings Bank

Check account balanceView transaction historyMake transfers

Manage your finances conveniently from your mobile device. Check balances, view transactions, make transfers, pay bills, and deposit checks. Locate ATMs and branches easily.

(1.8K)

SoFi: Mobile Bank & Investing

Online Banking & Stock Trading

AI-driven financial guide (SoFi Coach)Fee-free online bankingHigh-yield savings accounts

Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and fractional share trading.

(385K)

Varo Bank: Online Banking

Early Payday & Cash Advances

Early paydayNo monthly or overdraft feesCash advances up to $250

This digital bank offers early payday, fee-free banking, and competitive interest rates. Access instant cash advances, a line of credit, and a free secured credit card to build your credit history.

Bank, save, and invest

Online account openingInstant money transfersSavings accounts with interest

Manage your finances with a comprehensive banking app. Open accounts, send money instantly, save with flexible options, and invest in stocks and ETFs. Enjoy travel perks and robust security features.

Credit Card & Banking

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management

Manage your finances with a credit card offering 3% cash back on all purchases and virtual card numbers for private spending. Access high-yield savings, no-fee ATMs, and full-service banking without visiting a branch. Build family credit and enjoy 24/7 concierge support.

by Ulster Savings Bank

Review account balances and transactionsTransfer funds between accountsPay bills

Manage your finances on the go with this mobile banking app. Review account balances, transfer funds, pay bills, and view cleared checks. Easily locate ATMs and branches with secure SSL encryption.

(4K)

by Security Savings Bank IA

Security Savings Bank

Check account informationView account balanceManage and pay bills

Manage your finances conveniently from your iPhone. Check account balances, view transactions, and handle bill payments and person-to-person transfers securely on the go.

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption

Easy account access anywhere.

View account balancesPay bills and loansMonitor credit score

Manage your finances on the go with easy access to your accounts. View balances, pay bills, track credit, redeem rewards, and send money. Get instant alerts and lock your cards for added security.

(11M)

The Hometown Savings Bank

by The Hometown Savings Bank

Check account balancesTransfer fundsPay bills

Manage your finances on the go with this mobile banking app. Easily check balances, transfer funds, pay bills, and find nearby branches or ATMs. It offers a convenient way to handle everyday banking needs from your device.

(1.1K)

Sturdy Savings Mobile Banking

by Sturdy Savings Mobile Banking

Account balance and historyFund transfersBill payment

Manage your bank accounts securely and conveniently on the go. Check balances, view history, transfer funds, pay bills, and locate branches. Your financial information is protected with advanced encryption and security measures.

(721)

Guardian Savings Bank - Mobile

by Guardian Savings Bank

Check account balances and transactionsTransfer funds between accountsPay bills conveniently

Manage your finances on the go with this mobile banking app. Check account balances, transfer funds, pay bills, and deposit checks conveniently. Locate nearby branches and ATMs with GPS integration.

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit