Best Savings Account Kids Apps

4.8😐(10K ratings)

FreeAdsIn-App Purchases

#65in Finance

This app helps children and teens develop smart money habits through a banking app and debit card. It offers features like automated allowance, spending tracking, and rewards, fostering financial responsibility. Families can learn, earn, and grow their financial literacy together.

What We Love

👍 Easy to use
🚀 Fast customer service
💡 Great for managing kids' allowance
🚀 Seamless international usage
👍 User-friendly interface

Room to Improve

🐛 Slow money transfers
🔒 Concerns about account closures without explanation
🐛 Inconsistent app performance
🔒 Requests for sensitive personal information
🐛 Issues with funding and reloading the card

Greenlight: For Families by Greenlight Financial Technology, Inc.

Finance, Safety, Calendar

Strong Contender

4.8😐(489K ratings)

Free

This app helps families manage finances, teach kids about money, and enhance safety. It offers features for earning, saving, spending, and investing, along with robust security for all family members, including seniors.

What We Love

🚀 Good for kids and younger teens
👍 Convenient and user-friendly
💡 Helps teach money management
👍 Allows parents to control spending
👍 Customizable cards
👍 Tracks spending and savings

Room to Improve

🐛 Occasional technical issues
🔒 Lack of security features
💰 Monthly subscription fee
🔒 Limited control over parent wallet
🐛 Inconsistent customer service
🐛 Delayed transaction updates

Acorns Early: Kids Money App by Acorns Grow Incorporated

Debit Card, Allowance, Chores

Worth Considering

Money. Debit Card. Bitcoin.

4.6😐(10K ratings)

Free

Acorns Early: Kids Money App screenshot 1

Acorns Early: Kids Money App screenshot 2

Acorns Early: Kids Money App screenshot 3

Acorns Early: Kids Money App screenshot 4

Acorns Early: Kids Money App screenshot 5

Acorns Early: Kids Money App screenshot 6

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

What We Love

👍 Engaging and fun for kids
💡 Teaches financial responsibility
🚀 Easy to use and user-friendly
👍 Helpful for introducing money concepts
💡 Motivates kids to do chores
👍 Allows kids to have their own debit card

Room to Improve

🐛 Buggy and unreliable app
🔒 Poor customer support and account management
🔍 Lacks flexibility for managing multiple kids
👎 Difficult to use, especially for parents with multiple children
👎 Educational content not engaging enough for kids

More Savings Account Kids apps to explore

Cash App

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin

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GoHenry by Acorns Kids Banking

Debit Card, Allowance, Chores

Automated allowanceChore rewardsSavings goals

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

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Trump Accounts: Official App

Invest in your child’s future

Open accounts for eligible childrenAutomatic investment in long-term fundsTrack contributions and monitor performance

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, automatically investing funds for long-term growth. At 18, the account converts to a Traditional IRA.

Banking & Personal Finance

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Marcus by Goldman Sachs®

High-yield savings accountsCDs with competitive ratesNo-penalty CDs

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

Get Paid Early. Build Credit.

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free

Current - Mobile Banking

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Teach kids money skills

by Neighborhood Loans, Inc

Neighborhood Loans Kids

Teaching kids to save money

Set savings goalsTrack income and expensesVisualize savings progress

This app helps children learn to save money by setting savings goals, tracking income and expenses, and visualizing progress. It encourages good financial habits and congratulates users upon reaching their goals.

(126)

Virtual HomeBank for Kids

KidsHomeBank Plus

Virtual money managementChore-based earningSavings goals

This virtual bank helps children learn essential financial skills like earning, saving, and managing money. Parents can assign chores and pay allowances, while kids track their funds with colorful charts and manage multiple accounts for savings goals or charitable giving.

📚 Education

(4)

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Build Kids Smart Saving Habits

Pocket Monkey: Kids Grow Money

Kids learn investing & growth

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PiggyPaintAI: FamilySavings

Family savings made playful

📚 Education

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Sprout Saver: Kids Allowance

Teach kids smart money habits

Virtual currency for safe practiceEarn, Save, Spend, Give jarsSavings goals and the Vault

This app teaches children ages 6-16 about earning, saving, spending, and giving using virtual currency. It offers a curriculum of lessons, games, and scenarios to build real financial habits without the risk of real money. Parents maintain control through a PIN-protected dashboard and can automate allowances and track progress.

📚 Education