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UNest: Investing for Kids

UNest: Investing for Kids

Family Finance Made Easy

3.7K ratings
102 reviews
With Ads#140 in top-grossing Finance
💼 Business
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • September 27, 2018
  • July 6, 2026

Features

Developer

U-Nest Holdings LLC
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UNest: Investing for Kids screenshot #1 for iPhone
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UNest: Investing for Kids screenshot #5 for iPhone
🧾$4.99 - $149.99
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📉no. 140
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Reviews summary↘︎
⭐102
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❓5 answered
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About

This app simplifies saving and investing for your child's future through a tax-advantaged custodial account. It offers professionally managed portfolios and allows contributions from family and friends, providing a flexible alternative to traditional college savings plans.

✓Open UTMA custodial account
✓Invest for college and future expenses
✓Automated recurring contributions
✓Professionally managed portfolios
✓Family and friend contributions
✓Flexible withdrawals
Show original description

What users say

Summarized from real user reviews of UNest. Based on 3.7K reviews and a 4.7/5 average, it highlights the 5 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use and navigate
  • 💡Convenient way to save for kids' education
  • 🚀Quick and simple setup
  • 🤑Tax-free growth of investments
  • 📈Helpful projection tools for future savings

Negative things

  • 🐛Unreliable account management and deposits
  • 🕰️Slow customer support response times
  • 💰High monthly fees that eat into returns
  • 🔒Concerns about account security and data privacy
See all reviews

What's New in UNest

3.8.0

July 6, 2026

We're excited to bring UNest to more families — the app is now fully available in Spanish. Switch languages anytime under Settings → Language, and enjoy the same secure, simple experience in the language that feels most like home.

More

Subscription plans

UNest Annual Membership

Access to UNest features and services

$39.991 Year
1 Month trial
How to cancel UNest subscription ⁉️
2

In-App Purchases

$149.99

UNest Lifetime Membership

Access to UNest features and services

Charts

Top Grossing

📉 140-7

Finance

This app dropped -7 positions in Finance chart.

Last updated on July 19, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Horrible customer service

Horrible customer service, I have contacted them many times to cancel and I’m still getting memberships fees taken out. They said I would get $100 to shop.com but I never got it. DO NOT USE
PFT27PFT27

Bad

Been investing for more that a year now and all of a sudden I can’t log in the it say I don’t have an account. But I’m paying for the membership and a monthly deposit for both of my kids. Is this a scam???
Ayg0415Ayg0415

Gifts

Bring back the birthday gift options!
MissthetargetMissthetarget

Tax Documents

Anytime I try to pull documents for each one of my accounts there is always some sort of system error that is reported. As there is no other way of pulling account files, this is an inconvenience you must plan for if you are a last minute tax filer.
DannyC1215DannyC1215

Can’t access my account

There is an update but it won’t let me update it or open the app. I have no access to the account at all and I haven’t gotten any help from their “support.” I have been investing into this account for over a year and cannot get i to it at all.
PlantmanMikePlantmanMike
See 97 more reviews

User experience

🐞

Reported Bugs

3 issues

Inability to cancel accounts or withdraw funds

Bug

Disappearing account balances and investment history

Bug

Unexpected deductions and unauthorized transactions

Bug
✨

Requested Features

4 requests

Ability to view detailed account statements

Feature

Option to customize investment portfolios

Feature

Integration with other financial accounts

Feature

Live chat or phone support for quicker assistance

Feature

FAQ

What does UNest do?

UNest helps parents and guardians save and invest money for their children's future through a tax-advantaged custodial account. It offers professionally managed portfolios and allows for automated contributions and gifts from family and friends, making it a flexible alternative to traditional college savings plans.

What are the key features of UNest?

Key features include the ability to open a UTMA custodial account quickly, invest for college and other future expenses, set up automated recurring contributions, access professionally managed portfolios, receive gifts from family and friends, and enjoy flexible withdrawal options for various child-related benefits.

How much does UNest cost?

UNest has a simple pricing model which includes a monthly subscription fee of $2, plus an annual fee of 0.25% on invested assets. Existing members who subscribed before November 20, 2025, will continue under their original plan unless they choose to change. More up-to-date pricing can be found at unest.co/pricing.

What is UNest used for?

UNest is used to build long-term wealth for a child's future, covering expenses like college tuition, a first home, or other significant life milestones. It's also designed to teach financial responsibility and create lasting financial security for the next generation.

Is UNest available on different devices?

While the description doesn't explicitly state compatibility, the reference to managing subscriptions via the App Store implies it is available on iOS devices. Typically, such financial apps also offer an Android version, but this needs to be confirmed.