Best Savings Account Bank Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

Looking for free savings account bank apps? 20 of our 249+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Savings Account Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8โ˜… (2.1M)YesNoAug 2026
2IndusInd Bank: Savings A/C, FDIndusInd Bank: Savings A/C, FDFree4.7โ˜… (2.1K)NoNoAug 2026
3Varo Bank: Online BankingVaro Bank: Online BankingFree4.9โ˜… (234K)NoNoAug 2026
4SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7โ˜… (386K)NoNoAug 2026
5Marcus by Goldman SachsยฎMarcus by Goldman SachsยฎFree4.9โ˜… (260K)NoNoAug 2026
6Huntington Mobile BankingHuntington Mobile BankingFree4.8โ˜… (246K)NoNoAug 2026
7Synchrony BankSynchrony BankFree4.8โ˜… (36K)YesNoAug 2026
8GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8โ˜… (63K)NoNoAug 2026

Top Picks for Savings Account Bank

U.S. Bank Mobile Banking#1

U.S. Bank Mobile Banking by U.S. Bancorp

Personal Finance and Invest
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(2.1M ratings)
FreeAds
#58in Finance
U.S. Bank Mobile Banking screenshot 1
U.S. Bank Mobile Banking screenshot 2
U.S. Bank Mobile Banking screenshot 3
U.S. Bank Mobile Banking screenshot 4
U.S. Bank Mobile Banking screenshot 5
U.S. Bank Mobile Banking screenshot 6

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

  • ๐Ÿ‘ Convenient mobile banking
  • ๐Ÿš€ Easy to use app
  • ๐Ÿ’ณ Great bank overall
  • ๐Ÿค Friendly and helpful customer service

Room to Improve

  • ๐Ÿ› Frequent app crashes and bugs
  • ๐Ÿค” Confusing app updates and changes
  • ๐Ÿ’ณ Issues with credit card rewards redemption
IndusInd Bank: Savings A/C, FD#2

IndusInd Bank: Savings A/C, FD by IndusInd Bank Limited

Savings Bank Account & FD
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(2.1K ratings)
Free
IndusInd Bank: Savings A/C, FD screenshot 1
IndusInd Bank: Savings A/C, FD screenshot 2
IndusInd Bank: Savings A/C, FD screenshot 3
IndusInd Bank: Savings A/C, FD screenshot 4
IndusInd Bank: Savings A/C, FD screenshot 5
IndusInd Bank: Savings A/C, FD screenshot 6

This banking app offers a fully digital experience for opening savings accounts, booking fixed deposits, and applying for loans or credit cards. Enjoy features like scan-and-pay, bill payments, and investment options, all with zero fees on many transactions.

What We Love

  • ๐Ÿ‘ User-friendly interface for NRIs
  • ๐Ÿš€ Simple login process

Room to Improve

  • ๐Ÿ› Does not support US/international phone numbers
  • ๐Ÿ› Unable to find/login with registered numbers
  • ๐Ÿ› No provision to migrate from earlier app version
Varo Bank: Online Banking#3

Varo Bank: Online Banking by Varo Money inc

Early Payday & Cash Advances
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(234K ratings)
Free
#41in Finance
Varo Bank: Online Banking screenshot 1
Varo Bank: Online Banking screenshot 2
Varo Bank: Online Banking screenshot 3
Varo Bank: Online Banking screenshot 4
Varo Bank: Online Banking screenshot 5
Varo Bank: Online Banking screenshot 6

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

What We Love

  • ๐Ÿ’ณ Great credit building card
  • ๐Ÿš€ Fast and efficient banking
  • ๐Ÿ”’ Secure credit and debit cards
  • ๐Ÿ’ฐ Competitive interest rates

Room to Improve

  • ๐Ÿ•ฐ๏ธ Slow mobile check deposits
  • ๐Ÿค– Ineffective customer service
  • ๐Ÿ”’ Difficulty accessing accounts during maintenance

More Savings Account Bank apps to explore

4
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(386K)
free with in-app purchases
5
Marcus by Goldman Sachsยฎ
Marcus by Goldman Sachsยฎ
Marcus by Goldman Sachsยฎ
Banking & Personal Finance
Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accountsCDs with competitive ratesNo-penalty CDs
๐Ÿ’ฐ Finance
(260K)
free
6
Huntington Mobile Banking
Huntington Mobile Banking
Huntington Mobile Banking
Access bank accounts on the go
Free

Manage your Huntington accounts, pay bills, deposit checks, and transfer funds securely from your mobile device. The app offers budgeting tools, real-time alerts, and card management features to help you stay on top of your finances.

Check account balancesPay bills and transfer fundsDeposit checks remotely
๐Ÿ’ฐ Finance
(246K)
free
7
Synchrony Bank
Synchrony Bank
Synchrony Bank
Banking in sync with you
Free

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Open new accountsTrack account activityMobile check deposit
๐Ÿ’ฐ Finance
(36K)
free
8
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(63K)
free
9
N26 โ€” Love your bank
N26 โ€” Love your bank
N26 โ€” Love your bank
Bank, save, and invest
Free

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

Online bank account openingInstant money transfersSavings accounts with interest
๐Ÿ’ฐ Finance
(12K)
free with in-app purchases
10
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
๐Ÿ’ฐ Finance
(30K)
free
11
Hebron Savings Bank
Hebron Savings Bank
Hebron Savings Bank
by Hebron Savings Bank
Free

Manage your finances on the go with this mobile banking app. View account balances, transaction history, and alerts. Initiate transfers and pay bills conveniently from your device.

View account balancesCheck transaction historyReceive account alerts
๐Ÿ’ฐ Finance
(925)
free
12
Sturdy Savings Mobile Banking
Sturdy Savings Mobile Banking
Sturdy Savings Mobile Banking
by Sturdy Savings Mobile Banking
Free

Manage your bank accounts securely and conveniently on the go. Check balances, view history, transfer funds, pay bills, and locate branches. Your financial information is protected with advanced encryption and security measures.

Account balance and historyFund transfersBill payment
๐Ÿ’ฐ Finance
(601)
free
13
Bangor Mobile
Bangor Mobile
Bangor Mobile
by Bangor Savings Bank
Free

Manage your finances conveniently from your mobile device. Access account balances, transaction history, and transfer funds. Deposit checks, pay bills, and locate branches or ATMs with ease.

Check account balances and historyTransfer funds between accountsPay existing bill payees
๐Ÿ’ฐ Finance
(15K)
free
14
RCBC DiskarTech Savings
RCBC DiskarTech Savings
RCBC DiskarTech Savings
Digital Savings Account & more
Free

This mobile banking app offers a digital savings account with high interest and zero fees. It also provides features for sending money, paying bills, and accessing other financial services, all regulated and insured for security.

Instant savings account openingUp to 4% annual interestZero fees and no maintaining balance
๐Ÿ’ฐ Finance
(157)
ad-supported
15
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
๐Ÿ’ฐ Finance
(289K)
subscription
16
First Savings Mastercard
First Savings Mastercard
First Savings Mastercard
First Savings Credit Card
Free

Manage your credit card account conveniently and securely from your mobile device. Access account details, make payments, set up alerts, and update your information anytime, anywhere.

Secure biometric sign-inCustomizable account alerts24/7 account access
๐Ÿ’ฐ Finance
(4.7K)
free
17
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption
๐Ÿ’ฐ Finance
(5.2M)
free
18
Franklin Savings for ME
Franklin Savings for ME
Franklin Savings for ME
by Franklin Savings Bank (ME)
Free
๐Ÿ’ฐ Finance
(0)
19
Toyota Bank - US
Toyota Bank - US
Toyota Bank - US
by Toyota Financial Savings Bank
Free

Manage your mortgage and savings accounts with this mobile banking app. It offers features like balance checks, fund transfers, remote deposits, and payment scheduling for your Toyota Bank accounts. You can also view account activity, set up alerts, and access e-statements.

Check account balancesTransfer fundsRemote check deposit
๐Ÿ’ฐ Finance
(15)
ad-supported
20
Ulster Savings Bank
Ulster Savings Bank
Ulster Savings Bank
by ULSTER SAVINGS BANK
Free

Manage your finances on the go with this mobile banking app. Review account balances, transfer funds, pay bills, and view cleared checks. Easily locate ATMs and branches with secure SSL encryption.

Review account balances and transactionsTransfer funds between accountsPay bills
๐Ÿ’ฐ Finance
(3.6K)
free

FAQ about Savings Account Bank

What are the best savings account bank apps for iPhone?
U.S. Bank Mobile Banking tops our savings account bank apps ranking as of July 2026, with a 4.8-star average from 2.1M App Store ratings, and it's free to download.
Yes โ€” 20 of the top savings account bank apps we rank are free to download, including U.S. Bank Mobile Banking and IndusInd Bank: Savings A/C, FD.
U.S. Bank Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 249+ savings account bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your accounts, monitor cash flow, send money, deposit checks, pay bills, and track your spending. You can also view your credit score, apply for new products, and manage your investments.
Key features include viewing all your accounts (checking, savings, credit cards, loans) in one place, sending and requesting money with Zelleยฎ, depositing checks, paying and managing bills, and making transfers between accounts. You can also track your cash flow and spending trends.