Best Savings Account Kids Apps

209+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.7★, the savings account kids category is one of the App Store's strongest. Browse all 209+ apps we track, sorted so the most loved ones surface first.

Top Picks for Savings Account Kids

GoHenry by Acorns Kids Banking#1

GoHenry by Acorns Kids Banking by gohenry Ltd

Debit Card, Allowance, Chores
Editor's Choice
💰 Finance
4.5😐(14K ratings)
Free
GoHenry by Acorns Kids Banking screenshot 1
GoHenry by Acorns Kids Banking screenshot 2
GoHenry by Acorns Kids Banking screenshot 3
GoHenry by Acorns Kids Banking screenshot 4
GoHenry by Acorns Kids Banking screenshot 5
GoHenry by Acorns Kids Banking screenshot 6

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

What We Love

  • 👍 Teaches kids about money management
  • 💳 Allows kids to have their own debit card
  • 🤑 Ability to earn money through chores and tasks
  • 💰 Helps kids save and budget their money

Room to Improve

  • 🐛 Frequent app/card malfunctions and glitches
  • 💸 Expensive monthly subscription fees
  • 🤔 Confusing or limited functionality (e.g. no daily tasks)
UNest: Investing for Kids#2

UNest: Investing for Kids by U-Nest Holdings LLC

Family Finance Made Easy
Strong Contender
💰 Finance
4.7😐(3.7K ratings)
FreeAdsIn-App Purchases
UNest: Investing for Kids screenshot 1
UNest: Investing for Kids screenshot 2
UNest: Investing for Kids screenshot 3
UNest: Investing for Kids screenshot 4
UNest: Investing for Kids screenshot 5

This app simplifies saving and investing for your child's future through a tax-advantaged custodial account. It offers professionally managed portfolios and allows contributions from family and friends, providing a flexible alternative to traditional college savings plans.

What We Love

  • 👍 Easy to use and navigate
  • 💡 Convenient way to save for kids' education
  • 🚀 Quick and simple setup
  • 🤑 Tax-free growth of investments

Room to Improve

  • 🐛 Unreliable account management and deposits
  • 🕰️ Slow customer support response times
  • 💰 High monthly fees that eat into returns
Acorns Early: Kids Money App#3

Acorns Early: Kids Money App by Acorns Grow Incorporated

Debit Card, Allowance, Chores
Worth Considering
💰 Finance
4.7😐(8.7K ratings)
Free
Acorns Early: Kids Money App screenshot 1
Acorns Early: Kids Money App screenshot 2
Acorns Early: Kids Money App screenshot 3
Acorns Early: Kids Money App screenshot 4
Acorns Early: Kids Money App screenshot 5
Acorns Early: Kids Money App screenshot 6

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

What We Love

  • 👍 Engaging and fun for kids
  • 💡 Teaches financial responsibility
  • 🚀 Easy to use and user-friendly
  • 👍 Helpful for introducing money concepts

Room to Improve

  • 🐛 Buggy and unreliable app
  • 🔒 Poor customer support and account management
  • 🔍 Lacks flexibility for managing multiple kids

More Savings Account Kids apps to explore

4
Till: Kids & Teen Banking
Till: Kids & Teen Banking
Till: Kids & Teen Banking
Debit Card, Saving & Spending
Free

This app helps children and teens develop smart money habits through a banking app and debit card. It offers features like automated allowance, spending tracking, and rewards, fostering financial responsibility. Families can learn, earn, and grow their financial literacy together.

Debit card for kidsAutomated allowance paymentsSpending and saving tracking
💰 Finance
(9.6K)
free with in-app purchases
5
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(69K)
free with in-app purchases
6
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(954K)
subscription
7
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit
💰 Finance
(4.7K)
free with in-app purchases
8
Stockpile: Money for Families
Stockpile: Money for Families
Stockpile: Money for Families
Debit card, investing, savings
Free

This app helps families manage money and learn about investing. Kids get debit cards to practice budgeting and saving, while parents can oversee transactions and set up allowances. The platform also offers tools for families to invest together and earn college tuition discounts.

Debit cards for kids and teensBudgeting and spending trackingSavings accounts with APY
💰 Finance
(56K)
free with in-app purchases
9
BusyKid
BusyKid
BusyKid
Money Management for Kids
Free

This app teaches children and teens valuable money management skills. Kids can earn, save, donate, spend using a prepaid card, and even learn to invest in real stocks. Parents can approve all transactions, making it a safe way to gain hands-on financial experience.

Chore and allowance trackerLearn to invest in real stocksPersonalized prepaid Visa card
💰 Finance
(1.5K)
free
10
Modak: Kids & Teens Banking
Modak: Kids & Teens Banking
Modak: Kids & Teens Banking
Debit card for families
Free

This app helps families teach children about money management through a debit card, allowance tracking, and reward-based learning games. It empowers kids to spend, save, and earn while parents monitor transactions and guide financial education.

Visa debit card for kids and teensAllowance and chore trackingParental controls and real-time transaction monitoring
💰 Finance
(7.9K)
free
11
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free
12
First Savings Mastercard
First Savings Mastercard
First Savings Mastercard
First Savings Credit Card
Free

Manage your credit card account conveniently and securely from your mobile device. Access account details, make payments, set up alerts, and update your information anytime, anywhere.

Secure biometric sign-inCustomizable account alerts24/7 account access
💰 Finance
(4.7K)
free
13
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Banking & Personal Finance
Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accountsCDs with competitive ratesNo-penalty CDs
💰 Finance
(255K)
free
14
Greenlight: For Families
Greenlight: For Families
Greenlight: For Families
Debit Card, Chores, Investing
Free

This app helps families manage finances, teach kids about money, and enhance safety. It offers features for earning, saving, spending, and investing, along with robust security for all family members, including seniors.

Family money managementAutomated allowances and choresKids and teen investing
💰 Finance
(486K)
subscription
15
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
16
I Am Saving
I Am Saving
I Am Saving
Teaching kids to save money
Free

This app helps children learn to save money by setting savings goals, tracking income and expenses, and visualizing progress. It encourages good financial habits and congratulates users upon reaching their goals.

Set savings goalsTrack income and expensesVisualize savings progress
💰 Finance
(106)
free with in-app purchases
17
Synchrony Bank
Synchrony Bank
Synchrony Bank
Banking in sync with you
Free

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Open new accountsTrack account activityMobile check deposit
💰 Finance
(35K)
free
18
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
19
Savings Goals
Savings Goals
Savings Goals
Manage Your Money Better
Free

This app helps you track progress towards your financial goals, whether for a house, car, holiday, or bills. Set a target amount and date, and it will suggest a savings schedule and monitor your progress with clear visuals.

Set target amounts and datesCalculate required savings scheduleTrack progress against goals
💰 Finance
(218)
free with in-app purchases
20
Guardian Savings
Guardian Savings
Guardian Savings
Allowance and Savings Tracker
Free

This app helps parents teach children about money management. It tracks allowance, savings, and spending, turning financial interactions into teachable moments with features like "money jars" and progress tracking for goals.

Allowance and savings trackerTeachable money momentsMoney jars for goal setting
📚 Education
(155)
free